Common use of INCORPORATED FINANCIAL ADVISOR IMMEDIATELY Clause in Contracts

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT HOME LOAN TRUST 1999-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY - GROUP II (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Remaining Term Up to 120 5 255,088 0.36 121 to 180 191 28,505,171 40.42 181 to 240 37 3,054,988 4.33 241 to 300 4 802,676 1.14 301 to 360 135 37,910,693 53.75 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Occupancy Owner Occupied 365 69,600,767 98.68 Investor Owned 6 578,021 0.82 Vacation/Second Home 1 349,828 0.50 ----- -------- ------------ ------- 372 $ 70,528,616 100.00% -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Lien Type First Lien 222 61,776,595 87.59 Second Lien 150 8,752,021 12.41 ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 -------------------------------------------------------------------------- ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- - LIBOR LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Margin 4.001 - 5.000% 1 229,076 1.51 5.001 - 6.000 14 4,417,267 29.03 6.001 - 7.000 17 5,014,614 32.96 7.001 - 8.000 13 3,186,042 20.94 8.001 - 9.000 6 1,618,853 10.64 9.001 - 10.000 2 469,632 3.09 11.001 - 12.000 1 279,625 1.84 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Rate Reset 1999/01 1 243,752 1.6 1999/02 2 540,415 3.55 1999/03 1 368,087 2.42 1999/04 1 246,425 1.62 1999/05 4 1,320,251 8.68 1999/09 1 301,664 1.98 1999/12 1 254,322 1.67 2000/01 4 649,518 4.27 2000/02 2 600,430 3.95 2000/04 1 292,048 1.92 2000/05 4 811,550 5.33 2000/06 1 314,179 2.06 2000/07 4 989,326 6.5 2000/08 11 3,647,108 23.97 2000/09 9 2,683,641 17.64 2000/10 3 813,468 5.35 2001/04 1 358,916 2.36 2001/07 1 266,778 1.75 2001/08 1 279,625 1.84 2001/09 1 233,608 1.54 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY - GROUP II (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Balance Up to 25,000.00 6 110,539 0.16 25,000.01 to 50,000.00 72 2,900,120 4.11 50,000.01 to 75,000.00 49 2,983,310 4.23 75,000.01 to 100,000.00 19 1,675,608 2.38 100,000.01 to 125,000.00 7 739,900 1.05 125,000.01 to 150,000.00 5 674,645 0.96 150,000.01 to 175,000.00 4 635,897 0.90 200,000.01 to 250,000.00 68 16,288,874 23.1 250,000.01 to 300,000.00 77 21,063,943 29.87 300,000.01 to 350,000.00 36 11,589,040 16.43 350,000.01 to 400,000.00 19 7,323,659 10.38 400,000.01 to 450,000.00 5 2,115,865 3.00 450,000.01 to 500,000.00 4 1,925,355 2.73 500,000.01 to 550,000.00 1 501,861 0.71 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Property Type Two- to Four-Family 13 1,532,922 2.17 Townhouse 1 247,727 0.35 Multi-Family 13 1,252,572 1.78 Condominium 2 541,382 0.77 Single Family Attached 2 308,052 0.44 Single Family Detached 341 66,645,961 94.49 ----- -------- ------------ ------- 372 $ 70,528,616 100.00% -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Months Since Origination 0 to 1 61 12,161,737 17.24 2 to 12 301 55,842,923 79.18 13 to 24 10 2,523,955 3.58 ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Combined LTV 15.01 to 20.00% 1 299,743 0.43 30.01 to 35.00 1 244,699 0.35 35.01 to 40.00 2 619,437 0.88 40.01 to 45.00 3 456,565 0.65 45.01 to 50.00 1 64,825 0.09 50.01 to 55.00 5 1,261,917 1.79 55.01 to 60.00 3 504,462 0.72 60.01 to 65.00 14 2,294,062 3.26 65.01 to 70.00 31 5,812,235 8.25 70.01 to 75.00 47 11,807,697 16.76 75.01 to 80.00 109 23,954,855 33.99 80.01 to 85.00 68 11,381,260 16.15 85.01 to 90.00 46 9,422,700 13.37 90.01 to 95.00 10 860,486 1.22 95.01 to 100.00 30 1,487,614 2.11 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Coupon 6.001 - 7.000% 6 1,724,788 2.45 7.001 - 8.000 7 1,975,323 2.8 8.001 - 9.000 38 10,730,848 15.23 9.001 - 10.000 69 16,871,354 23.94 10.001 - 11.000 113 21,573,377 30.61 11.001 - 12.000 61 8,888,527 12.61 12.001 - 13.000 53 5,442,983 7.72 13.001 - 14.000 23 3,228,201 4.58 14.001 - 15.000 1 37,155 0.05 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY - GROUP II (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Combined LTV 15.01 to 20.00 1 299,743 0.42 30.01 to 35.00 1 244,699 0.35 35.01 to 40.00 2 619,437 0.88 40.01 to 45.00 3 456,565 0.65 45.01 to 50.00 1 64,825 0.09 50.01 to 55.00 5 1,261,917 1.79 55.01 to 60.00 3 504,462 0.72 60.01 to 65.00 13 2,159,293 3.06 65.01 to 70.00 33 6,003,064 8.51 70.01 to 75.00 47 11,807,697 16.74 75.01 to 80.00 110 24,279,533 34.43 80.01 to 85.00 67 11,056,582 15.68 85.01 to 90.00 46 9,422,700 13.36 90.01 to 95.00 10 860,486 1.22 95.01 to 100.00 30 1,487,614 2.11 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Coupon 6.001 - 7.000 6 1,724,788 2.45 7.001 - 8.000 7 1,975,323 2.80 8.001 - 9.000 38 10,730,848 15.21 9.001 - 10.000 69 16,871,354 23.92 10.001 - 11.000 114 21,629,436 30.67 11.001 - 12.000 61 8,888,527 12.60 12.001 - 13.000 53 5,442,983 7.72 13.001 - 14.000 23 3,228,201 4.58 14.001 - 15.000 1 37,155 0.05 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 372 $ 70,528,616 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY - GROUP II (8/25/99continued) POOL 1 ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Cap 14.001 - 15.000 7 2,125,572 13.97 15.001 - 16.000 12 3,315,577 21.79 16.001 - 17.000 16 4,885,883 32.11 17.001 - 18.000 14 3,680,487 24.19 18.001 - 19.000 2 516,717 3.40 19.001 - 20.000 1 349,828 2.30 20.001 - 21.000 2 341,045 2.24 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Floor 5.001 - 6.000 2 738,306 4.85 6.001 - 7.000 3 920,369 6.05 7.001 - 8.000 3 942,280 6.19 8.001 - 9.000 13 3,558,498 23.39 9.001 - 10.000 11 3,320,404 21.82 10.001 - 11.000 13 3,430,678 22.55 11.001 - 12.000 5 1,321,652 8.69 12.001 - 13.000 1 349,828 2.30 13.001 - 14.000 3 633,093 4.16 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Balance Up to $25,000.00 6 110,539 0.16 25,000.01 to 50,000.00 72 2,900,120 4.12 50,000.01 to 75,000.00 48 2,927,251 4.15 75,000.01 to 100,000.00 19 1,675,608 2.38 100,000.01 to 125,000.00 7 739,900 1.05 125,000.01 to 150,000.00 5 674,645 0.96 150,000.01 to 175,000.00 4 635,897 0.9 200,000.01 to 250,000.00 68 16,288,874 23.11 250,000.01 to 300,000.00 77 21,063,943 29.89 300,000.01 to 350,000.00 36 11,589,040 16.44 350,000.01 to 400,000.00 19 7,323,659 10.39 400,000.01 to 450,000.00 5 2,115,865 3 450,000.01 to 500,000.00 4 1,925,355 2.73 500,000.01 to 550,000.00 1 501,861 0.71 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Property Type Two- to Four-Family 13 1,532,922 2.18 Townhouse 1 247,727 0.35 Multi-Family 13 1,252,572 1.78 Condominium 2 541,382 0.77 Single Family Attached 2 308,052 0.44 Single Family Detached 340 66,589,902 94.49 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Months Since Origination 0 to 1 61 12,161,737 17.26 2 to 12 300 55,786,864 79.16 13 to 24 10 2,523,955 3.58 ----- ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Months Since Origination 0 to 1 1,970 124,974,766 23.98 2 to 12 5,328 341,586,767 65.54 13 to 24 38 2,792,630 0.54 25 or more 2 98,166 0.02 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 ------------ ------- 7,921 $313,004,978 521,182,587 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Remaining Term Up to 120 242 6,541,335 1.26 121 to 180 3,241 183,707,687 35.25 181 to 240 685 35,252,961 6.76 241 to 300 186 12,147,180 2.33 301 to 360 2,984 231,803,168 44.48 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 ------------ ------- 7,921 $313,004,978 521,182,587 100.00% --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Occupancy Owner Occupied 6,820 442,944,592 84.99 Investor Owned 498 25,451,984 4.88 Vacation/Second Home 20 1,055,754 0.2 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Lien Type First Lien 6,325 440,515,575 84.52 Second Lien 1,013 28,936,755 5.55 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- IMC Credit Grade A 3,305 233,781,914 44.86 B 2,320 156,531,164 30.03 C 1,956 112,078,995 21.50 D 340 18,790,514 3.61 ----- ------------ ------- 7,921 $521,182,587 100.00% -------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 ---------------------------------------------------------------------- ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Cap 9.001 - 10.000% 1 71,358 0.06 10.001 - 11.000 1 141,433 0.12 13.001 - 14.000 5 659,697 0.57 14.001 - 15.000 58 6,486,939 5.57 15.001 - 16.000 246 23,665,840 20.34 16.001 - 17.000 448 40,744,496 35.02 17.001 - 18.000 338 27,173,700 23.35 18.001 - 19.000 153 12,156,357 10.45 19.001 - 20.000 59 3,546,840 3.05 20.001 - 21.000 25 1,224,801 1.05 21.001 - 22.000 5 276,263 0.24 22.001 - 23.000 2 144,561 0.12 26.001 - 27.000 1 31,186 0.03 30.001 - 35.000 1 38,275 0.03 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 ------------ ------- 1,343 $313,004,978 116,361,747 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Floor 2.001 - 3.000% 1 27,883 0.02 3.001 - 4.000 1 193,246 0.17 4.001 - 5.000 4 362,422 0.31 5.001 - 6.000 26 2,566,286 2.21 6.001 - 7.000 49 3,861,948 3.32 7.001 - 8.000 42 3,968,243 3.41 8.001 - 9.000 150 15,349,985 13.19 9.001 - 10.000 368 35,025,232 30.1 10.001 - 11.000 390 32,556,205 27.98 11.001 - 12.000 187 14,835,610 12.75 12.001 - 13.000 84 5,364,637 4.61 13.001 - 14.000 28 1,502,998 1.29 14.001 - 15.000 9 534,536 0.46 15.001 - 16.000 4 212,515 0.18 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 ------------ ------- 1,343 $313,004,978 116,361,747 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY - GROUP I (8/25/99continued) POOL 1 ARM INFORMATION - LIBOR LOANS (CONTINUEDcontinued) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Rate Reset 1998/12 3 318,666 0.27 1999/01 16 1,738,669 1.50 1999/02 46 4,605,282 3.97 1999/03 37 3,665,264 3.16 1999/04 12 1,422,215 1.23 1999/05 18 1,894,896 1.63 1999/06 12 1,288,807 1.11 1999/07 8 607,011 0.52 1999/08 12 934,885 0.81 1999/09 13 1,169,089 1.01 1999/10 9 926,749 0.80 1999/11 12 1,143,702 0.99 1999/12 21 1,292,273 1.11 2000/01 31 2,561,208 2.21 2000/02 15 1,038,327 0.90 2000/03 16 1,279,509 1.10 2000/04 31 2,579,124 2.22 2000/05 86 7,509,064 6.48 2000/06 91 7,455,348 6.43 2000/07 136 11,873,964 10.24 2000/08 274 23,075,227 19.90 2000/09 276 23,812,116 20.54 2000/10 61 5,898,528 5.09 2000/11 1 69,000 0.06 2000/12 1 50,841 0.04 2001/03 1 76,716 0.07 2001/04 1 106,790 0.09 2001/05 1 39,886 0.03 2001/06 5 429,152 0.37 2001/07 5 367,134 0.32 2001/08 38 2,688,354 2.32 2001/09 37 2,968,915 2.56 2001/10 6 482,480 0.42 2003/01 3 293,290 0.25 2003/05 2 253,519 0.22 2003/08 1 30,088 0.03 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 ------------ ------- 1,338 $313,004,978 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 115,946,091 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Remaining Term Up to 120 5 255,088 0.36 121 to 180 190 28,449,112 40.37 181 to 240 37 3,054,988 4.34 241 to 300 4 802,676 1.14 301 to 360 135 37,910,693 53.79 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Occupancy Owner Occupied 364 69,544,707 98.68 Investor Owned 6 578,021 0.82 Vacation/Second Home 1 349,828 0.5 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 371 $ 70,472,556 100.00% --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Lien Type First Lien 222 61,776,595 87.66 Second Lien 149 8,695,961 12.34 ----- ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY - GROUP I (8/25/99continued) POOL 1 ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- - CMT LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Margin 2.001 - 3.000 1 27,883 5.19 5.001 - 6.000 1 146,642 27.30 6.001 - 7.000 1 107,869 20.08 8.001 - 9.000 3 254,671 47.42 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 6 $ 537,064 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Rate Reset 1999/05 2 174,525 32.50 1999/08 1 107,869 20.08 2000/08 2 153,183 28.52 2000/09 1 101,487 18.90 ----- -------- ------------ ------- 6 $ 537,064 100.00% -------------------------------------------------------------------------------------------------------- ARM INFORMATION - LIBOR LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Margin 