Legal expenses cover. 4.1.1 DAS Legal Expenses Insurance Company Limited (‘DAS’) is the underwriter and provides the legal protection insurance under your policy. The legal advice service is provided by DAS Law Limited and/or a preferred law firm on behalf of DAS. DAS agree to provide the insurance described in this section for you (or where specified, the person insured) in respect of any insured incident arising in connection with the business shown in the schedule, in return for payment of the premium and subject to the terms, conditions, exclusions and limitations set out in this policy, provided that: a) reasonable prospects exist for the duration of the claim; b) the date of occurrence of the insured incident is during the period of insurance; or c) during the currency of a previous equivalent legal expenses insurance policy, provided that: • the previous legal expenses insurance policy required you to report claims during its currency, • you could not have notified a claim previously as you could not have reasonably been aware of the insured incident • cover has been continuously maintained in force • DAS will not cover any claim that should have been covered under a previously operative legal expenses insurance policy • the available limit of indemnity shall be limited to the lesser of the sums payable under this or your previous policy d) any legal proceedings will be dealt with by a court, or other body which DAS agree to, within the territorial limits; and e) the insured incident happens within the territorial limits. For the purpose of this section ‘insured incident’ refers to the indemnity provided by: I) Employment dispute and compensation awards II) Legal defence
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Samples: Professional Liability Insurance Policy, Architects and Engineers Professional Liability Insurance Policy, Professional Liability Insurance Policy
