Common use of IPO Subscription Fees and IPO Loan Interests Clause in Contracts

IPO Subscription Fees and IPO Loan Interests. uSMART SG will charge the Client a subscription fee for each application for subscription of IPO Shares as determined by uSMART SG from time to time (“Subscription Fees”). uSMART SG will also charge the Client interests for IPO Loan (“IPO Loan Interests”), if any. For details of the Subscription Fees and the IPO Loan Interests, the Client may refer to the Initial Public Offering Subscription Statement prepared by uSMART SG and/or the fee schedule, as amended or supplemented from time to time, which is available on uSMART SG’s website. For the avoidance of doubt, the application fees (if any) are not refundable regardless of the outcome of the application is successful or not. The IPO Loan Interests to be charged by uSMART SG, if not otherwise specified in any notice, application form or statement in any format separately delivered or shown by uSMART SG to the Client, is calculated by the relevant loan amount × the number of interest-bearing days × the interest rate. The interest-bearing time is from the day after the latest date for lodging application for subscription of IPO Shares to uSMART SG to the day on which the results of allotment has been released (“Allotment Results Day”). The Clients agrees and confirms that uSMART SG shall have the right to freeze the IPO Loan Interests in the Account in advance or when uSMART SG thinks fit and the IPO Loan Interests will be automatically deducted from the Account on the Allotment Results Day. For the avoidance of doubt, once the application for subscription of IPO Shares has been lodged as instructed by the Client, the Subscription Fees (if any) and the IPO Loan Interests (if any) are non- refundable for whatever reasons.

IPO Subscription Fees and IPO Loan Interests. uSMART SG USL will charge the Client a subscription fee for each application for subscription of IPO Shares as determined by uSMART SG USL from time to time (“Subscription Fees”). uSMART SG USL will also charge the Client interests for IPO Loan (“IPO Loan Interests”), if any. For details of the Subscription Fees and the IPO Loan Interests, the Client may refer to the Initial Public Offering Subscription Statement prepared by uSMART SG USL and/or the fee schedule, as amended or supplemented from time to time, which is available on uSMART SGUSL’s website. For the avoidance of doubt, the application fees (if any) are not refundable regardless of the outcome of the application is successful or not. The IPO Loan Interests to be charged by uSMART SGUSL, if not otherwise specified in any notice, application form or statement in any format separately delivered or shown by uSMART SG USL to the Client, is calculated by the relevant loan amount × the number of interest-interest- bearing days × the interest rate. The interest-bearing time is from the day after the latest date for lodging application for subscription of IPO Shares to uSMART SG USL to the day on which the results of allotment has been released (“Allotment Results Day”). The Clients agrees and confirms that uSMART SG USL shall have the right to freeze the IPO Loan Interests in the Account in advance or when uSMART SG USL thinks fit and the IPO Loan Interests will be automatically deducted from the Account on the Allotment Results Day. For the avoidance of doubt, once the application for subscription of IPO Shares has been lodged as instructed by the Client, the Subscription Fees (if any) and the IPO Loan Interests (if any) are non- non-refundable for whatever reasons.

IPO Subscription Fees and IPO Loan Interests. uSMART SG USPL will charge the Client a subscription fee for each application for subscription of IPO Shares as determined by uSMART SG USPL from time to time (“Subscription Fees”). uSMART SG USPL will also charge the Client interests for IPO Loan (“IPO Loan Interests”), if any. For details of the Subscription Fees and the IPO Loan Interests, the Client may refer to the Initial Public Offering Subscription Statement prepared by uSMART SG USPL and/or the fee schedule, as amended or supplemented from time to time, which is available on uSMART SGUSPL’s website. For the avoidance of doubt, the application fees (if any) are not refundable regardless of the outcome of the application is successful or not. The IPO Loan Interests to be charged by uSMART SGUSPL, if not otherwise specified in any notice, application form or statement in any format separately delivered or shown by uSMART SG USPL to the Client, is calculated by the relevant loan amount × the number of interest-bearing days × the interest rate. The interest-bearing time is from the day after the latest date for lodging application for subscription of IPO Shares to uSMART SG USPL to the day on which the results of allotment has been released (“Allotment Results Day”). The Clients agrees and confirms that uSMART SG USPL shall have the right to freeze the IPO Loan Interests in the Account in advance or when uSMART SG USPL thinks fit and the IPO Loan Interests will be automatically deducted from the Account on the Allotment Results Day. For the avoidance of doubt, once the application for subscription of IPO Shares has been lodged as instructed by the Client, the Subscription Fees (if any) and the IPO Loan Interests (if any) are non- non-refundable for whatever reasons.