Common use of INCORPORATED FINANCIAL ADVISOR IMMEDIATELY Clause in Contracts

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber -------------------------------------------------------------------------------- FREMONT HOME LOAN TRUST 1999-3 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99) -------------------------- POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- Number of Loans: 3,106 175 Current Balance: $313,004,978 $52,973,385 Average Balance: $100,774 $302,705 Minimum Balance: $11,965 $239,469 Maximum Balance: $291,000 $500,000 Wtd Average Coupon: 9.959% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average Seasoning (months): 2 3 Wtd Average Original Loan-To-Value: 78.46% 79.02% Amortization Type: ARM loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.925% Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.447% Wtd Avg Margin: 6.238% 6.174% Wtd Avg Life Cap: 16.845% 16.420% Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/9911/16/98) -------------------------- ------------------------------------------------------ -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE COLLATERAL IN THE PROSPECTUS SUPPLEMENT. -------------------------------------------------------------------------------- CONFORMING POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- SUMMARY -------------------------------------------------------------------- Number of Loans: 3,106 175 7,921 Current Balance: $313,004,978 $52,973,385 521,182,587 Average Balance: $100,774 $302,705 65,798 Minimum Balance: $11,965 $239,469 5,839 Maximum Balance: $291,000 $500,000 339,278 Wtd Average Coupon: 9.95910.58% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average 284 Seasoning (months): 2 3 Wtd Average Original Combined Loan-To-Value: 78.46% 79.02% 76.66 Amortization Type: Fixed - 6,578 loans $404,820,840 ARM - 1,343 loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% $116,361,747 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.925% 2.43 Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.447% Wtd Avg Margin: 6.238% 6.174% 1.16 Wtd Avg Life Cap: 16.845% 16.420% 16.85 Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------19 --------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber PAINEWEBBER -------------------------------------------------------------------------------- FREMONT HOME LOAN OWNER TRUST 1999-3 1 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION CUT-OFF DATE (8/25/993/1/99) -------------------------- POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- SUMMARY ------------------------------------------------------------ ------------------- Number of Loans: 3,106 175 3,679 Current Balance: $313,004,978 $52,973,385 418,342,161 Average Balance: $100,774 $302,705 113,711 Minimum Balance: $11,965 $239,469 9,953 Maximum Balance: $291,000 $500,000 478,937 Wtd Average Coupon: 9.9599.86% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average Seasoning (months): 2 3 Wtd Average Original Loan-To-Value: 78.46% 79.0277.00% Amortization Type: ARM - 3,199 loans* $379,833,782 Fixed - 480 loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% $38,508,379 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.9252.85% Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.4471.48% Wtd Avg Margin: 6.238% 6.1746.26% Wtd Avg Life Cap: 16.845% 16.42016.78% Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------23 ------------------------------------------------------------ ------------------- *All ARM loans are six-month LIBOR based loans.

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/9911/16/98) -------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE COLLATERAL CONTAINED IN THE PROSPECTUS SUPPLEMENT. -------------------------------------------------------------------------------- CONFORMING POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- SUMMARY - GROUP I -------------------------------------------------------------------------------- Number of Loans: 3,106 175 7,922 Current Balance: $313,004,978 $52,973,385 521,415,465 Average Balance: $100,774 $302,705 65,819 Minimum Balance: $11,965 $239,469 5,839 Maximum Balance: $291,000 $500,000 339,278 Wtd Average Coupon: 9.95910.58% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average 284 Seasoning (months): 2 3 Wtd Average Original Combined Loan-To-Value: 78.46% 79.02% 76.80 Amortization Type: Fixed - 6,578 loans $404,932,309 ARM - 1,344 loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% $116,483,156 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.9252.43% Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.447% Wtd Avg Margin: 6.238% 6.1741.16% Wtd Avg Life Cap: 16.84516.85% 16.420Wtd Avg Margin: 6.76% Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------19 --------------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN TRUST 19991998-3 -------------------------------------------------------------------------------- 7 DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/9911/16/98) -------------------------- ------------------------------------------------------ -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE COLLATERAL IN THE PROSPECTUS SUPPLEMENT. -------------------------------------------------------------------------------- NON - CONFORMING POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- SUMMARY --------------------------------------------------------------------------- Number of Loans: 3,106 175 371 Current Balance: $313,004,978 $52,973,385 70,472,556 Average Balance: $100,774 $302,705 189,953 Minimum Balance: $11,965 $239,469 11,196 Maximum Balance: $291,000 $500,000 501,861 Wtd Average Coupon: 9.95910.33% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average 280 Seasoning (months): 2 3 Wtd Average Original 4 Combined Loan-To-Value: 78.46% 79.0278.11% Amortization Type: Fixed - 317 loans $55,257,447 ARM - 54 loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% $15,215,109 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.925% 2.51 Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.447% Wtd Avg Margin: 6.238% 6.174% 1.11 Wtd Avg Life Cap: 16.845% 16.420% 16.59 Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------18 ---------------------------------------------------------------------------

INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 1 PaineWebber -------------------------------------------------------------------------------- FREMONT IMC HOME EQUITY LOAN OWNER TRUST 19991998-3 7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/9911/16/98) -------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE COLLATERAL IN THE PROSPECTUS SUPPLEMENT. -------------------------------------------------------------------------------- NON-CONFORMING POOL 1 POOL 2 ----------------------------------------------------------------------------------------------------- SUMMARY - GROUP II ------------------------------------------------------------------------------- Number of Loans: 3,106 175 372 Current Balance: $313,004,978 $52,973,385 70,528,616 Average Balance: $100,774 $302,705 189,593 Minimum Balance: $11,965 $239,469 11,196 Maximum Balance: $291,000 $500,000 501,861 Wtd Average Coupon: 9.95910.33% 9.545% Wtd Average Original Term (months): 358 359 Wtd Average 280 Seasoning (months): 2 3 Wtd Average Original 4 Combined Loan-To-Value: 78.46% 79.0278.10% Amortization Type: Fixed - 318 loans $55,313,507 ARM - 54 loans (% of Statistical Pool Principal Balance): 91.67% 96.60% Fixed loans (% of Statistical Pool Principal Balance): 8.33% 3.40% $15,215,109 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.933% 2.9252.51% Wtd Avg Subsequent Periodic Rate Cap: 1.444% 1.447% Wtd Avg Margin: 6.238% 6.1741.11% Wtd Avg Life Cap: 16.84516.59% 16.420Wtd Avg Margin: 6.84% Wtd Avg Months to Roll: 29 27 -----------------------------------------------------------------------------------------------------18 -------------------------------------------------------------------------------