Common use of Landlord’s Insurance Clause in Contracts

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which as Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” which" which Landlord deems appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have agrees to purchase and keep in force All Risk and fire insurance in an amount equal to the following obligations and options regarding insurance: A. Landlord shall maintain a policy replacement cost of the Building (not including any Tenant Improvements or policies of Alterations paid for by Tenant from sources other than the Work Allowance) as determined by Landlord’s insurance company’s appraisers. At Landlord’s election, such fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or floodearthquake, flood or terrorist acts, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Additionally Landlord may maintain a policy or policies of (i) commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage Premises or Project in such an amount as Landlord from time to time determines is reasonably necessary for its protection, and (ii) rental loss insurance covering a twelve (12) month period. Tenant agrees to pay Landlord as additional rent, on demand, the full cost of said insurance as evidenced by insurance xxxxxxxx to Landlord, and in the event of damage covered by said insurance, the amount of any deductible under such policy; provided, however, that Tenant’s responsibility to pay premiums for earthquake insurance shall be capped at a sum equal to four times the premium amount for Landlords “All Risk” and fire insurance policy. Further, the deductible payable by Tenant for earthquake insurance shall be treated as a Capital Expenditure as defined in Section 8.F. above. Payment shall be due to Landlord within thirty (30) days after written invoice to Tenant. It is understood and agreed that Tenant’s obligation under this Section will be prorated to reflect the Lease Commencement and Expiration Dates.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” whichwhich Landlord deems appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. Landlord may (but shall not be obligated to) maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection, and/or such other insurance as Landlord may desire to maintain from time to time or as may be required under any Security Instrument.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project Project, including the Building and the Tenant Improvements (to the extent the Tenant Improvements are affixed to the Premises and are owned by Landlord) with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” which" which Landlord deems reasonably appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. Notwithstanding anything to the contrary in this Lease, Tenant's obligation for payment of any deductible under any earthquake or flood insurance shall not exceed $25,000.00 per claim. B. Landlord may shall maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have agrees to purchase and keep in force All Risk and fire insurance in an amount equal to the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies replacement cost of the Building (not including any Alterations paid for by Tenant) as determined by Landlord's insurance company's appraisers. At Landlord's election, such fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or floodflood (subject to the limits set forth in Section 8.D above), and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Additionally Landlord may maintain a policy or policies of (i) commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage Premises or Project in such an amount as Landlord from time to time determines is reasonably necessary for its protection, and (ii) rental loss insurance covering a twelve (12) month period. Tenant agrees to pay Landlord as additional rent pursuant to Section 8.D, the full cost of said insurance as evidenced by insurance billings to Landlord, and in the event of damage to the Premisxx xxxxxed by said insurance, the amount of any deductible under such policy. Payment shall be due to Landlord within thirty (30) days after written invoice to Tenant. It is understood and agreed that Tenant's obligation under this Section shall be prorated for any partial months during the Lease Term.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which at Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” which" which Landlord deems appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord agrees to maintain in full force and effect throughout the Lease Term (a) commercial general liability coverage with respect to the Land and the Building, and the conduct and operation of its business therein, with combined base and umbrella coverage limits of not less than One Million Dollars ($1,000,000.00) for bodily injury or death and property damage in any one occurrence and not less than Two Million Dollars ($2,000,000.00) in the aggregate; and (b) commercial property insurance with a special form endorsement providing coverage on a full replacement cost basis with respect to Structural Components, but excluding Tenant FETI, Tenant’s Work and any alterations made by Tenant. Landlord will not carry any insurance whatsoever on Tenant FETI, or Tenant’s Work and shall not be obligated to repair any damage thereto or to replace the same. Landlord shall have the following obligations and options regarding right to provide any insurance required to be maintained hereunder by it under blanket policies or under a commercially reasonable program of self-insurance: A. . All insurance policies carried by Landlord covering the Building shall maintain a policy include an endorsement expressly waiving any right on the part of the insurer against Tenant by subrogation or policies of fire and property damage insurance otherwise; provided, however, in so-called “all risk” form insuring Landlord (and the event any such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage Building covered by such policies of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned insurance carried by Landlord which Landlord elects is due to insure together under the same policy negligence, recklessness or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations willful misconduct of Tenant, Tenant shall pay to Landlord, as Additional Rent, the amount of any reasonable deductible payable by Landlord under such policy. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. With respect to insurance maintained by Landlord: (a) Landlord shall have maintain, as the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies minimum coverage required of it by this Lease, fire and property damage insurance in so-called “all risk” special form coverage insuring Landlord (and such others as Landlord may designate) against loss from physical damage to the Building with coverage of not less than one hundred percent (100%) of the full actual replacement cost thereof and against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policiessix months. Such fire and property damage insurance insurance, at Landlord’s election but without any requirements on Landlord’s behalf to do so, (i) may be written in so-called “all risk” form, excluding only those perils commonly excluded from such coverage by Landlord’s then property damage insurer; (ii) may provide coverage for physical damage to the improvements so insured for up to the entire full actual replacement cost thereof; (iii) may be endorsed to cover loss or damage caused by such any additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to ; and/or (iv) may provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case for loss of earthquake and flood insurance, may be rents for a period of up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonabletwelve months. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or of Tenant’s Alterations of Tenantpersonal property, inventory, and trade fixtures, or any modifications, alterations or improvements made or constructed by Tenant to or within the Leased Premises. Landlord shall use commercially reasonable efforts to obtain such insurance at competitive rates. B. (b) Landlord may shall maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death death, and damage to property occurring or resulting from an occurrence in, on or about about, or resulting from the Projectuse or occupancy of the Property, or any portion thereof, with combined single limit coverage in of at Five Million Dollars ($5,000,000). Landlord may carry such amount greater coverage as Landlord or Landlord’s Lender, insurance broker, advisor or counsel may from time to time determines determine is reasonably necessary for the adequate protection of Landlord and the Property. (c) Landlord may maintain any other insurance which in the opinion of its protectioninsurance broker, advisor or legal counsel is prudent in carry under the given circumstances, provided such insurance is commonly carried by owners of property similarly situated and operating under similar circumstances.

