Common use of Indenture Trustee’s Certificate and Statement to Noteholders Clause in Contracts

Indenture Trustee’s Certificate and Statement to Noteholders. Not later than 12:00 noon, New York time, on each Determination Date, the Master Servicer shall deliver to the Indenture Trustee a computer tape in electronic format containing the information agreed to by the Master Servicer and the Indenture Trustee. Not later than 12:00 noon, New York time, on the related Payment Date, the Indenture Trustee shall deliver to the Depositor, the Paying Agent, the Transferor and the Insurer, a computer tape together with a hard copy thereof to be delivered on such Payment Date, a statement (the “Indenture Trustee’s Certificate and Statement to Noteholders”) containing the information set forth below with respect to such Payment Date: First Horizon ABS Trust Indenture Trustee’s Certificate and Statement to Noteholders Series 20[__]-HE[_] CUSIP # _________ LIBOR: _________ LIBOR Determination Date: _________

Indenture Trustee’s Certificate and Statement to Noteholders. Not later than 12:00 noon, New York time, on each Determination Date, the Master Servicer shall deliver to the Indenture Trustee a computer tape in electronic format containing the information agreed to by the Master Servicer and the Indenture Trustee. Not later than 12:00 noon, New York time, on the related Payment Date, the Indenture Trustee shall deliver to the Depositor, the Paying Agent, the Transferor and the Insurer, a computer tape together with a hard copy thereof to be delivered on such Payment Date, a statement (the “Indenture Trustee’s Certificate and Statement to Noteholders”) containing the information set forth below with respect to such Payment Date: First Horizon ABS Trust Indenture Trustee’s Certificate and Statement to Noteholders Series 20[__]-HE[_] 200_-HE_ CUSIP # _________ LIBOR: _________ LIBOR Determination Date: _________

Indenture Trustee’s Certificate and Statement to Noteholders. Not later than 12:00 noon, New York time, on each Determination Date, the Master Servicer shall deliver to the Indenture Trustee a computer tape in electronic format containing the information agreed to by the Master Servicer and the Indenture Trustee. Not later than 12:00 noon, New York time, on the related Payment Date, the Indenture Trustee shall deliver to the Depositor, the Paying Agent, the Transferor and the Insurer, a computer tape together with a hard copy thereof to be delivered on such Payment Date, a statement (the “Indenture Trustee’s Certificate and Statement to Noteholders”) containing the information set forth below with respect to such Payment Date: First Horizon ABS Trust Indenture Trustee’s Certificate and Statement to Noteholders Series 20[__]-HE[_] 2006-HE1 CUSIP # _________ LIBOR: _________ LIBOR Determination Date: _________

Indenture Trustee’s Certificate and Statement to Noteholders. Not later than 12:00 noon, New York time, on each Determination Date, the Master Servicer shall deliver to the Indenture Trustee a computer tape in electronic format containing the information agreed to by the Master Servicer and the Indenture Trustee. Not later than 12:00 noon, New York time, on the related Payment Date, the Indenture Trustee shall deliver to the Depositor, the Paying Agent, the Transferor and the Insurer, a computer tape together with a hard copy thereof to be delivered on such Payment Date, a statement (the “Indenture Trustee’s Certificate and Statement to Noteholders”) containing the information set forth below with respect to such Payment Date: First Horizon Fund America ABS Trust Indenture Trustee’s Certificate and Statement to Noteholders Series 20[__]-HE[_] CUSIP # _________ LIBOR: _________ LIBOR Determination Date: _________

Indenture Trustee’s Certificate and Statement to Noteholders. Not later than 12:00 noon, New York time, on each Determination Date, the Master Servicer shall deliver to the Indenture Trustee a computer tape in electronic format containing the information agreed to by the Master Servicer and the Indenture Trustee. Not later than 12:00 noon, New York time, on the related Payment Date, the Indenture Trustee shall deliver to the Depositor, the Paying Agent, the Transferor and the Insurer, a computer tape together with a hard copy thereof to be delivered on such Payment Date, a statement (the “Indenture Trustee’s Certificate and Statement to Noteholders”) containing the information set forth below with respect to such Payment Date: First Horizon ABS Trust Indenture Trustee’s Certificate and Statement to Noteholders Series 20[__]-HE[_] 2007-HE1 CUSIP # _________ LIBOR: _________ LIBOR Determination Date: _________