Common use of Litigation and Environmental Matters Clause in Contracts

Litigation and Environmental Matters. .. 27 SECTION 3.07. Compliance with Laws and Agreements ......... 27 SECTION 3.08. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. .. 27 82 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements........................ 82 SECTION 3.07. Investment Company Status.................................. 82 SECTION 3.08. Investment and Holding Company Status ....... 28 ERISA...................................................... 82 SECTION 3.09. Taxes ....................................... 28 Disclosure................................................. 82 SECTION 3.10. ERISA ....................................... 28 Subsidiaries............................................... 83 SECTION 3.11. Disclosure .................................. 28 Security Interests......................................... 83 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Use of Proceeds............................................ 83 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 44 SECTION 3.073.7. Compliance with Laws and Agreements ......... 27 Agreements.......................... 44 SECTION 3.083.8. Investment and Holding Company Status ....... 28 Status........................ 45 SECTION 3.093.9. Taxes ....................................... 28 Taxes........................................................ 45 SECTION 3.10. ERISA ....................................... 28 ERISA........................................................ 45 SECTION 3.11. Disclosure .................................. 28 Disclosure................................................... 45 SECTION 3.12. Year 2000 ................................... 28 Solvency..................................................... 45 SECTION 3.13. Proprietary Rights Use of Proceeds; Margin Regulations.......................... 29 45 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVNo Default................................................... 46 SECTION 3.15. Conditions ............................................................. 29 Subsidiaries..................................................46 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16

Litigation and Environmental Matters. .. 27 SECTION 3.07. 42 Section 3.7 Compliance with Laws and Agreements ......... 27 SECTION 3.08. Agreements........................ 43 Section 3.8 Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Status...................... 43 Section 3.9 Taxes...................................................... 43 Section 3.10 ERISA...................................................... 43 Section 3.11 Disclosure................................................. 43 Xxxxxxx 0.00 Xxxxxxxxxxxxx xxxxxxx...................................... 03 Section 3.13 Solvency................................................... 43 Section 3.14 Insurance.................................................. 44 Section 3.15 Subsidiaries............................................... 44 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. IV CONDITIONS....................................................... 44 Section 4.1 Effective Date .............................. 29 SECTION 4.02. Date............................................. 44 Section 4.2 Each Credit Event ........................... 31Event.......................................... 46

Litigation and Environmental Matters. .. 27 38 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements............................... 39 SECTION 3.08. Investment and Holding Company Status ....... 28 Status............................. 39 SECTION 3.09. Taxes ....................................... 28 Taxes............................................................. 39 SECTION 3.10. ERISA ....................................... 28 ERISA............................................................. 39 SECTION 3.11. Disclosure .................................. 28 Disclosure........................................................ 39 SECTION 3.12. Year 2000 ................................... 28 Federal Regulations............................................... 40 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Subsidiaries...................................................... 40 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 SECTION 3.0720 Section 6.07. Compliance with Laws and Agreements ......... 27 SECTION 3.08Agreements..................................... 20 Section 6.08. Investment and Holding Company Status ....... 28 SECTION 3.09Status................................... 20 Section 6.09. Taxes ....................................... 28 SECTION 3.10Taxes................................................................... 20 Section 6.10. ERISA ....................................... 28 SECTION 3.11ERISA................................................................... 21 Section 6.11. Disclosure .................................. 28 SECTION 3.12Disclosure.............................................................. 21 Section 6.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Solvency................................................................ 21 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31VII COVENANTS......................................................................... 21

Litigation and Environmental Matters. .. 27 63 SECTION 3.07. 3.07 Compliance with Laws and Agreements ......... 27 Agreements......................... 64 SECTION 3.08. 3.08 Investment and Holding Company Status ....... 28 Status....................... 64 SECTION 3.09. Taxes ....................................... 28 3.09 Taxes....................................................... 64 SECTION 3.10. ERISA ....................................... 28 3.10 ERISA....................................................... 64 SECTION 3.11. Disclosure .................................. 28 3.11 Disclosure.................................................. 65 SECTION 3.12. Year 2000 ................................... 28 3.12 Subsidiaries................................................ 65 SECTION 3.13. Proprietary Rights .......................... 29 3.13 Insurance................................................... 65 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. .. 27 40 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements.....................40 SECTION 3.08. Investment and Holding Company Status ....... 28 Act Status...........................41 SECTION 3.09. Taxes ....................................... 28 Public Utility Holding Company Act Status...............41 SECTION 3.10. ERISA ....................................... 28 Taxes...................................................41 SECTION 3.11. Disclosure .................................. 28 ERISA...................................................41 SECTION 3.12. Year 2000 ................................... 28 Disclosure..............................................41 SECTION 3.13. Proprietary Rights .......................... 29 Business of the Borrower................................42 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 Subsidiaries............................................42 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.15.