Landlord’s Insurance. Landlord shall have the following obligations -------------------- and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” which" which Landlord deems appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any any-Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” whichwhich Landlord deems appropriate, which in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any any-Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance (in so-called “all risk” form insuring Landlord (and addition to such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with other coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under maintain or which its Lender might require such as plate glass insurance and rental loss insurance) the same policy or policies. Such fire following insurance, in such amounts and property damage insurance with such limits as Landlord shall determine in its reasonable discretion, but in no event less than the limits described herein: (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and public liability insurance with limits not less than those required of Tenant; (ii) shall contain reasonable “deductibles” whichfire and extended coverage (all risk or special form) insurance of at least 100% of full replacement cost of the Project (except that such coverage may exclude coverage for footings and foundations), in the case including coverage for loss of earthquake rents; and flood (iii) boiler and machinery insurance, may be up if applicable. The premiums, costs, expenses, co-insurance payments, and deductibles (or similar costs or charges) of and/or with respect to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such any insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord maintained from time to time determines is by Landlord (all of the preceding, collectively, “Insurance Expenses”) shall constitute Operating Expenses. Any such coverage may be part of an umbrella or blanket policy, whereupon the premiums, costs, and expenses hereof will be reasonably necessary apportioned between the Project and the other properties so included under such policy(ies). Tenant shall be named as an additional insured with respect to the insurance described in Paragraph 21(i) and such insurance shall be primary as to claims arising within the Common Areas. No such policy shall provide for its protectiona deductible or co-insurance provision in excess of $25,000.00 during the Initial Lease Term (or a comparable amount during any applicable Extension Term). Within ten days after Tenant’s request, Landlord shall provide Tenant with evidence that Landlord carries the insurance required to be carried under this Lease.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all "all-risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to 15% ten percent (10%) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant's Alterations. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Commencing on the Date of the Lease and continuing throughout the Lease Term, Landlord shall have maintain, as a minimum, the following obligations insurance policies: (a) property insurance for the Building’s full replacement value (excluding property required to be insured by Tenant), less a commercially-reasonable deductible if Landlord so chooses, and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage (b) commercial general liability insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period an amount of not less than 12 months $3,000,000. Landlord may, but is not obligated to, maintain such other insurance and from physical damage additional coverages as it may deem necessary. The cost of all insurance carried by Landlord with respect to the Project with coverage shall be included in Operating Costs. The foregoing insurance policies and any other insurance carried by Landlord shall be for the sole benefit of not less than the full replacement cost thereofLandlord and under Landlord’s sole control, and Tenant shall have no right or claim to any proceeds thereof or any other rights thereunder. Any insurance required to be maintained by Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together be taken out under the same policy or policies. Such fire and property damage a blanket insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies covering other buildings, property or insureds in addition to the Building and Landlord. In such event, the costs of commercial general liability any such blanket insurance insuring policy or policies shall be reasonably allocated to the Project and the other properties covered by such policy or policies as reasonably determined by Landlord and included as part of Operating Costs. Notwithstanding anything in this Lease to the contrary, Landlord’s indemnity obligations under this Lease shall be limited to the extent any such claim is insured against under the terms of any insurance policy maintained by Landlord (and such others as are designated or is required to be maintained by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about Landlord under the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protectionterms of this Lease).

