Common use of Information we collect from you Clause in Contracts

Information we collect from you. 4.1 This section 4.1 only applies to you if you are a credit provider (by assignment or otherwise) under the Privacy Act or a debt collector. In return for using our Equifax consumer and/or commercial credit reporting services: (a) you must give us all default information you are permitted to provide to us under the Privacy Act and other relevant Laws. You must do so as soon as possible; (b) before you give us the default information (excluding for the purposes of this sub -clause (b) only serious credit infringements) you must take steps to recover the amount and to notify the debtor in writing that the default information is to be given to us and that we will supply it to other customers when they use our information services; (c) you must update the default information you have given us as soon as practicable and no later than within 32 days of any change (to the extent permitted by the Privacy Act) so that the default information we hold remains accurate, up to date, complete and relevant; and (d) if you breach this section 4.1 or sections 5.8(e) or (f) below, then we may provide you with notice in writing and you will have 30 days to rectify the breach. If the breach is not rectified within this period then we may in our discretion, and without limiting our other rights and remedies: (i) remove from our services all default information (other than your own default information) on enquiries by you for those portfolios in respect of which you have breached the relevant section; (ii) if you have nominated a Tier Level of Partial Information or Comprehensive Information under section 5.8 below, move you to a lower Tier Level, which shall be deemed to be your nominated Tier Level; (iii) suspend or terminate our services to you; and/or (iv) publish your failure to satisfy the requirements of the relevant section. 4.2 We collect information from you when you request our information services, such as the information you enter in a search enquiry. You acknowledge that the quality of our services and information returned to you relies on the information you provide us in your request for the particular service. You agree to provide any notifications to individuals or obtain any consents that are required under the Privacy Act before you reques t our information services. 4.3 Once you give information to us, we can use that information to supply our information services to you and others, and as otherwise permitted by the Privacy Act. You grant to us a non-exclusive, perpetual, irrevocable, transferable, royalty-free licence to use and sublicense the whole or any part of that information for those purposes. You warrant that your provision of information and the use by us of that information in accordance with this agreement will not infringe the intellectual property rights or other rights of any person. Because our information services rely on the information we collect, we do not usually remove any information from our systems, subject to our obligations under the Privacy Act. Information is updated where it is proven (to our satisfaction) not to be accurate, up to date or complete. 4.4 You agree to make sure that all the information you give us is accurate, up to date, complete and not misleading.

Information we collect from you. 4.1 This section 4.1 only applies to you if you are a credit provider (by assignment or otherwise) under the Privacy Act or a debt collector. In return for using our Equifax consumer and/or commercial credit reporting services: (a) you must give us all default information you are permitted to provide to us under the Privacy Act and other relevant Laws. You must do so as soon as possible; (b) before you give us the default information (excluding for the purposes of this sub -clause (b) only serious credit infringements) you must take steps to recover the amount and to notify the debtor in writing that the default information is to be given to us and that we will supply it to other customers when they use our information services; (c) you must update the default information you have given us as soon as practicable and no later than within 32 days of any change (to the extent permitted by the Privacy Act) so that the default information we hold remains accurate, up to date, complete and relevant; and (d) if you breach this section 4.1 or sections 5.8(e) or (f) below, then we may provide you with notice in writing and you will have 30 days to rectify the breach. If the breach is not rectified within this period then we may in our discretion, and without limiting our other rights and remedies: (i) remove from our services all default information (other than your own default informationinfo rmation) on enquiries by you for those portfolios in respect of which you have breached the relevant section; (ii) if you have nominated a Tier Level of Partial Information or Comprehensive Information under section 5.8 below, move you to a lower Tier Level, which shall be deemed to be your nominated Tier Level; (iii) suspend or terminate our services to you; and/or (iv) publish your failure to satisfy the requirements of the relevant section. 4.2 We collect information from you when you request our information services, such as the information you enter in a search enquiry. You acknowledge that the quality of our services and information returned to you relies on the information you provide us in your request for the particular service. You agree to provide any notifications to individuals or obtain any consents that are required under the Privacy Act before you reques t request our information services. 4.3 Once you give information to us, we can use that information to supply our information services to you and others, and as otherwise permitted by the Privacy Act. You grant to us a non-exclusive, perpetual, irrevocable, transferable, royalty-free licence to use and sublicense the whole or any part of that information for those purposes. You warrant that your provision of information and the use by us of that information in accordance with this agreement will not infringe the intellectual property rights or other rights of any person. Because our information services rely on the information we collect, we do not usually remove any information from our systems, subject to our obligations under the Privacy Act. Information is updated where it is proven (to our satisfaction) not to be accurate, up to date or complete. 4.4 You agree to make sure that all the information you give us is accurate, up to date, complete and not misleading.