2.001 - 3.000 1 112,610 0.10 3.001 - 4.000 3 419,469 0.36 4.001 - 5.000 60 6,022,190 5.19 5.001 - 6.000 332 29,765,098 25.67 6.001 - 7.000 463 42,177,850 36.38 7.001 - 8.000 301 23,983,356 20.68 8.001 - 9.000 102 7,549,922 6.51 9.001 - 10.000 50 3,803,513 3.28 10.001 - 11.000 18 1,609,376 1.39 11.001 - 12.000 7 479,314 0.41 12.001 - 13.000 1 23,393 0.02 ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 ------------ ------- 1,338 $313,004,978 115,946,091 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY - GROUP II (8/25/99continued) POOL 1 ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- - LIBOR LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Margin 4.001 - 5.000 1 229,076 1.51 5.001 - 6.000 14 4,417,267 29.03 6.001 - 7.000 17 5,014,614 32.96 7.001 - 8.000 13 3,186,042 20.94 8.001 - 9.000 6 1,618,853 10.64 9.001 - 10.000 2 469,632 3.09 11.001 - 12.000 1 279,625 1.84 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Rate Reset 1999/01 1 243,752 1.60 1999/02 2 540,415 3.55 1999/03 1 368,087 2.42 1999/04 1 246,425 1.62 1999/05 4 1,320,251 8.68 1999/09 1 301,664 1.98 1999/12 1 254,322 1.67 2000/01 4 649,518 4.27 2000/02 2 600,430 3.95 2000/04 1 292,048 1.92 2000/05 4 811,550 5.33 2000/06 1 314,179 2.06 2000/07 4 989,326 6.50 2000/08 11 3,647,108 23.97 2000/09 9 2,683,641 17.64 2000/10 3 813,468 5.35 2001/04 1 358,916 2.36 2001/07 1 266,778 1.75 2001/08 1 279,625 1.84 2001/09 1 233,608 1.54 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% --------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - NON-CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 -------------------------------------------------------------------------- ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Cap 14.001 - 15.000% 7 2,125,572 13.97 15.001 - 16.000 12 3,315,577 21.79 16.001 - 17.000 16 4,885,883 32.11 17.001 - 18.000 14 3,680,487 24.19 18.001 - 19.000 2 516,717 3.4 19.001 - 20.000 1 349,828 2.3 20.001 - 21.000 2 341,045 2.24 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Life Floor 5.001 - 6.000% 2 738,306 4.85 6.001 - 7.000 3 920,369 6.05 7.001 - 8.000 3 942,280 6.19 8.001 - 9.000 13 3,558,498 23.39 9.001 - 10.000 11 3,320,404 21.82 10.001 - 11.000 13 3,430,678 22.55 11.001 - 12.000 5 1,321,652 8.69 12.001 - 13.000 1 349,828 2.3 13.001 - 14.000 3 633,093 4.16 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 54 $ 15,215,109 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 ---------------------------------------------------------------------- ARM INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- - CMT LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Margin 2.001 - 3.000% 1 27,883 5.19 5.001 - 6.000 1 146,642 27.3 6.001 - 7.000 1 107,869 20.08 8.001 - 9.000 3 254,671 47.42 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 ------------ ------- 6 $ 537,064 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Rate Reset 1999/05 2 174,525 32.5 1999/08 1 107,869 20.08 2000/08 2 153,183 28.52 2000/09 1 101,487 18.9 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 ------------ ------- 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 $ 537,064 100.00% --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ARM INFORMATION - LIBOR LOANS ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Margin 2.001 - 3.000% 1 112,610 0.1 3.001 - 4.000 3 419,469 0.36 4.001 - 5.000 60 6,022,190 5.2 5.001 - 6.000 331 29,643,690 25.59 6.001 - 7.000 463 42,177,850 36.42 7.001 - 8.000 301 23,983,356 20.71 8.001 - 9.000 102 7,549,922 6.52 9.001 - 10.000 50 3,803,513 3.28 10.001 - 11.000 18 1,609,376 1.39 11.001 - 12.000 7 479,314 0.41 12.001 - 13.000 1 23,393 0.02 ----- ------------ ------- 1,337 $115,824,683 100.00% -------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber PAINEWEBBER -------------------------------------------------------------------------------- FREMONT HOME LOAN OWNER TRUST 1999-3 1 