Common use of Incontestability Clause in Contracts

Incontestability. We cannot challenge the validity of this policy after 2 years from the Policy commencement date or the latest Reinstatement date. However, if there is fraud, we reserve the rights to void the policy even after 2 years have passed. When this happens, we will refund all Premiums paid (less any amounts previously paid to you under this policy) without interest and less any amounts owing to us as well as any expenses incurred by us in providing you the policy.

Incontestability. We cannot challenge the validity of this policy after 2 years from the Policy commencement date or the latest Reinstatement date, whichever is later. However, if there is fraud, we We reserve the rights to void the policy even after 2 years have passed. When this happens, we We will refund all Premiums paid (less any amounts previously paid to you You under this policy) without interest and less any amounts owing to us Us as well as any expenses incurred by us Us in providing you You the policy.

Incontestability. We cannot challenge the validity of this policy after 2 years from the Policy commencement date or the latest Reinstatement date. However, if there is fraud, we We reserve the rights to void the policy even after 2 years have passed. When this happens, we We will refund all Premiums paid (less any amounts previously paid to you under this policy) without interest and less any amounts owing to us Us as well as any expenses incurred by us Us in providing you the policy.

Incontestability. We cannot challenge the validity of this policy after 2 years from the Policy commencement date or the latest Reinstatement date. However, if there is fraud, we We reserve the rights to void the policy even after 2 years have passed. When this happens, we We will refund all Premiums paid (less any amounts previously paid to you under this policy) without interest and interest, less any amounts owing to us Us as well as any expenses incurred by us Us in providing you You the policy.

Incontestability. We cannot challenge the validity of this policy after 2 years from the Policy commencement date or the latest Reinstatement date. However, if there is fraud, we We reserve the rights to void the policy even after 2 years have passed. When this happens, we We will refund all Premiums paid (less any amounts previously paid to you You under this policy) without interest and less any amounts owing to us Us as well as any expenses incurred by us Us in providing you You the policy.

Incontestability. We cannot challenge the validity of this policy after 2 two (2) years from the Policy commencement date or the latest Reinstatement date, whichever is later. However, if there is fraud, we We reserve the rights to void the policy even after 2 two (2) years have passed. When this happens, we We will refund all Premiums paid (less any amounts previously paid to you You under this policy) without interest and less any amounts owing to us Us as well as any expenses incurred by us Us in providing you You the policy.