Common use of INTEREST AND CHARGES Clause in Contracts

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay: (a) Annual fee (b) Card renewal/replacement fee (c) Handling fee for dishonoured check/payment order (d) Fee for foreign currency payment (e) Interest on cash advance and quasi-cash transactions (f) Administrative fee for production of documents Document Administrative fee Administrative (g) Service charge/administrative fee (h) Overlimit Fee

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay:pay:- (a) Annual fee (b) Card renewal/replacement fee (c) Handling fee for dishonoured check/payment order (d) Fee for foreign currency paymentpayment tendered to us; and (e) Interest on cash advance and quasi-cash transactions (f) Cash advance fee (g) Administrative fee for production of documents Document Administrative fee Administrativeper copy (gh) Service charge/administrative fee (hi) Overlimit Feefee

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay:pay:- (a) Late payment charge (b) Annual fee (bc) Card renewal/replacement fee (cd) Handling fee for dishonoured check/payment order (de) Fee for foreign currency paymentpayment tendered to us; and (ef) Interest on cash advance and quasi-cash transactions (fg) Cash advance fee (h) Administrative fee for production of documents Document Administrative fee Administrativeper copy (gi) Service charge/administrative fee (h) Overlimit Fee

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay: (a) Annual fee (b) Card renewal/replacement fee (c) Handling fee for dishonoured check/payment order (d) Fee for foreign currency payment (e) Interest on cash advance and quasi-cash transactions (f) Administrative fee for production of documents Document Administrative fee Administrative (g) Service charge/administrative fee (h) Overlimit Fee 7.3 Variation of interest and charges

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay: (a) Annual fee (b) Card renewal/replacement fee (c) Handling fee for dishonoured check/payment order (d) Fee for foreign currency payment (e) Interest on cash advance and quasi-cash transactions (f) Administrative fee for production of documents Document Administrative fee Administrative (i) current to 2 months old S$5.00 (ii) more than 2 months to 1 year old S$15.00 statement of account: (i) current to 2 months old S$0.00 (ii) more than 2 months to 1 year old S$15.00 (iii) more than 1 year to 5 years old S$30.00 (iv) more than 5 years old S$100.00 (g) Service charge/administrative fee (h) Overlimit Fee

INTEREST AND CHARGES. 7.1 If we do not receive your full payment of the current balance specified in the statement of account on or before the payment due date, you must pay daily interest at the rate of (i) S$3.00 per month or (ii) at the retail interest rate or cash interest rate (where applicable) as set out in the statement of account, whichever is the greater, on:- (a) the amount of each unpaid card transaction, or part thereof, listed in the current statement of account, from the date each such card transaction was effected until the date of the current statement of account; and (b) the current balance specified in the statement of account, from the date of the statement of account until the day before the date when we receive payment of the current balance (entirely or partly); and (c) the current balance specified in the statement of account less any partial payment, from the date of such partial payment to the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier; and (d) the amount of each card transaction debited to the card account after the date of the statement of account, from the date each such card transaction was effected until the date of the next statement of account or the date when we receive full payment of the current balance, whichever is the earlier. 7.2 You must also pay: (a) Annual fee (b) Card renewal/replacement fee (c) Handling fee for dishonoured check/payment order (d) Fee for foreign currency payment (e) Interest on cash advance and quasi-cash transactions (f) Administrative fee for production of documents Document Administrative fee Administrative (g) Service charge/administrative fee (h) Overlimit Fee (i) Branch Service Fee