How We Assess Fees. If there are insufficient funds to pay a debit transaction or item based on your actual (ledger) balance, we may either: 1) return the debit or item or 2) pay the debit or item at our discretion. We may charge you fees if we return the debit or item or pay the debit or item on your behalf.
Appears in 5 contracts
Samples: Deposit Account Agreement, Deposit Account Agreement, Deposit Account Agreement
How We Assess Fees. If there are insufficient funds to pay a debit transaction or item based on your actual (ledger) available balance, we may either: 1) return the debit or item or 2) pay the debit or item at our discretion. We may charge you fees if we return the debit or item or pay the debit or item on your behalf.
Appears in 4 contracts
Samples: Electronic Banking Agreement, www.morris.bank, www.morris.bank
How We Assess Fees. If there are insufficient funds to pay a debit transaction or item based on your actual (ledger) balance, we may either utilize sweep services, business overdraft line of credit, or Overdraft Transfer Service you previously established up to its limit. It is after these options are exhausted, we may either: 1) return the debit or item or 2) pay the debit or item at our discretion. We may charge you fees if we return the debit or item or pay the debit or item on your behalf.
Appears in 1 contract
Samples: Electronic Banking Agreement
