INFORMATION APPENDIX A. The following has been appended to the collective agreement for information purposes only Group Benefits Plan Equivalency Provisions. Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums 100% employer-paid premium costs are a taxable income to the employee Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit $50,000 in the event of death due to any cause for an employee who is less than 65 years of age $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: terminates employment retires commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work transfers to an ineligible status is laid off turns 70 years of age Conversion upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums 100% employer-paid Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech 75% of principal sum in the event of loss of one arm or one leg 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand 12.5% of principal sum in the event of loss of all toes of one foot Exclusions suicide or attempted suicide, while sane or insane intentionally self-inflicted injury war, insurrection or hostilities of any kind, whether a participant or not in such actions participation in any riot or civil commotion bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight committing or attempting to commit a criminal offence or provoking an assault in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: terminates employment retires commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work transfers to an ineligible status is laid off turns 70 years of age Claims loss must occur within 365 days of the date of the accident claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums 100% employer-paid Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment no restrictions re pre-existing medical conditions Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) the Program is jointly supported by both the Employers and Unions the Employer refers an employee who has been ill or injured to the EIP provider the EIP provider determines the eligibility of the employee to participate in the program once eligible, participation of the employee in the EIP is mandatory the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit 70% of the first $3764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater the $3764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter the $3764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;
Appears in 4 contracts
Samples: Living Services Collective Agreement, Living Services Collective Agreement, Living Services Collective Agreement
INFORMATION APPENDIX A. The following has been appended to the collective agreement for information purposes only Group Benefits Plan Equivalency Provisions. Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums 100% employer-paid premium costs are a taxable income to the employee Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit $50,000 in the event of death due to any cause for an employee who is less than 65 years of age $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: terminates employment retires commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work transfers to an ineligible status is laid off turns 70 years of age Conversion upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums 100% employer-paid Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech 75% of principal sum in the event of loss of one arm or one leg 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand 12.5% of principal sum in the event of loss of all toes of one foot Exclusions suicide or attempted suicide, while sane or insane intentionally self-inflicted injury war, insurrection or hostilities of any kind, whether a participant or not in such actions participation in any riot or civil commotion bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight committing or attempting to commit a criminal offence or provoking an assault in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: terminates employment retires commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work transfers to an ineligible status is laid off turns 70 years of age Claims loss must occur within 365 days of the date of the accident claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums 100% employer-paid Eligibility regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) enrolment is a mandatory condition of employment no restrictions re pre-existing medical conditions Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) the Program is jointly supported by both the Employers and Unions the Employer refers an employee who has been ill or injured to the EIP provider the EIP provider determines the eligibility of the employee to participate in the program once eligible, participation of the employee in the EIP is mandatory the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit 70% of the first $3764 3,764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 3,764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater the $3764 3,764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter the $3764 3,764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;; o banking the unused sick leave credits for future use.
Appears in 4 contracts
Samples: General Services Collective Agreement, General Services Collective Agreement, General Services Collective Agreement
INFORMATION APPENDIX A. The following has been appended Following Has Been Appended to the collective agreement Collective Agreement for information purposes only Information Purposes Only Group Benefits Plan Equivalency Provisions. Provisions Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their her former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their her seniority rights if necessary, pursuant to Clause Article 13.4 (Bumping) of the collective agreement. • Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) the Program is jointly supported by both the Employers and Unions • the Employer refers an employee who has been ill or injured to the EIP provider • the EIP provider determines the eligibility of the employee to participate in the program once eligible, participation of the employee in the EIP is mandatory the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) • the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement • the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work • participation in the early intervention program is mandatory Amount of Benefit • 70% of the first $3764 2,800 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 2,800 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater • the $3764 2,800 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter • the $3764 2,800 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period • benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months • employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. • employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;
Appears in 3 contracts
Samples: General Services Collective Agreement, General Services Collective Agreement, General Services Collective Agreement
INFORMATION APPENDIX A. The following has been appended Following Has Been Appended to the collective agreement Collective Agreement for information purposes only Information Purposes Only Group Benefits Plan Equivalency Provisions. Provisions Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane xxxx or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. • Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) • the Program is jointly supported by both the Employers and Unions • the Employer refers an employee who has been ill or injured to the EIP provider • the EIP provider determines the eligibility of the employee to participate in the program • once eligible, participation of the employee in the EIP is mandatory • the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures • It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) • the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement • the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit • 70% of the first $3764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater • the $3764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter • the $3764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period • benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months • employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. • employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;; o banking the unused sick leave credits for future use.