Litigation and Environmental Matters. .. 27 SECTION 3.07. 3.08 Compliance with Laws and Agreements ......... Agreements...............................................27 SECTION 3.08. 3.09 Federal Reserve Regulations.......................................................28 SECTION 3.10 Investment and Company Act; Public Utility Holding Company Status ....... Act........................28 SECTION 3.09. Taxes ....................................... 3.11 Taxes.............................................................................28 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.12 ERISA.............................................................................28

Litigation and Environmental Matters. .. 27 55 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements........................................................55 SECTION 3.08. Investment and Holding Company Status ....... 28 Status......................................................55 SECTION 3.09. Taxes ....................................... 28 Taxes......................................................................................55 SECTION 3.10. ERISA ....................................... 28 ERISA......................................................................................55 SECTION 3.11. Disclosure .................................. 28 Disclosure.................................................................................55 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 52 SECTION 3.07. 4.7 No Default; Compliance with Laws and Agreements ......... 27 Agreements...................................52 SECTION 3.08. 4.8 Investment and Holding Company Status ....... 28 Status.............................................53 SECTION 3.09. Taxes ....................................... 28 4.9 Taxes.............................................................................53 SECTION 3.10. ERISA ....................................... 28 4.10 ERISA.............................................................................53 SECTION 3.11. Disclosure .................................. 28 4.11 Disclosure........................................................................53 SECTION 3.12. Year 2000 ................................... 28 4.12 Subsidiaries......................................................................54 SECTION 3.13. Proprietary Rights .......................... 29 4.13 Insurance.........................................................................54 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 314.14

Litigation and Environmental Matters. .. 27 43 SECTION 3.073.08. Compliance with Laws and Agreements ......... 27 Agreements.................................................... 45 SECTION 3.083.09. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 Status.................................................. 45 SECTION 3.10. ERISA ....................................... 28 Taxes.................................................................................. 45 SECTION 3.11. Disclosure .................................. 28 ERISA.................................................................................. 45 SECTION 3.12. Year 2000 ................................... 28 Disclosure............................................................................. 45 SECTION 3.13. Proprietary Rights .......................... 29 Insurance.............................................................................. 46 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVMargin Regulations..................................................................... 46 SECTION 3.15. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Subsidiaries........................................................................... 46

Litigation and Environmental Matters. .. 27 48 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements; No Default...........48 SECTION 3.08. Investment and Holding Company Status ....... 28 Status.....................48 -i- TABLE OF CONTENTS SECTION 3.09. Taxes ....................................... 28 Taxes.....................................................49 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31ERISA.....................................................49

Litigation and Environmental Matters. .. 27 SECTION 3.07. 34 4.07 Compliance with Laws and Agreements ......... 27 SECTION 3.08. Agreements......................................... 35 4.08 Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes Status....................................... 28 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 3135 4.09 Taxes....................................................................... 35 4.10 ERISA....................................................................... 35 4.11 Disclosure.................................................................. 35 -i- TABLE OF CONTENTS (continued) Section Page ------- ---- 4.12 Margin Stock................................................................ 36

Litigation and Environmental Matters. .. 27 SECTION 35 Section 3.07. Compliance with Laws and Agreements ......... 27 SECTION Agreements.........................36 Section 3.08. Investment and Holding Company Status ....... 28 SECTION Status.......................36 Section 3.09. Taxes ....................................... 28 SECTION Taxes.......................................................36 Section 3.10. ERISA ....................................... 28 SECTION ERISA.......................................................36 Section 3.11. Disclosure .................................. 28 SECTION Disclosure..................................................38 Section 3.12. Year 2000 ................................... 28 SECTION Subsidiaries................................................38 Section 3.13. Proprietary Rights .......................... 29 SECTION Insurance...................................................38 Section 3.14. Subsidiaries ................................ 29 Labor Matters...............................................38 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV CONDITIONS