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------------------------------------------------------------------------------- Occupancy Owner Occupied 3,221 381,782,498 91.26 Non-Owner Occupied 449 35,241,873 8.42 Second Home 9 1,317,790 0.32 -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 ---------------- ---------- 3,679 $313,004,978 418,342,161 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------------------------------------------------------------------------------ Credit Grade A 449 53,636,704 12.82 A- 1,345 174,903,508 41.81 B 838 96,595,587 23.09 C 623 59,326,617 14.18 C- 230 17,447,622 4.17 D 194 16,432,122 3.93 ------ ----------- ------ 3,106 ---------------- ------------ 3,679 $313,004,978 418,342,161 100.00% -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ARM INFORMATION -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% -------------------------------------------------------------------------------- Life Cap 13.001 - 14.000% 5 579,525 0.15 14.001 - 15.000% 109 16,243,965 4.28 15.001 - 16.000% 674 99,233,359 26.13 16.001 - 17.000% 1,084 136,431,056 35.92 17.001 - 18.000% 828 86,468,706 22.76 18.001 - 19.000% 334 29,861,578 7.86 19.001 - 20.000% 140 9,482,491 2.50 20.001 - 21.000% 23 1,365,554 0.36 21.001 - 22.000% 1 59,109 0.02 30.001 - 35.000% 1 108,437 0.03 -------- --------------- ---------- 3,199 $379,833,782 100.00% -------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE - CONFORMING POOL SUMMARY (8/25/99continued) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Coupon 5.001 - 6.000% 1 156,958 0.03 6.001 - 7.000 10 1,425,173 0.27 7.001 - 8.000 104 9,330,667 1.79 8.001 - 9.000 539 46,338,724 8.89 9.001 - 10.000 1,567 119,706,344 22.97 10.001 - 11.000 2,295 148,274,139 28.45 11.001 - 12.000 1,456 85,444,301 16.39 12.001 - 13.000 859 38,844,099 7.45 13.001 - 14.000 381 15,457,737 2.97 14.001 - 15.000 87 3,147,571 0.6 15.001 - 16.000 28 978,604 0.19 16.001 - 17.000 6 154,336 0.03 17.001 - 18.000 3 110,698 0.02 18.001 - 19.000 2 82,978 0.02 ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 ------------ ------- 7,921 $313,004,978 521,182,587 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ------------------------------------------------------------------------------------------------------- Current Balance Up to $25,000.00 948 17,310,584 3.32 25,000.01 to 50,000.00 2,347 88,706,455 17.02 50,000.01 to 75,000.00 1,904 116,795,812 22.41 75,000.01 to 100,000.00 959 83,029,507 15.93 100,000.01 to 125,000.00 527 58,592,724 11.24 125,000.01 to 150,000.00 322 43,666,782 8.38 150,000.01 to 175,000.00 147 23,724,610 4.55 175,000.01 to 200,000.00 100 18,762,986 3.6 200,000.01 to 250,000.00 74 15,961,487 3.06 250,000.01 to 300,000.00 7 1,901,386 0.36 300,000.01 to 350,000.00 3 999,998 0.19 ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 ------------ ------- 7,921 $313,004,978 521,182,587 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 4 PaineWebber -------------------------------------------------------------------------------- FREMONT HOME LOAN TRUST 1999-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 Current Coupon 7.001% - 8.000% 64 8,167,774 2.61 8.001% - 9.000% 526 64,019,406 20.45 9.001% - 10.000% 1,081 114,948,012 36.72 10.001% - 11.000% 882 81,974,583 26.19 11.001% - 12.000% 402 33,539,532 10.72 12.001% - 13.000% 120 8,459,809 2.70 13.001% - 14.000% 31 1,895,862 0.61 ------ ----------- ------ 3,106 $313,004,978 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 Current Balance $10,000.01- $15,000.00 2 202 21,086,756 6.74 26,939 0.01 $15,000.01- $20,000.00 8 159,206 0.05 $20,000.01- $30,000.00 68 1,853,243 0.59 $30,000.01- $40,000.00 188 6,675,243 2.13 $40,000.01- $50,000.00 225 10,279,643 3.28 $50,000.01- $100,000.00 1,273 94,379,124 30.15 $100,000.01- $250,000.00 1,339 198,812,073 63.52 $250,000.01- $500,000.00 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 819,508 0.26 ------ ----------- ------ 3,106 $313,004,978 100.00% ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------