Common use of INSTALMENT PAYMENT PLAN Clause in Contracts

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has applied to participate in iPP, Cardmember authorises/agrees/undertakes with us as follows: (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method as may be prescribed by us from time to time. The terms and conditions governing CIMB 0% x.Xxx Plan apply. (c) The Bank has the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember on the next statement date following our approval of the application and every month thereafter until full settlement of the iPP. (f) If any iPP Monthly Instalment and iPP Processing Fee (if any) debited to the Cardmember’s Card Account is not received by us in full when due, the Cardmember must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 above. (g) We may at our discretion and without notice to the Cardmember debit the whole balance of the purchase price then outstanding to the Cardmember’s Card Account at any time, in which case such balance will be immediately due and payable by the Cardmember. (h) We may at our discretion impose an administrative fee at such rate as we may determine if the iPP is terminated (whether arising from the termination of Cardmember’s Card Account or otherwise) or if the Cardmember makes a prepayment of any amount under the iPP. (i) The Cardmember may participate more than once in the iPP subject to the Cardmember’s eligibility for the iPP upon the terms and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchanged. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has you have applied to participate in iPPthe DBS Instalment Payment Plan (the “Plan”), Cardmember authorisesyou authorise/agreesagree/undertakes undertake with us as follows: 8.1. You authorise us to pay to the relevant merchant for your purchase of the relevant goods/services (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method manner as may be prescribed by us from time agreed between the merchant and us) and to time. The terms debit your Card Account for the purchase price of the goods and conditions governing CIMB 0% x.Xxx Plan applyservices in the number of instalments indicated on the receipt containing details of the Plan. (c) The Bank has 8.2. We have the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember 8.3. The first instalment payment will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember debited from your Card Account on the next statement date of your Card Account (which will be the date refl ected as the “statement date” in the respective Card Account Statement). Each subsequent instalment payment will be debited on or about the same day in each following our approval of month, until the application and every month thereafter until full settlement of the iPP. (f) If any iPP Monthly Instalment and iPP Processing Fee (if any) purchase price has been completely debited to the Cardmember’s Card Account. 8.4. You agree that the credit limit related to your Card Account will be reduced by such portion of the purchase price that is unpaid, although the same may not be posted to your Card Account as yet. 8.5. If any instalment payment debited to your Card Account is not received by us paid in full when duedue and payable, the Cardmember you must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 aboverate. (g) 8.6. We may at our discretion and without notice to the Cardmember you debit the whole balance of the purchase price then outstanding to the Cardmember’s your Card Account at any time, in which case such balance will be immediately due and payable by the Cardmemberyou. (h) 8.7. We may at our discretion impose an administrative fee at such rate as we may determine if the iPP Plan is terminated (whether arising from the termination of Cardmember’s your Card Account or otherwise) or if the Cardmember makes you make a prepayment of any amount under the iPPPlan. (i) The Cardmember 8.8. You will not hold us responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of any goods/services pursuant to or in relation to any card transaction. Any dispute or complaint which you may participate more than once in have against any merchant must be resolved directly between you and the iPP subject to the Cardmember’s eligibility for the iPP upon the terms merchant and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all dispute or complaint or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by right of set-off which you may have against the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods merchant shall in no way affect your liabilities and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchangedunder this Agreement. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has you have applied to participate in iPP, Cardmember authorisesthe AYA Instalment Payment Plan (the “SimplePay”) you authorize/agreesagree/undertakes undertake with us as follows: 11.1) You authorize us to pay to the relevant merchant for your purchase of the relevant goods/services (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method manner as may be agreed between the merchant and us) and to debit your card account for the amount (purchase price of the goods/services and applicable interest) in the number of instalments indicated on the receipt (or any other relevant document prescribed by us from time to time. The terms and conditions governing CIMB 0% x.Xxx Plan applythe merchant and/or us) containing details of the Plan. (c11.2) The Bank has We have the discretion to determine the size of each instalment payment as long as the total instalment payments (price of goods/services plus applicable interest rate charge) do not exceed the purchase pricecredit limit assigned for the card account. (d11.3) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember The first instalment will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember debited from your card account on the next statement date of your card account (which will be the date reflected as the “statement date” in the respective card account statement). Each subsequent instalment payment will be debited on or about the same day in each following our approval month, until the purchase price and the applicable interest has been completely debited to the card account. 