Litigation and Environmental Matters. .. 27 SECTION 43 Section 3.07. Compliance with Laws and Agreements ......... 27 SECTION Agreements...........................................43 Section 3.08. Investment and Holding Company Status ....... 28 SECTION Status.........................................44 Section 3.09. Taxes ....................................... 28 SECTION Taxes.........................................................................44 Section 3.10. ERISA ....................................... 28 SECTION ERISA.........................................................................44 Section 3.11. Disclosure .................................. 28 SECTION Disclosure....................................................................44 Section 3.12. Year 2000 ................................... 28 SECTION 2000.....................................................................44 Section 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Margin Stock..................................................................45 ARTICLE IV. Conditions ............................................................. 29 SECTION IV CONDITIONS..................................................................45 Section 4.01. Effective Date .............................. 29 SECTION Date..............................................................45 Section 4.02. Each Credit Event ........................... 31Event...........................................................46

Litigation and Environmental Matters. .. 27 35 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements....................................36 SECTION 3.083.07. Investment and Holding Company Status ....... 28 Status..................................36 SECTION 3.08. Taxes..................................................................36 SECTION 3.09. Taxes ....................................... 28 ERISA..................................................................36 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Financial Information..................................................36 ARTICLE IV. Conditions ............................................................. 29 IV Conditions...........................................................................37 SECTION 4.01. Effective Date .............................. 29 Date.........................................................37 SECTION 4.02. Each Credit Event ........................... 31Event......................................................38 ARTICLE V

Litigation and Environmental Matters. .. 27 SECTION 3.07. 61 Section 4.7 No Default; Compliance with Laws and Agreements ......... 27 SECTION 3.08. Agreements.........................62 Section 4.8 Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Status...................................62 Section 4.9 Taxes...................................................................62 Section 4.10 ERISA...................................................................62 Section 4.11 Disclosure..............................................................63 Section 4.12 Subsidiaries............................................................63 Section 4.13 Insurance...............................................................63 Section 4.14 Labor Matters...........................................................63

Litigation and Environmental Matters. .. 27 57 SECTION 3.07. 3.7 Compliance with Laws and Agreements ......... 27 ................................ 57 SECTION 3.08. 3.8 Investment and Holding Company Status ....... 28 .............................. 57 SECTION 3.093.9 Taxes .............................................................. 57 SECTION 3.10 ERISA ............................................................. 57 SECTION 3.11 Disclosure. Taxes ....................................... 28 ....................................................... 58 SECTION 3.10. ERISA ....................................... 28 3.12 Subsidiaries ...................................................... 58 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 3.13 Insurance ......................................................... 58 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. .. 27 59 SECTION 3.07. 5.07 Compliance with Laws and Agreements ......... 27 Agreements.........59 SECTION 3.08. 5.08 Investment and Holding Company Status ....... 28 Status.......59 SECTION 3.09. Taxes ....................................... 28 5.09 Taxes.......................................59 SECTION 3.10. ERISA ....................................... 28 5.10 ERISA.......................................59 SECTION 3.11. Disclosure .................................. 28 5.11 Disclosure..................................60 SECTION 3.12. Year 2000 ................................... 28 5.12 Federal Regulations.........................60 SECTION 3.13. Proprietary Rights .......................... 29 5.13 The Security Documents......................60 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 315.14

