Common use of INCORPORATION OF ATTACHED EXHIBITS Clause in Contracts

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit E Work Commenced at Mortgaged Property X Exhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel Exhibit K Reserved Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit D Repair Disbursement Request (required) X Exhibit E Work Commenced at Mortgaged Property X Exhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel Exhibit K Reserved Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X x Exhibit A Description of the Land (required) X x Exhibit B Modifications to Multifamily Loan and Security Agreement X x Exhibit C Repair Schedule of Work X x Exhibit D Repair Disbursement Request (required) x Exhibit E Work Commenced at Mortgaged Property X x Exhibit F Capital Replacements (required) X x Exhibit G Description of Ground Lease X x Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X x Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X x Exhibit J Description of Release Parcel ¨ Exhibit K Reserved ¨ Exhibit L Reserved ¨ Exhibit M Reserved ¨ Exhibit N Reserved X x Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit E Work Commenced at Mortgaged Property X Exhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel Exhibit K Reserved Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit D Repair Disbursement Request (required) Exhibit E Work Commenced at Mortgaged Property X Exhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel X Exhibit K Reserved X Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit D Repair Disbursement Request (required) X Exhibit E Work Commenced at Mortgaged Property X Exhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) N X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel X Exhibit K Reserved Green Improvements Verification Certification N Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved N X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X Exhibit A Description of the Land (required) X Exhibit B Modifications to Multifamily Loan and Security Agreement X Exhibit C Repair Schedule of Work X Exhibit D Repair Disbursement Request (required) Exhibit E Work Commenced at Mortgaged Property X Exhibit ExhiExhibit F Capital Replacements (required) X Exhibit G Description of Ground Lease X Exhibit H Organizational Chart of Borrower as of the Closing Date (required) N X Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X Exhibit J Description of Release Parcel Exhibit K Reserved Exhibit L Reserved Exhibit M Reserved Exhibit N Reserved X Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)) Exhibit P Green Improvements Verification Certification

INCORPORATION OF ATTACHED EXHIBITS. The following Exhibits, if marked with an “X” in the space provided, are attached to this Loan Agreement: X x Exhibit A Description of the Land (required) X x Exhibit B Modifications to Multifamily Loan and Security Agreement X x Exhibit C Repair Schedule of Work X x Exhibit D Repair Disbursement Request (required) x Exhibit E Work Commenced at Mortgaged Property X x Exhibit F Capital Replacements (required) X x Exhibit G Description of Ground Lease X x Exhibit H Organizational Chart of Borrower as of the Closing Date (required) X x Exhibit I Designated Entities for Transfers and Guarantor(s) (required) X x Exhibit J Description of Release Parcel x Exhibit K Reserved Green Improvements Verification Certification ¨ Exhibit L Reserved ¨ Exhibit M Reserved ¨ Exhibit N Reserved X x Exhibit O Borrower’s Certificate of Property Improvement Alterations Completion (required)