11.4) You agree that the credit limit related to your card account will be reduced by such portion of the application and every month thereafter until full settlement of purchase price that is unpaid, although the iPPsame may not be posted to your card account as yet. (f11.5) If any iPP Monthly Instalment and iPP Processing Fee (if any) instalment payment debited to the Cardmember’s Card Account your card account is not received by us paid in full when duedue and payable, the Cardmember you must pay us the applicable finance charges, interest Finance Charge and Penalty Fee and other fees (where applicable) on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 aboverate. (g11.6) We may at our discretion and without notice to the Cardmember you debit the whole balance of the purchase price and applicable interest then outstanding to the Cardmember’s Card Account your card account at any time, in which case such balance will be immediately due and payable by the Cardmemberyou. (h11.7) We may at our discretion impose an administrative fee at such rate as we may determine if the iPP Plan is terminated (whether arising from the termination of Cardmember’s Card Account your card account or otherwise) or if the Cardmember makes you make a prepayment of any amount under the iPPPlan. (i11.8) The Cardmember You will not hold us responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of any goods/services pursuant to or in relation to any card transaction. Any dispute or complaint which you may participate more than once in the iPP subject to the Cardmember’s eligibility for the iPP upon the terms and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all or have against any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments merchant must be resolved directly between you and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein merchant and such dispute or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment complaint or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by right of set-off which you may have against the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods merchant shall in no way affect your liability and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchangedunder this. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has you have applied to participate in iPPthe DBS Instalment Payment Plan (the “Plan”), Cardmember authorisesyou authorise/agreesagree/undertakes undertake with us as follows: 8.1 You authorise us to pay to the relevant merchant for your purchase of the relevant goods/services (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method manner as may be prescribed by us from time agreed between the merchant and us) and to time. The terms debit your Card Account for the purchase price of the goods and conditions governing CIMB 0% x.Xxx Plan applyservices in the number of instalments indicated on the receipt containing details of the Plan. (c) The Bank has 8.2 We have the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember 8.3 The first instalment payment will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember debited from your Card Account on the next statement date of your Card Account (which will be the date reflected as the “statement date” in the respective Card Account Statement ). Each subsequent instalment payment will be debited on or about the same day in each following our approval of month, until the application and every month thereafter until full settlement of the iPP. (f) If any iPP Monthly Instalment and iPP Processing Fee (if any) purchase price has been completely debited to the Cardmember’s Card Account. 8.4 You agree that the credit limit related to your Card Account will be reduced by such portion of the purchase price that is unpaid, although the same may not be posted to your Card Account as yet. 8.5 If any instalment payment debited to your Card Account is not received by us paid in full when duedue and payable, the Cardmember you must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 aboverate. (g) 8.6 We may at our discretion and without notice to the Cardmember you debit the whole balance of the purchase price then outstanding to the Cardmember’s your Card Account at any time, in which case such balance will be immediately due and payable by the Cardmemberyou. (h) 8.7 We may at our discretion impose an administrative fee at such rate as we may determine if the iPP Plan is terminated (whether arising from the termination of Cardmember’s your Card Account or otherwise) or if the Cardmember makes you make a prepayment of any amount under the iPPPlan. (i) The Cardmember 8.8 You will not hold us responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of any goods/ services pursuant to or in relation to any card transaction. Any dispute or complaint which you may participate more than once in have against any merchant must be resolved directly between you and the iPP subject to the Cardmember’s eligibility for the iPP upon the terms merchant and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all dispute or complaint or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by right of set-off which you may have against the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods merchant shall in no way affect your liabilities and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchangedunder this Agreement. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has you have applied to participate in iPPthe DBS Instalment Payment Plan (the "Plan") and if we have approved your application, Cardmember authorisesyou authorise/agreesagree/undertakes undertake with us as follows: 7.1.1 You authorise us to pay to the relevant merchant for your purchase of the relevant goods/services (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method manner as may be prescribed by us from time agreed between the merchant and us) and to time. The terms debit your Card Account for the purchase price of the goods and conditions governing CIMB 0% x.Xxx Plan applyservices in the number of instalments indicated on the receipt containing details of the Plan. (c) The Bank has 7.1.2 We have the discretion to determine the size of each instalment payment as long as the total instalment installment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember 7.1.3 The first instalment payment will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember debited from your Card Account on the next statement date of your Card Account (which will be the date reflected as the "statement date" in the respective Card Account Statement). Each subsequent instalment payment will be debited on or about the same day in each following our approval month, until the purchase price has been completely debited to your Card Account. 7.1.4 You agree that the credit limit related to your Card Account will be reduced by such portion of the application and every month thereafter until full settlement of purchase price that is unpaid, although the iPPsame may not be posted to your Card Account as yet. (f) 7.1.5 If any iPP Monthly Instalment and iPP Processing Fee (if any) instalment payment debited to the Cardmember’s your Card Account is not received by us paid in full when duedue and payable, the Cardmember you must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 aboverate. (g) 7.1.6 We may at our discretion and without notice to the Cardmember you debit the whole balance of the purchase price then outstanding to the Cardmember’s your Card Account at any time, in which case such balance will be immediately due and payable by the Cardmemberyou. (h) 7.1.7 We may at our discretion impose an administrative fee at such rate as we may determine if the iPP Plan is terminated (whether arising from the termination of Cardmember’s your Card Account or otherwise) or if the Cardmember makes you make a prepayment of any amount under the iPPPlan. (i) The Cardmember 7.1.8 You will not hold us responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of any goods/services pursuant to or in relation to any Card Transaction. Any dispute or complaint which you may participate more than once in have against any merchant must be resolved directly between you and the iPP subject to the Cardmember’s eligibility for the iPP upon the terms merchant and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all dispute or complaint or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by right of set-off which you may have against the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods merchant shall in no way affect your liabilities and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchangedunder this Agreement. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has applied to participate in iPP, Cardmember authorises/agrees/undertakes with us as follows: (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or Participating Merchants or such other method as may be prescribed by us from time to time. The terms and conditions governing CIMB 0% x.Xxx Plan apply. (c) The Bank has the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember on the next statement date following our approval of the application and every month thereafter until full settlement of the iPP. (f) If any iPP Monthly Instalment and iPP Processing Fee (if any) debited to the Cardmember’s Card Account is not received by us in full when due, the Cardmember must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 above. (g) We may at our discretion and without notice to the Cardmember debit the whole balance of the purchase price then outstanding to the Cardmember’s Card Account at any time, in which case such balance will be immediately due and payable by the Cardmember. (h) We may at our discretion impose an administrative fee at such rate as we may determine if the iPP is terminated (whether arising from the termination of Cardmember’s Card Account or otherwise) or if the Cardmember makes a prepayment of any amount under the iPP. (i) The Cardmember may participate more than once in the iPP subject to the Cardmember’s eligibility for the iPP upon the terms and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) i. if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) . if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) . if the iPP shall be terminated; ; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) v. if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) vi. if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill xxxx the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchanged. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: If the Cardmember has you have applied to participate in iPPthe DBS Instalment Payment Plan (the "Plan") and if we have approved your application, Cardmember authorisesyou authorise/agreesagree/undertakes undertake with us as follows: 7.1.1 You authorise us to pay to the relevant merchant for your purchase of the relevant goods/services (a) iPP is made available to any Cardmember whose Card Account is regular (not in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time of application. (b) Application for iPP shall be made via Phone or such other method manner as may be prescribed by us from time agreed between the merchant and us) and to time. The terms debit your Card Account for the purchase price of the goods and conditions governing CIMB 0% x.Xxx Plan applyservices in the number of instalments indicated on the receipt containing details of the Plan. (c) The Bank has 7.1.2 We have the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price. (d) Upon our approval of the Cardmember’s application for the iPP, the credit limit of the relevant Cardmember 7.1.3 The first instalment payment will be reduced by the aggregate amount of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment is repaid by the Cardmember, the amount equivalent to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit. (e) The iPP Monthly Instalment shall be billed to the Cardmember debited from your Card Account on the next statement date of your Card Account (which will be the date reflected as the "statement date" in the respective Card Account Statement). Each subsequent instalment payment will be debited on or about the same day in each following our approval month, until the purchase price has been completely debited to your Card Account. 7.1.4 You agree that the credit limit related to your Card Account will be reduced by such portion of the application and every month thereafter until full settlement of purchase price that is unpaid, although the iPPsame may not be posted to your Card Account as yet. (f) 7.1.5 If any iPP Monthly Instalment and iPP Processing Fee (if any) instalment payment debited to the Cardmember’s your Card Account is not received by us paid in full when duedue and payable, the Cardmember you must pay us the applicable finance charges, interest and fees on the outstanding amounts at our prevailing rate in accordance with Clause 5.2 aboverate. (g) 7.1.6 We may at our discretion and without notice to the Cardmember you debit the whole balance of the purchase price then outstanding to the Cardmember’s your Card Account at any time, in which case such balance will be immediately due and payable by the Cardmemberyou. (h) 7.1.7 We may at our discretion impose an administrative fee at such rate as we may determine if the iPP Plan is terminated (whether arising from the termination of Cardmember’s your Card Account or otherwise) or if the Cardmember makes you make a prepayment of any amount under the iPPPlan. (i) The Cardmember 7.1.8 You will not hold us responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of any goods/services pursuant to or in relation to any Card Transaction. Any dispute or complaint which you may participate more than once in have against any merchant must be resolved directly between you and the iPP subject to the Cardmember’s eligibility for the iPP upon the terms merchant and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all dispute or complaint or any part of the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults in any of his/her obligations stated therein or in connection with the Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, which the Cardmember may suffer, sustain or incur by reason of his/her participation in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by right of set-off which you may have against the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods merchant shall in no way affect your liabilities and/or services to the Cardmember. Should the aforesaid event occur, the Cardmember’s iPP with us and all payment and contractual obligations and terms arising thereof shall remain unaffected and unchangedunder this Agreement. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.

INSTALMENT PAYMENT PLAN. The term “iPP” means the Instalment Payment Plan, a scheme under which a qualifying Cardmember can pay for his/her purchase of goods and/or services from merchants approved by us in monthly instalment payments: 19.1. If the Cardmember has applied to participate in iPPthe Bank's Instalment Payment Plan (the "Plan"), the Cardmember authorises/agrees/authorises / agrees/ undertakes with us the Bank as follows: (a) iPP is made available the Cardmember authorises the Bank to any Cardmember whose pay to the relevant merchant for his/her purchase of the relevant goods/services (in such manner as may be agreed between the merchant and the Bank) and to debit his/her Card Account is regular (not for the purchase price of the goods and services in default) and whose Card Account has available credit limit (excluding any temporary credit line increase) and available instalment balance at the time number of application.instalments indicated on the receipt containing details of the Plan; (b) Application for iPP shall be made via Phone or such other method as may be prescribed by us from time to time. The terms and conditions governing CIMB 0% x.Xxx Plan apply. (c) The the Bank has the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price.; (c) the first instalment payment will be debited from his/her Card Account on the next Statement date. Each subsequent instalment payment will be debited on or about the same day in each following month, until the purchase price has been completely debited to the Card Account; (d) Upon our approval of the Cardmember’s application for the iPP, Cardmember agrees that the credit limit of the relevant Cardmember related to his/her Card Account will be reduced by the aggregate amount such portion of the outstanding iPP Monthly Instalments due. As each iPP Monthly Instalment purchase price that is repaid by unpaid, although the Cardmember, the amount equivalent same may not be posted to the iPP Monthly Instalment so repaid shall be restored to the Cardmember’s credit limit.his/her Card Account as yet; (e) The