Litigation and Environmental Matters. .. 27 48 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements........................... 49 SECTION 3.07. Investment Company Status..................................... 49 SECTION 3.08. Investment and Holding Company Status ....... 28 Taxes......................................................... 49 SECTION 3.09. Taxes ....................................... 28 ERISA......................................................... 49 SECTION 3.10. ERISA ....................................... 28 Disclosure.................................................... 49 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Subsidiaries.................................................. 50 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 54 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements...........................55 SECTION 3.08. Investment and Holding Company Status ....... 28 Status.........................55 SECTION 3.09. Taxes ....................................... 28 55 SECTION 3.10. ERISA ....................................... 28 55 SECTION 3.11. Disclosure .................................. 28 Disclosure....................................................55 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries..................................................56 SECTION 3.13. Proprietary Rights .......................... 29 Insurance.....................................................56 SECTION 3.14. Subsidiaries ................................ 29 Labor Matters.................................................56 SECTION 3.15. Solvency 56 SECTION 3.16. Senior Indebtedness; Designated Senior Indebtedness...........57 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 SECTION 3.07. 7 Section 9.6 Compliance with Laws and Agreements ......... 27 SECTION 3.08. ............................. 7 Section 9.7 Investment and Holding Company Status ....... 28 SECTION 3.09. ..................... 7 Section 9.8 Taxes ....................................... 28 SECTION 3.10. ..................................................... 7 Section 9.9 ERISA ....................................... 28 SECTION 3.11. ..................................................... 8 Section 9.10 Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. ..................................................... 8 Section 9.11 Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31............................................... 8 Section 9.12 Insurance ..................................................... 8 Section 9.13

Litigation and Environmental Matters. .. 27 128129 SECTION 3.07. 3.07 Compliance with Laws and Agreements ......... 27 Agreements. ........................................................ 129 SECTION 3.083.08 Investment Company Status. Investment and Holding Company Status ....... 28 ..................................................................... 129130 SECTION 3.093.09 Taxes. Taxes ....................................... 28 ........................................................................................................ 129130 SECTION 3.103.10 ERISA. ERISA ....................................... 28 ...................................................................................................... 129130 SECTION 3.113.11 Disclosure. Disclosure .................................. 28 ................................................................................................. 130131 SECTION 3.123.12 Subsidiaries. Year 2000 ................................... 28 .............................................................................................. 130131 SECTION 3.133.13 Intellectual Property; Licenses, Etc. Proprietary Rights .......................... 29 .......................................................... 130131 SECTION 3.143.14 Solvency. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 ......................................................................................................... 131 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.15

Litigation and Environmental Matters. .. 27 SECTION 3.0768 Section 4.6. Compliance with Laws and Agreements ......... 27 SECTION 3.08Agreements........................................69 Section 4.7. Investment and Holding Company Status ....... 28 SECTION 3.09Act, Etc................................................69 Section 4.8. Taxes ....................................... 28 SECTION 3.10Taxes......................................................................69 Section 4.9. ERISA ....................................... 28 SECTION 3.11Margin Regulations.........................................................69 Section 4.10. Disclosure .................................. 28 SECTION 3.12ERISA......................................................................69 Section 4.11. Year 2000 ................................... 28 SECTION 3.13Ownership of Property......................................................70 Section 4.12. Proprietary Rights .......................... 29 SECTION 3.14Disclosure.................................................................70 Section 4.13. Subsidiaries ................................ 29 ARTICLE IVLabor Relations............................................................70 Section 4.14. Conditions ............................................................. 29 SECTION 4.01Subsidiaries...............................................................71 Section 4.15. Effective Date .............................. 29 SECTION 4.02Insolvency.................................................................71 Section 4.16. Each Credit Event ........................... 31Subordination of Subordinated Debt; Senior Unsecured Notes.................71

Litigation and Environmental Matters. .. 27 43 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements......................44 SECTION 3.08. Investment and Holding Company Status ....... 28 Status....................44 SECTION 3.09. Taxes ....................................... 28 Taxes....................................................44 SECTION 3.10. ERISA ....................................... 28 ERISA....................................................44 SECTION 3.11. Disclosure .................................. 28 Disclosure...............................................45 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 SECTION 3.0760 Section 3.08. Compliance with Laws and Agreements ......... 27 SECTION 3.08Agreements.............................................61 Section 3.09. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 SECTION Status...........................................61 Section 3.10. ERISA ....................................... 28 SECTION ERISA...........................................................................61 Section 3.11. Disclosure .................................. 28 SECTION Regulation U....................................................................61 Section 3.12. Year 2000 ................................... 28 SECTION Disclosure......................................................................61 Section 3.13. Proprietary Rights .......................... 29 SECTION Senior Debt.....................................................................62 Section 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Processing of Receivables.......................................................62 Section 3.15.