Landlord’s Insurance. Landlord shall have the following obligations obligation and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. Landlord may may, at its election, maintain (i) a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection, and/or (ii) such other forms of insurance as Landlord may desire to maintain with respect to the Project.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. Landlord may (but without obligation) maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection, and/or such other insurance as Landlord may desire to maintain from time to time or as may be required under any Security Instrument.

Landlord’s Insurance. Landlord shall have the following obligations -------------------- and options regarding insuranceInsurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-so called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “'deductibles” " which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have agrees to purchase and keep in force All Risk and fire insurance in an amount equal to the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies replacement cost of the Building (not including any Alterations paid for by Tenant) as determined by Landlord's insurance company's appraisers. At Landlord's election, such fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or floodflood (subject to the limits set forth in Section 8.D above), and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Additionally Landlord may maintain a policy or policies of (i) commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage Premises or Project in such an amount as Landlord from time to time determines is reasonably necessary for its protection, and (ii) rental loss insurance covering a twelve (12) month period. Tenant agrees to pay Landlord as additional rent pursuant to Section 8.D, the full cost of said insurance as evidenced by insurance billings to Landlord, and in the event of damage to the Premises cxxxxxx xy said insurance, the amount of any deductible under such policy. Payment shall be due to Landlord within thirty (30) days after written invoice to Tenant. It is understood and agreed that Tenant's obligation under this Section shall be prorated for any partial months during the Lease Term.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. 9.2.1 Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 eighteen (18) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. 9.2.2 Landlord may shall maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including including, without limitation, earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to fifteen percent (15% %) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantTenants Alterations. B. Landlord may may, at its election, maintain (i) a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection, and/or (ii) such other forms of insurance as Landlord may desire to maintain with respect to the Project.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” "special perils" form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to 1510% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant's Alterations. B. Landlord may shall maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection. If any Lender or insurance advisor reasonably determines at any time that the amount of coverage required for any policy of insurance Tenant is to obtain pursuant to this ¶9.1 is not adequate, then Tenant shall increase such coverage for such insurance to such amount as such Lender or insurance advisor reasonably deems adequate, not to exceed the level of coverage for such insurance commonly carried by comparable businesses similarly situated.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all "at-risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to 15% ten percent (10%) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and or such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. During the Term of this Lease and any renewal or extension thereof, Landlord shall have obtain and maintain and promptly pay all premiums for the following obligations and options regarding insurancetypes of insurance in the amounts specified in the form herein provided for: A. Landlord shall maintain a policy i. General Public Liability insurance covering the Property and Landlord's ownership and management thereof against claims for bodily or policies of fire personal injury or death, and property damage occurring upon, in or about the Property, other than Premises, such insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period to afford protection to the limit of not less than 12 months $2,000,000.00 combined single limit in respect of injury or death to any number of persons arising out of any one occurrence. The insurance coverage required under this Paragraph shall, in addition, extend to any liability of Landlord arising out of the indemnities provided for in Paragraph 21b and from physical damage shall name Tenant as an additional insured. The general aggregate limits under the General Public Liability insurance policy or policies must apply separately to the Project with coverage of Property and to Landlord's ownership and management thereof. Accordingly, if ii. Insurance covering the Building: in an amount not less than one hundred percent (100%) of the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord thereof from time to time determines is reasonably necessary for during the Term of this Lease, and any renewal thereof, providing protection against perils included within the standard state form of fire and extended coverage insurance policy, together with insurance against sprinkler damage, vandalism and malicious mischief. The policy required by this subparagraph ii shall name Tenant as a loss payee as its protectioninterest may appear.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “special form (formerly "all risk” form ") insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable" which Landlord deems appropriate. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may shall maintain (i) a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection, and (ii) such other insurance as may be required by any lender holding a security interest in the Project.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “special form” (formerly “all risk” form ”) insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereofProject. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” whichwhich Landlord deems appropriate, in the case of earthquake and flood insurance, may which deductibles (except for earthquake) must be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of TenantAlterations. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “"all risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s 's Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. With respect to insurance maintained by Landlord: (a) Landlord shall have maintain, as the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies minimum coverage required of it by this Lease, fire and property damage insurance in so-called “all risk” special form coverage insuring Landlord (and such others as Landlord may designate) against loss from physical damage to the Building with coverage of not less than one hundred percent (100%) of the full actual replacement cost thereof and against loss of rents for a period of not less than 12 months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policiessix months. Such fire and property damage insurance insurance, at Landlord's election but without any requirements on Landlord's behalf to do so, (i) may be written in so-called "all risk" form, excluding only those perils commonly excluded from such coverage by Landlord's then property damage insurer; (ii) may provide coverage for physical damage to the improvements so insured for up to the entire full actual replacement cost thereof; (iii) may be endorsed to cover loss or damage caused by such any additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to ; and/or (iv) may provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case for loss of earthquake and flood insurance, may be rents for a period of up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonabletwelve months. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant's personal property, inventory, and trade fixtures, or any modifications, alterations or improvements made or constructed by Tenant to or within the Leased Premises. Landlord shall use commercially reasonable efforts to obtain such insurance at competitive rates. B. (b) Landlord may shall maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death death, and damage to property occurring or resulting from an occurrence in, on or about about, or resulting from the Projectuse or occupancy of the Property, or any portion thereof, with combined single limit coverage in of at least Ten Million Dollars ($10,000,000). Landlord may carry such amount greater coverage as Landlord from time to time determines is reasonably necessary for its protection.Landlord