Information we collect from you. 4.1 This section 4.1 only applies to you if you are a credit provider (by assignment or otherwise) under the Privacy Act or a debt collector. In return for using our Equifax consumer and/or commercial credit reporting services: (a) you must give us all default information you are permitted to provide to us under the Privacy Act and other relevant Laws. You must do so as soon as possible; (b) before you give us the default information (excluding for the purposes of this sub -clause sub-clause (b) only serious credit infringements) you must take steps to recover the amount and to notify the debtor in writing that the default information is to be given to us and that we will supply it to other customers when they use our information services; (c) you must update the default information you have given us as soon as practicable and no later than within 32 days of any change (to the extent permitted by the Privacy Act) so that the default information we hold remains accurate, up to date, complete and relevant; and (d) if you breach this section 4.1 or sections 5.8(e) or (f) below, then we may provide you with notice in writing and you will have 30 days to rectify the breach. If the breach is not rectified within this period then we may in our discretion, and without limiting our other rights and remedies: (i) remove from our services all default information (other than your own default information) on enquiries by you for those portfolios in respect of which you have breached the relevant section; (ii) if you have nominated a Tier Level of Partial Information or Comprehensive Information under section 5.8 below, move you to a lower Tier Level, which shall be deemed to be your nominated Tier Level; (iii) suspend or terminate our services to you; and/or (iv) publish your failure to satisfy the requirements of the relevant section. 4.2 We collect information from you when you request our information services, such as the information you enter in a search enquiry. You acknowledge that the quality of our services and information returned to you relies on the information you provide us in your request for the particular service. You agree to provide any notifications to individuals or obtain any consents that are required under the Privacy Act before you reques t request our information services. 4.3 Once you give information to us, we can use that information to supply our information services to you and others, and as otherwise permitted by the Privacy Act. You grant to us a non-exclusive, perpetual, irrevocable, transferable, royalty-free licence to use and sublicense the whole or any part of that information for those purposes. You warrant that your provision of information and the use by us of that information in accordance with this agreement will not infringe the intellectual property rights or other rights of any person. Because our information services rely on the information we collect, we do not usually remove any information from our systems, subject to our obligations under the Privacy Act. Information is updated where it is proven (to our satisfaction) not to be accurate, up to date or complete. 4.4 You agree to make sure that all the information you give us is accurate, up to date, complete and not misleading.

Information we collect from you. 4.1 This section 4.1 only applies to you if you are a credit provider (by assignment or otherwise) under the Privacy Act or a debt collector. In return for using our Equifax consumer and/or commercial credit reporting services: (a) you must give us all default information you are permitted to provide to us under the Privacy Act and other relevant Laws. You must do so as soon as possible; (b) before you give us the default information (excluding for the purposes of this sub -clause sub-clause (b) only serious credit infringements) you must take steps to recover the amount and to notify the debtor in writing that the default information is to be given to us and that we will supply it to other customers when they use our information services; (c) you must update the default information you have given us as soon as practicable and no later than within 32 days of any change (to the extent permitted by the Privacy Act) so that the default information we hold remains accurate, up to date, complete and relevant; and (d) if you breach this section 4.1 or sections 5.8(e) or (f) below, then we may provide you with notice in writing and you will have 30 days to rectify the breach. If the breach is not rectified within this period then we may in our discretion, and without limiting our other rights and remedies: (i) remove from our services all default information (other than your own default information) on enquiries by you for those portfolios in respect of which you have breached the relevant section; (ii) if you have nominated a Tier Level of Partial Information or Comprehensive Information under section 5.8 below, move you to a lower Tier Level, which shall be deemed to be your nominated Tier Level; (iii) suspend or terminate our services to you; and/or (iv) publish your failure to satisfy the requirements of the relevant section. 4.2 We collect information from you when you request our information services, such as the information you enter in a search enquiry. You acknowledge that the quality of our services and information returned to you relies on the information you provide us in your request for the particular service. You agree to provide any notifications to individuals or obtain any consents that are required under the Privacy Act before you reques t request our information services. 4.3 Once you give information to us, we can use that information to supply our information services to you and others, and as otherwise permitted by the Privacy Act. You grant to us a non-exclusive, perpetual, irrevocable, transferable, royalty-free licence to use and sublicense the whole or any part of that information for those purposes. You warrant that your provision of information and the use by us of that information in accordance with this agreement will not infringe the intellectual property rights or other rights of any person. Because our information services rely on the information we collect, we do not usually remove any information from our systems, subject to our obligations under the Privacy Act. Information is updated where it is proven (to our satisfaction) not to be accurate, up to date or complete. 4.4 You agree to make sure that all the information you give us is accurate, up to date, complete and not misleading.