Litigation and Environmental Matters. .. 27 45 SECTION 3.07. 3.08 Compliance with Laws and Agreements ......... 27 Agreements........................ 46 SECTION 3.08. 3.09 Investment and Holding Company Status ....... 28 Status...................... 47 SECTION 3.09. Taxes ....................................... 28 3.10 Taxes...................................................... 47 SECTION 3.10. ERISA ....................................... 28 3.11 ERISA...................................................... 47 SECTION 3.11. Disclosure .................................. 28 3.12 Disclosure................................................. 47 SECTION 3.12. Year 2000 ................................... 28 3.13 Insurance.................................................. 47 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.14 Margin Regulations......................................... 48

Litigation and Environmental Matters. .. 27 41 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements............................................. 42 SECTION 3.08. Investment and Holding Company Status ....... 28 Status........................................... 42 SECTION 3.09. Taxes ....................................... 28 Taxes........................................................................... 42 SECTION 3.10. ERISA ....................................... 28 ERISA........................................................................... 42 SECTION 3.11. Disclosure .................................. 28 Disclosure...................................................................... 43 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries.................................................................... 43 SECTION 3.13. Proprietary Rights .......................... 29 Use of Proceeds................................................................. 43 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Solvency........................................................................ 43

Litigation and Environmental Matters. .. 27 55 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements...................... 55 SECTION 3.08. Investment and Holding Company Status ....... 28 Status................................................. 55 SECTION 3.09. Taxes ....................................... 28 Taxes.................................................... 55 SECTION 3.10. ERISA ....................................... 28 ERISA.................................................... 56 SECTION 3.11. Disclosure .................................. 28 Disclosure............................................... 56 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries............................................. 56 SECTION 3.13. Proprietary Rights .......................... 29 Insurance................................................ 56 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters............................................ 56 SECTION 3.15. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Purchase Agreement....................................... 57

Litigation and Environmental Matters. .. 27 43 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements............................44 SECTION 3.08. Investment and Holding Company Status ....... 28 Status..........................44 SECTION 3.09. Taxes ....................................... 28 Taxes..........................................................44 SECTION 3.10. ERISA ....................................... 28 ERISA..........................................................44 SECTION 3.11. Disclosure .................................. 28 Disclosure.....................................................45 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 71 SECTION 3.073.7. Compliance with Laws and Agreements ......... 27 Agreements................................ 72 SECTION 3.083.8. Investment and Holding Company Status ....... 28 Sta- tus................................................................ 72 SECTION 3.093.9. Taxes ....................................... 28 Taxes.............................................................. 72 SECTION 3.10. ERISA ....................................... 28 ERISA.............................................................. 73 SECTION 3.11. Disclosure .................................. 28 Disclosure......................................................... 73 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries....................................................... 73 SECTION 3.13. Proprietary Rights .......................... 29 Insurance.......................................................... 74 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters...................................................... 74 SECTION 3.15. Conditions ............................................................. 29 Solvency........................................................... 74 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 50 SECTION 3.07. 3.07 Compliance with Laws and Agreements ......... 27 Agreements......................................... 51 SECTION 3.08. 3.08 Investment and Holding Company Status ....... 28 Status....................................... 51 SECTION 3.09. Taxes ....................................... 28 3.09 Taxes....................................................................... 51 SECTION 3.10. ERISA ....................................... 28 3.10 ERISA....................................................................... 51 SECTION 3.11. Disclosure .................................. 28 3.11 Disclosure.................................................................. 51 SECTION 3.12. Year 2000 ................................... 28 3.12 Subsidiaries................................................................ 52 SECTION 3.13. Proprietary Rights .......................... 29 3.13 Insurance................................................................... 52 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. .. 27 47 SECTION 3.073.7. Compliance with Laws and Agreements ......... 27 Agreements...........................47 SECTION 3.083.8. Investment and Holding Company Status ....... 28 Status.........................47 SECTION 3.093.9. Taxes ....................................... 28 Taxes.........................................................47 SECTION 3.10. ERISA ....................................... 28 ERISA.........................................................47 SECTION 3.11. Disclosure .................................. 28 Disclosure....................................................48 SECTION 3.12. Year 2000 ................................... 28 Solvency......................................................48 SECTION 3.13. Proprietary Rights .......................... 29 Use of Proceeds; Margin Regulations...........................48 SECTION 3.14. Subsidiaries ................................ 29 No Default....................................................48 SECTION 3.15. Subsidiaries..................................................48 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 46 SECTION 3.074.6. Compliance with Laws and Agreements ......... 27 COMPLIANCE WITH LAWS AND AGREEMENTS.......................... 46 SECTION 3.084.7. Investment and Holding Company Status ....... 28 INVESTMENT COMPANY ACT, ETC.................................. 47 SECTION 3.094.8. Taxes ....................................... 28 TAXES........................................................ 47 SECTION 3.104.9. ERISA ....................................... 28 MARGIN REGULATIONS........................................... 47 SECTION 3.114.10. Disclosure .................................. 28 ERISA........................................................ 47 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 314.11.