Landlord’s Insurance. Commencing as of the beginning of construction of the Project and continuing throughout the Term of this Lease, Landlord shall have maintain, as a minimum, the following obligations insurance policies: (1) cause of loss-special risk form (formerly “all-risk”) insurance (including, but not limited to, sprinkler leakage, ordinance and options regarding insurance: A. law, sewer back-up and flood) for the Buildings’ replacement value (excluding property required to be insured by Tenant), less a commercially-reasonable deductible if Landlord shall maintain a policy or policies of fire so chooses, and property damage (2) commercial general liability insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period an amount of not less than 12 months $10,000,000 and from physical damage such other insurance maintained by prudent corporate or institutional landlords for buildings and developments of equivalent quality, size, utility and location within the former City of Kanata submarket to the Buildings and the Project. Landlord may, but is not obligated to, maintain such other insurance and additional coverages as it may deem necessary. The cost of all insurance carried by Landlord with respect to the Project with coverage shall be included in Operating Costs. The foregoing insurance policies and any other insurance carried by Landlord shall be for the sole benefit of not less than the full replacement cost thereofLandlord and under Landlord’s sole control, and Tenant shall have no right or claim to any proceeds thereof or any other rights thereunder. Any insurance required to be maintained by Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together be taken out under the same policy or policies. Such fire and property damage a blanket insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, and to provide such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “deductibles” which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies covering other buildings, property or insureds in addition to the Buildings and Landlord. In such event, the costs of commercial general liability any such blanket insurance insuring policy or policies shall be reasonably allocated to the Project and the other properties covered by such policy or policies as reasonably determined by Landlord (and such others included as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protectionpart of Operating Costs.

Landlord’s Insurance. Landlord shall have the following obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all risk” form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical damage to the Project with coverage of not less than the full replacement cost thereof. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire and property damage insurance (i) may be endorsed to cover loss caused by such additional perils against which Landlord may elect to insure, including earthquake and/or flood, flood and to provide such additional coverage as Landlord reasonably requireselects, and (ii) shall contain reasonable “deductibles” deductibles which, in the case of earthquake and flood insurance, may be up to 15% of the replacement value of the property insured or such higher amount as is then commercially reasonable. reasonable Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.

Landlord’s Insurance. Landlord shall have the following -------------------- obligations and options regarding insurance: A. Landlord shall maintain a policy or policies of fire and property damage insurance in so-called “all "all-risk” " form insuring Landlord (and such others as Landlord may designate) against loss of rents for a period of not less than 12 twelve (12) months and from physical Facility: _______________ damage to the Project with coverage of not less than the full replacement cost thereofProject. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Such fire Landlord shall have the right, but not the obligation, in its sole and property damage absolute discretion, to obtain insurance (i) may be endorsed to cover loss caused by for such additional perils against which that Landlord may elect to insuredeems appropriate, including including, without limitation, coverage for damage by earthquake and/or flood, and to provide . All such additional coverage as Landlord reasonably requires, and (ii) shall contain reasonable “"deductibles” " which Landlord deems appropriate, which, in the case of earthquake and flood insurance, may be up to 15% ten percent (10%) of the replacement value of the property insured or such higher amount as is then commercially reasonable. Landlord shall not be required to cause such insurance to cover any Trade Fixtures or Tenant’s Alterations of Tenant's Alterations. B. Landlord may maintain a policy or policies of commercial general liability insurance insuring Landlord (and such others as are designated by Landlord) against liability for personal injury, bodily injury, death and damage to property occurring or resulting from an occurrence in, on or about the Project, with combined single limit coverage in such amount as Landlord from time to time determines is reasonably necessary for its protection.