Appears in 2 contracts
Samples: Living Services Collective Agreement, Living Services Collective Agreement
INFORMATION APPENDIX A. The following has been appended to the collective agreement for information purposes only Group Benefits Plan Equivalency Provisions. Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane xxxx or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. • Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) • the Program is jointly supported by both the Employers and Unions • the Employer refers an employee who has been ill or injured to the EIP provider • the EIP provider determines the eligibility of the employee to participate in the program • once eligible, participation of the employee in the EIP is mandatory • the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures • It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) • the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement • the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit • 70% of the first $3764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater • the $3764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter • the $3764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period • benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months • employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. • employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;
Appears in 1 contract
Samples: Living Services Collective Agreement
INFORMATION APPENDIX A. The following has been appended to the collective agreement for information purposes only Group Benefits Plan Equivalency Provisions. Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. • Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) • the Program is jointly supported by both the Employers and Unions • the Employer refers an employee who has been ill or injured to the EIP provider • the EIP provider determines the eligibility of the employee to participate in the program • once eligible, participation of the employee in the EIP is mandatory • the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures • It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) • the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement • the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit • 70% of the first $3764 3,764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 3,764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater • the $3764 3,764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter • the $3764 3,764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period • benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months • employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. • employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;; o banking the unused sick leave credits for future use.
Appears in 1 contract
INFORMATION APPENDIX A. The following has been appended Following Has Been Appended to the collective agreement Collective Agreement for information purposes only Information Purposes Only Group Benefits Plan Equivalency Provisions. Provisions Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement Collective Agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their her former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their her seniority rights if necessary, pursuant to Clause Article 13.4 (Bumping) of the collective agreementCollective Agreement. • pensions – Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) the Program is jointly supported by both the Employers and Unions the Employer refers an employee who has been ill or injured to the EIP provider the EIP provider determines the eligibility of the employee to participate in the program once eligible, participation of the employee in the EIP is mandatory the Union will support the employee to participate in the Program pensions in accordance with the CSSEIP policies and procedures It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit 70% of the first $3764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater the $3764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter the $3764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;Public Sector Pension Plans Act.
Appears in 1 contract
Samples: Community Living Services
INFORMATION APPENDIX A. The following has been appended Following Has Been Appended to the collective agreement Collective Agreement for information purposes only Information Purposes Only Group Benefits Plan Equivalency Provisions. Provisions Plan provisions not specifically addressed in this document will be based on the provisions of the insurance provider. A group policy must not contain any clause that restricts an employee who satisfies the eligibility requirements of the collective agreement from accessing the Plan or the provisions specified in this document. GROUP LIFE Premiums • 100% employer-paid • premium costs are a taxable income to the employee Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 in the event of death due to any cause for an employee who is less than 65 years of age • $25,000 in the event of death due to any cause for an employee who is 65 to 69 years of age • benefit is paid regardless of cause of death based on employee's eligibility at date of death Continuation of Coverage • the Employer will continue to pay the Group Life contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's Group Life coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Conversion • upon termination of employment (excluding retirement), coverage continues at no charge to the employee or Employer for 31 days during which time the employee may convert all or part of their group life insurance, without providing medical evidence, into any whole life, endowment or term life policy normally issued by the insurer at the insurer's standard rates at that time Advance Payment Program • in the event of terminal illness, with medical information confirming life expectancy of less than one year, an advance payment of up to 50% of the Group Life benefit, subject to a maximum of $25,000, is available to the employee ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Amount of Benefit • $50,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is less than 