Common use of Interest on Account Balances Clause in Contracts

Interest on Account Balances. All balances in the Cash and Margin account types will be net together. If the netting results in a settled debit, debit interest will be charged. If the netting results in a settled credit, credit interest will be paid. Interest will be charged on those net debit balances that accrue $1.00 or greater of interest during the month. Please consult your Financial Professional for additional information. • You can lose more funds than you deposit in the margin account. A decline in the value of securities that are purchased on margin may require you to provide additional funds to HTS to avoid the forced sale of those securities or other securities or assets in your account(s). be valid, and that HTS or your Financial Professional cannot liquidate securities or other assets in customer accounts to meet the call unless HTS or your Financial Professional has contacted customers first. This is not the case. Most firms will attempt to notify customers of margin calls, but firms are not required to do so. However, even if a firm has contacted a customer and provided a specific date by which the customer can meet a margin call, the firm can still take necessary steps to protect their financial interests, including immediately selling the securities without notice to the customer. issuance of a maintenance margin call. Your failure to satisfy the call may cause HTS or your Financial Professional to liquidate or sell securities in your account(s). • Please see Schedule A below for additional information regarding HTS’ standard margin rates. The specific rate charged may differ from the rates listed in schedule A. Please contact your Financial Professional for more details.

Interest on Account Balances. All balances in the Cash and Margin account types will be net together. If the netting results in a settled debit, debit interest will be charged. If the netting results in a settled credit, credit interest will be paid. Interest will be charged on those net debit balances that accrue $1.00 or greater of interest during the month. Please consult your Financial Professional for additional information. • You can lose more funds than you deposit in the margin account. A decline in the value of securities that are purchased on margin may require you to provide additional funds to HTS to avoid the forced sale of those securities or other securities or assets in your account(s). be valid, and that HTS or your Financial Professional cannot liquidate securities or other assets in customer accounts to meet the call unless HTS or your Financial Professional has contacted customers first. This is not the case. Most firms will attempt to notify customers of margin calls, but firms are not required require d to do so. However, even if a firm has contacted a customer and provided a specific date by which the customer can meet a margin call, the firm can still take necessary steps to protect their the ir financial interests, including immediately selling the securities without notice to the customer. issuance of a maintenance margin call. Your failure to satisfy the call may cause HTS or your Financial Professional to liquidate or sell securities in your account(s). • Please see Schedule A below for additional information regarding HTS’ standard margin rates. The specific rate charged may differ from the rates listed in schedule A. Please contact your Financial Professional for more details.

Interest on Account Balances. All balances in the Cash and Margin account types will be net together. If the netting results in a settled debit, debit interest will be charged. If the netting results in a settled credit, credit interest will be paid. Interest will be charged on those net debit balances that accrue $1.00 or greater of interest during the month. Please consult your Financial Professional for additional information. • You can lose more funds than you deposit in the margin account. A decline in the value of securities that are purchased on margin may require you to provide additional funds to HTS to avoid the forced sale of those securities or other securities or assets in your account(s). be valid, and that HTS or your Financial Professional cannot liquidate securities or other assets in customer accounts to meet the call unless HTS or your Financial Professional has have contacted customers first. This is not the case. Most firms will attempt to notify customers of margin calls, but firms are not no t required to do so. However, even if a firm has contacted a customer and provided a specific date by which the customer can meet a margin call, the firm can still take necessary steps to protect their the ir financial interests, including immediately selling the securities without notice to the customer. issuance of a maintenance margin call. Your failure to satisfy the call may cause HTS or your Financial Professional to liquidate or sell securities in your account(s). • Please see Schedule A below for additional information regarding HTS’ standard margin rates. The specific rate charged may differ from the rates listed in schedule A. Please contact your Financial Professional for more details.