iPP Monthly Instalment shall be billed to the Cardmember on the next statement date following our approval of the application and every month thereafter until full settlement of the iPP. (f) If if any iPP Monthly Instalment and iPP Processing Fee (if any) instalment payment debited to the Cardmember’s his/her Card Account is not received by us paid in full when duedue and payable, the Cardmember must pay us the applicable Bank the finance chargescharge, interest and fees on the outstanding amounts at our the Bank’s prevailing rate in accordance with Clause 5.2 above.rate; (gf) We the Bank may at our its sole discretion and without notice to the Cardmember debit the whole balance of the purchase price then outstanding to the Cardmember’s his/her Card Account at any time, in which case such balance will be immediately due and payable by the Cardmember.him/her; (hg) We the Bank may at our its sole discretion impose an administrative fee at such rate as we it may determine if the iPP Plan is terminated (whether arising from the termination of the Cardmember’s Card Account or otherwise) or if the Cardmember makes a prepayment of any amount under the iPP.Plan; and (ih) The Cardmember may participate more than once in the iPP subject to the Cardmember’s eligibility for the iPP upon the terms and conditions herein contained. (j) Each of the following events shall constitute an event of default; where upon the occurrence of such event, all outstanding iPP Processing Fee and/or iPP Monthly Instalments and all monies due thereunder shall immediately become due and payable by the Cardmember and without prejudice to our right to demand payment of all or any part of will not hold the outstanding iPP Processing Fee and/or iPP Monthly Instalments and the monies due thereunder, we shall be entitled to exercise our remedies: (i) if the Cardmember defaults Bank responsible in any way for any goods/services supplied or not supplied by any merchant or the quality or performance of hisany goods/her obligations stated therein services pursuant to or in connection with the relation to any Card and/or Card Account; (ii) if default is made in the payment of the iPP Processing Fee and/or iPP Monthly Instalment Transaction. Any dispute or any sum due thereunder or under the Card Account; (iii) if the iPP shall be terminated; iv. if terms and conditions herein or any part hereof shall at any time for any reason cease to be in full force and effect or valid or shall be declared void, repudiated or frustrated; (iv) if it becomes impossible or unlawful for us to make available or continue to make available for the iPP facility to the Cardmember; (v) if there shall occur any circumstances of any nature which in our opinion may cause us to be unable to make available or continue to make available the iPP facility to the Cardmember; and vii. the Card is cancelled or the Card Account is terminated. (k) If it becomes more expensive for us to maintain the iPP by reason of any change in law or regulations which give rise to new or additional taxes, higher reserve requirement or similar acts or a significant change in the monetary situation or economic environment, the Cardmember agrees to bear such additional costs for maintaining the iPP. For this purpose, we may at our absolute discretion either bill the Cardmember for the additional costs or correspondingly adjust the iPP Monthly Instalment before the selected iPP Tenure expires. (l) The iPP is valid only up to the iPP Tenure or such other date as we may extend. Nothing herein contained shall be construed as imposing an obligation on us to extend the iPP Tenure and we disclaim all liabilities in respect of any actions, claims, damages, costs, charges and expenses, complaint which the Cardmember may suffer, sustain or incur by reason of his/her participation have against any merchant shall in the iPP. (m) We shall not be responsible for any inadequate, damaged or defective merchandise or services, and we shall not be concerned with any dispute between the Cardmember and the merchants. The Cardmember must at all times pay the iPP Monthly Instalments as prescribed by the term. (n) Regardless of whether an event of default has occurred, we shall be entitled at our absolute discretion at any time without having to assign any reason to the Cardmember to terminate the iPP facility made available to the Cardmember where upon all outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) shall immediately become due and payable upon our demand of the same by notice in writing to the Cardmember. All such outstanding iPP Monthly Instalments together with the iPP Processing Fee (if any) will be shown in the monthly statement and the Cardmember shall pay the same in accordance with the terms applicable to the Card and/or Card Account, in default of which, we shall be entitled to exercise our rights thereunder. (o) We shall not be liable for any direct or indirect consequence, loss, injury, claim or damage, suffered or incurred by the Cardmember should the merchant(s), for any reason whatsoever (including but not limited to, the closure of the merchant’s business), be unable to provide, continue providing, or provide satisfactorily the relevant goods and/or services to the Cardmember. Should the aforesaid event occur, no way affect the Cardmember’s iPP with us and all payment and contractual liabilities and/or obligations and terms arising thereof shall remain unaffected and unchangedunder this Agreement. (p) We reserve the right to vary the terms and conditions hereto contained at any time without prior notice to the Cardmember or any reason whatsoever. The iPP facility may be replaced in whole or in part by another programme at our absolute discretion. (q) Terms and conditions governing CIMB 0% x.Xxx Plan apply.