Common use of Ineligible Checks Clause in Contracts

Ineligible Checks. You agree that you will not use the Service to scan and deposit any checks as listed below: • Checks payable to any person or entity other than the person or entity that owns the account that the check is being deposited into. • Checks payable jointly, unless deposited into an account in the name of all payees. • Checks with any endorsement on the back other than that specified in this Agreement. • Checks containing obvious alteration to any of the fields on the front of the check, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn. • Checks drawn on a financial institution located outside the United States. • Checks not payable in United States currency. • Checks dated more than 6 months prior to the date of deposit or future-dated checks. • Checks that are in any way incomplete. • Checks prohibited by the Bank’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account Agreement. • Checks on which the numerical and written amount are different. • Checks that have been previously returned unpaid by the financial institution on which they are drawn, including substitute and remotely created checks. • Checks that are payable to cash. • Checks that have previously submitted through the Service or through a remote deposit capture service offered at any other financial institution. Image Quality. The image of a check transmitted to the Bank using the Service must be legible, as determined by the sole discretion of the Bank. The image that is transmitted must be of such quality that the following information can easily be read: • The amount of the check. • The payee. • The drawer’s signature. • The date of the check. • The check number. • Information identifying the drawer and the paying bank that is preprinted on the check in a commercially acceptable format, including the routing number, account number and check number.