Common use of Liability for Incomplete Transactions Clause in Contracts

Liability for Incomplete Transactions. If we do not complete a Transaction to or from your account on time or in the correct amount according to this Section, our potential liability to you is set forth in other parts of this Section. However, there are exceptions to our liability in all cases. We will NOT be liable, for instance: • If, through no fault of ours, you do not have enough money (available funds) in your account to make the Transaction. • If the Transaction would go over the credit limit on your overdraft line. • If the ATM where you are making the Transaction does not have enough cash. • If the System was not working properly and you knew about the breakdown when you started the Transaction. • If circumstances beyond our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we have taken. • If you have not properly followed instructions for operation of the System. • If the funds in your account are subject to a “hold” due to legal process, similar encumbrance or as otherwise permitted in this Agreement. • If the Transaction would exceed one of the established limits contained in this part of the Agreement. • If we did not receive a direct deposit instruction. • If the account is dormant or inactive. • If your own components making up the System were not functioning properly. • If we received incomplete or inaccurate information from you or a third party involving the account or Transaction. • If we have a reasonable basis for believing that unauthorized use of your PIN or account has occurred or may occur. • If we or you have terminated this Section of the Agreement, your right to access one or more EFT services, or closed the account. In addition, there may be other limitations for the particular EFT Service. This paragraph applies only to Consumer Accounts. Except as provided above, if we do not complete a Transaction to or from your account on time or in the correct amount according to this Section, we will be liable for your losses or damages.

Liability for Incomplete Transactions. If we We do not complete a Transaction to or from your account Your Account on time or in the correct amount according to this Section, our Our potential liability to you You is set forth in other parts of this Section. However, there are exceptions to our Our liability in all cases. We will NOT be liable, for instance: • If, through no fault of ours, you You do not have enough money (available funds) in your account Your Account to make the Transaction. • If the Transaction would go over the credit limit on your Your overdraft line. • If the ATM where you You are making the Transaction does not have enough cash. • If the System was not working properly and you You knew about the breakdown when you You started the Transaction. • If circumstances beyond our Our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we We have taken. • If you You have not properly followed instructions for operation of the System. • If the funds in your account Your Account are subject to a “hold” due to legal process, similar encumbrance or as otherwise permitted in this AgreementMSA and Other Agreements. • If the Transaction would exceed one of the established limits contained in this part of the Agreement. this MSA and Other Agreements • If we We did not receive a direct deposit instruction. • If the account Account is dormant dormant, inactive, or inactiveclosed. • If your Your own components making up the System were not functioning properly. • If we We received incomplete or inaccurate information from you You or a third party involving the account Account or Transaction. • If we We have a reasonable basis for believing that unauthorized use of your Your PIN or account Account has occurred or may occur. • If we We or you You have terminated this Section of the Agreementthis MSA and Other Agreements, your Your right to access one or more EFT servicesServices, or closed the accountAccount. In addition, there may be other limitations for the particular EFT Service. This paragraph applies only to Consumer Accounts. Except as provided above, if we We do not complete a Transaction to or from your account Your Account on time or in the correct amount according to this Section, we We will be liable for your Your losses or damages.

Liability for Incomplete Transactions. If we do not complete a Transaction to or from your account on time or in the correct amount according to this Sectionpart, our potential liability to you is set forth in other parts of this Sectionwe will be liable for your losses or damages. However, there are exceptions to our liability in all casesliability. We will NOT be liable, for instance: • t If, through no fault of ours, you do not have enough money (available funds) in your account to make the Transaction. • t If the Transaction would go over the credit limit on your overdraft line. • t If the ATM where you are making the Transaction does not have enough cash. • t If the System was not working properly and you knew about the breakdown when you started the Transaction. • t If circumstances beyond our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we have taken. • t If you have not properly followed instructions for operation of the System. • t If the funds in your account are subject to a “hold” due to legal process, similar encumbrance or as otherwise permitted in this Agreement. • t If the Transaction would exceed one of the established limits contained in this part of the Agreement. • t If we did not receive a direct deposit instruction. • t If the account is dormant or inactivedormant. • t If your own components making up the System were not functioning properly. • t If we received incomplete or inaccurate information from you or a third party involving the account or Transaction. • t If we have a reasonable basis for believing that unauthorized use of your PIN or account has occurred or may occur. • t If we or you have terminated this Section part of the Agreement, your right to access one or more EFT services, Agreement or closed the account. In addition, there There may be other limitations for the particular EFT Service. This paragraph applies only to Consumer Accounts. Except as provided above, if we do not complete a Transaction to or from your account on time or Service in the correct amount according to this Section, we will be liable for your losses or damagespart.

Liability for Incomplete Transactions. If we We do not complete a Transaction to or from your account Your Account on time or in the correct amount according to this Section, our Our potential liability to you You is set forth in other parts of this Section. However, there are exceptions to our Our liability in all cases. We will NOT be liable, for instance: • If, through no fault of ours, you You do not have enough money (i.e. insufficient available funds) in your account Your Account to make the Transaction. • If the Transaction would go over the credit limit on your Your overdraft line. • If the ATM where you You are making the Transaction does not have enough cash. • If the System was not working properly and you You knew about the breakdown when you You started the Transaction. • If circumstances beyond our Our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we We have taken. • If you You have not properly followed instructions for operation of the System. • If the funds in your account Your Account are subject to a “hold” due to legal process, similar encumbrance or as otherwise permitted in this AgreementMSA and Other Agreements. • If the Transaction would exceed one of the established limits contained in this part of the Agreement. this MSA and Other Agreements • If we We did not receive a direct deposit instruction. • If the account Account is dormant inactive or inactiveclosed. • If your Your own components making up the System were not functioning properly. • If we We received incomplete or inaccurate information from you You or a third party involving the account Account or Transaction. • If we We have a reasonable basis for believing that unauthorized use of your Your PIN or account Account has occurred or may occur. • If we We or you You have terminated this Section of the Agreementthis MSA and Other Agreements, your Your right to access one or more EFT servicesServices, or closed the accountYour Account. In addition, there may be other limitations for the particular EFT Service. This paragraph applies only to Consumer Accounts. Except as provided above, if we We do not complete a Transaction to or from your account Your Account on time or in the correct amount according to this Section, we We will be liable for your Your direct losses or damages, to the extent provided by applicable law.