Common use of Investment guarantees Clause in Contracts

Investment guarantees. We do not guarantee the performance of your investment. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio may go up or down depending on the market value of the assets in your unit trust portfolio. If your unit trust portfolio has international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- to long-term investments.

Investment guarantees. We do The fund does not guarantee the performance of your investment. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio investment may go up or down depending on the market value of the assets in underlying your selected unit trust portfolioportfolios. If your selected unit trust portfolio has portfolios have international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- to long-term investments.

Investment guarantees. We do not Neither the Insurer nor we guarantee the performance of your investmentpolicy. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio policy may go up or down depending on the market value of the assets in your unit trust portfolioportfolios underlying your policy. If your selected unit trust portfolio has portfolios have international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- medium to long-long term investments.

Investment guarantees. We do The fund does not guarantee the performance of your investment. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio investment may go up or down depending on the market value of the assets in underlying your selected unit trust portfolioportfolios. If your selected unit trust portfolio has portfolios have international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- to long-long- term investments.

Investment guarantees. We do not Neither the Insurer nor we guarantee the performance of your investmentpolicy. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio policy may go up or down depending on the market value of the assets in your unit trust portfolioportfolios underlying your policy. If your selected unit trust portfolio has portfolios have international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- to long-term investments.

Investment guarantees. We do The fund does not guarantee the performance of your investment. You carry the investment and market risk, which includes the possibility of losing capital. The market value of your unit trust portfolio investment may go up or down depending on the market value of the assets in underlying your selected unit trust portfolioportfolios. If your selected unit trust portfolio has portfolios have international assets, a change in the exchange rates may cause the value of those investments to rise and fall. Past performance is also not necessarily an indication of what will happen in the future. Unit trust portfolios are generally medium- medium-to long-term investments.