Common use of INFORMATION REPORT – BINDING ASSESSMENT WITH INFORMATION OFFER OPTION Clause in Contracts

INFORMATION REPORT – BINDING ASSESSMENT WITH INFORMATION OFFER OPTION. [C_RIS_DINCB_04_ST] You may set a discretionary limit on your Buyers up to [XXX] [INR] per Buyer at a specific insured percentage of [X%] according to the following conditions: • The Buyer is located in one of the countries in the Countries Coverages Table. We reserve the right to modify this list of countries during the Insurance period by way of notification. Such modification shall take effect from the date of our notification; any Debt validly covered before our notification will remain covered in accordance with the terms of the Contract. • You shall have in your possession an information report from [name of the information sources] dated less than twelve months prior to the Delivery and which shall not (i) include any Adverse information concerning the Buyer or (ii) subject the credit assessment value of the Buyer to any conditions or reserves (such as obtaining a Security). For the purpose of this clause the definition of Adverse information shall also include any credit recommendation being equal to O (zero) from Coface Credit Opinions and Business reports. • For the purpose of this option you can use any Information Services product as defined in the option information offer of your Contract. • When setting the discretionary limit on your Buyers, if you use an Information Services products as detailed above, and provided that its credit assessment value is positive, the discretionary limit amount per Buyer set up above is automatically increased by 25% within the limit of maximum DCL amount of [50K€]. • The Credit Decisions set by You shall not exceed the favourable credit assessment value suggested by the information source identified above.

INFORMATION REPORT – BINDING ASSESSMENT WITH INFORMATION OFFER OPTION. [C_RIS_DINCB_04_ST] You may set a discretionary limit on your Buyers up to [XXX] [INReuros] per Buyer at a specific insured percentage of [X%] according to the following conditions: •  The Buyer is located in one of the countries in the Countries Coverages Table. We reserve the right to modify this list of countries during the Insurance period by way of notification. Such modification shall take effect from the date of our notification; any Debt validly covered before our notification will remain covered in accordance with the terms of the Contract. •  You shall have in your possession an information report from [name of the information sources] dated less than twelve months prior to the Delivery and which shall not (i) include any Adverse information concerning the Buyer or (ii) subject the credit assessment value of the Buyer to any conditions or reserves (such as obtaining a Security). For the purpose of this clause the definition of Adverse information shall also include any credit recommendation being equal to O (zero) from Coface Credit Opinions and Business reports. •  For the purpose of this option you can use any Information Services product as defined in the option information offer of your Contract. •  When setting the discretionary limit on your Buyers, if you use an Information Services products as detailed above, and provided that its credit assessment value is positive, the discretionary limit amount per Buyer set up above is automatically increased by 25% within the limit of maximum DCL amount of [50K€]. •  The Credit Decisions set by You shall not exceed the favourable credit assessment value suggested by the information source identified above.