65 years of age • $25,000 (principal sum) in the event of death due to any accidental cause (in addition to the Group Life benefit) for an employee who is 65 to 69 years of age • 100% of principal sum in the event of loss of both hands, or both feet, or sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech • 75% of principal sum in the event of loss of one arm or one leg • 50% of principal sum in the event of loss of one hand, or one foot, or sight of one eye, or hearing in both ears, or speech • 25% of principal sum in the event of loss of thumb and index finger of one hand, or all four fingers of one hand • 12.5% of principal sum in the event of loss of all toes of one foot Exclusions • suicide or attempted suicide, while sane or insane • intentionally self-inflicted injury • war, insurrection or hostilities of any kind, whether a participant or not in such actions • participation in any riot or civil commotion • bodily or mental infirmity or illness or disease of any kind, or medical or surgical treatment thereof • travel or flight in any aircraft except solely as a passenger in a powered civil aircraft having a valid and current airworthiness certificate, and operated by a duly licensed or certified pilot while such aircraft is being used for the sole purpose of transportation only - descent from any aircraft in flight will be deemed to be part of such flight • committing or attempting to commit a criminal offence or provoking an assault • in the course of operating a motor vehicle while under the influence of any intoxicant; or, if blood alcohol concentration is in excess of 100 milligrams of alcohol per 100 millilitres of blood Continuation of Coverage • the Employer will continue to pay the AD&D contributions while the employee is receiving sick pay, is on maternity or parental leave, or during the first 20 work shifts in any calendar year of unpaid leave • coverage can continue while an employee is on an unpaid leave, if the employee pays 100% of the contributions • while an employee receives LTD benefits from the Plan, the employee's AD&D coverage will continue at no cost to the employee or the Employer as long as the employee remains an employee Termination of Coverage Coverage ceases on the date the employee: • terminates employment • retires • commences an unpaid leave beyond 20 work shifts in any calendar year and employee elects not to pay contributions or elects to pay contributions and then stops paying them until their return to work • transfers to an ineligible status • is laid off • turns 70 years of age Claims • loss must occur within 365 days of the date of the accident • claims must be submitted within 365 days of the date of loss LONG-TERM DISABILITY (LTD) Premiums • 100% employer-paid Eligibility • regular full-time and regular part-time employees scheduled to work 20 regular hours or more per week except as provided in MOA #6 (Re: Health and Welfare Benefits Entitlement Threshold) • enrolment is a mandatory condition of employment • no restrictions re pre-existing medical conditions • Upon return to work following recovery, an employee who was on claim for less than 12 months will continue in their former job, an employee who was on claim for more than 12 months will return to an equivalent position exercising their seniority rights if necessary, pursuant to Clause 13.4 (Bumping) of the collective agreement. • Employees on long-term disability will be considered employees for the purpose of the pension plan. Effective Date • first day of the month following the month in which the employee successfully completes their probation or trial period not to exceed three months Early Intervention Program (EIP) The parties will follow policies and procedures set by the Community Social Services Early Intervention Program (CSSEIP) the Program is jointly supported by both the Employers and Unions the Employer refers an employee who has been ill or injured to the EIP provider the EIP provider determines the eligibility of the employee to participate in the program once eligible, participation of the employee in the EIP is mandatory the Union will support the employee to participate in the Program in accordance with the CSSEIP policies and procedures It is understood that access to benefits may be at risk for employees who do not participate (reference the CSSEIP policies and procedures) the EIP provider designs a return-to-work plan tailored to the employee's individual circumstances in consultation with the employee, Employer and Union i.e. integrating the employee back into the workplace with graduated or modified duties, job accommodation by the Employer within the provisions of the collective agreement the EIP provider monitors the progress of the employee and makes adjustments to the plan as needed to ensure a successful return to work Amount of Benefit • 70% of the first $3764 of basic pre-disability monthly earnings plus 50% of basic pre-disability monthly earnings in excess of $3764 or 66 2/3% of basic pre-disability monthly earnings, whichever is greater • the $3764 level is to be adjusted annually for new claims based on the increase in the weighted average wage rate in effect following review by the underwriter • the $3764 level is to be adjusted every four years based on the increase in the weighted average wage rate in effect following review by the underwriter Qualification Period • benefits are payable after the employee has been totally disabled and unable to perform the duties of their own occupation for a period greater than six months • employees who will be eligible for benefits under the Long-Term Disability Plan will not have their employment terminated; following expiration of their sick leave credits they will be placed on unpaid leave of absence until receipt of long-term disability benefits. • employees who still have unused sick leave credits after the qualification period when the long-term disability benefit becomes payable will have the option of: o exhausting all sick leave credits before receiving the long-term disability benefit; o using sick leave credits to top off the long-term disability benefit;; o banking the unused sick leave credits for future use.
Appears in 1 contract
Samples: Living Services Collective Agreement