Litigation and Environmental Matters. .. 27 48 SECTION 3.073.7. Compliance with Laws and Agreements ......... 27 Agreements............................................... 49 SECTION 3.083.8. Investment and Holding Company Status ....... 28 Status............................................. 49 SECTION 3.093.9. Taxes ....................................... 28 Taxes............................................................................. 49 SECTION 3.10. ERISA ....................................... 28 ERISA............................................................................. 49 SECTION 3.11. Disclosure .................................. 28 Disclosure........................................................................ 50 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries...................................................................... 50 SECTION 3.13. Proprietary Rights .......................... 29 Insurance......................................................................... 51 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVAccounts; Credit Cards............................................................ 51 SECTION 3.15. Conditions ............................................................. 29 Labor Matters..................................................................... 51 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 34 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements............................... 35 SECTION 3.08. Investment and Holding Company Status ....... 28 Status............................. 35 SECTION 3.09. Taxes ....................................... 28 Taxes............................................................. 35 SECTION 3.10. ERISA ....................................... 28 ERISA............................................................. 35 SECTION 3.11. Disclosure .................................. 28 Disclosure........................................................ 35 SECTION 3.12. Year 2000 ................................... 28 Federal Regulations............................................... 36 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Subsidiaries...................................................... 36

Litigation and Environmental Matters. .. 27 40 SECTION 3.07. 3.7 Compliance with Laws and Agreements ......... 27 ..................40 SECTION 3.08. 3.8 Investment and Holding Company Status ....... 28 ................41 SECTION 3.09. 3.9 Taxes ....................................... 28 ................................................41 SECTION 3.10. 3.10 ERISA ....................................... 28 ................................................41 SECTION 3.11. 3.11 Disclosure .................................. 28 ...........................................41 SECTION 3.12. Year 2000 ................................... 28 3.12 Subsidiaries .........................................41 SECTION 3.13. Proprietary Rights .......................... 29 3.13 Insurance ............................................41 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. .. 27 44 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements................................... 44 SECTION 3.08. Investment and Holding Company Status ....... 28 Status................................. 44 SECTION 3.09. Taxes ....................................... 28 Taxes................................................................. 45 SECTION 3.10. ERISA ....................................... 28 ERISA................................................................. 45 SECTION 3.11. Disclosure .................................. 28 Disclosure............................................................ 45 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries.......................................................... 45 SECTION 3.13. Proprietary Rights .......................... 29 Insurance............................................................. 45 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions Year 2000............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 3146

Litigation and Environmental Matters. .. 27 34 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements............................34 SECTION 3.08. Federal Reserve Regulations....................................34 SECTION 3.09. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 Status..........................35 SECTION 3.10. ERISA ....................................... 28 Taxes..........................................................35 SECTION 3.11. Disclosure .................................. 28 ERISA..........................................................35 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Disclosure.....................................................35 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements...................................................... SECTION 3.08. Investment and Holding Company Status ....... 28 Status.................................................... SECTION 3.09. Taxes ....................................... 28 Taxes.................................................................................... SECTION 3.10. ERISA ....................................... 28 ERISA.................................................................................... SECTION 3.11. Disclosure .................................. 28 Disclosure............................................................................... SECTION 3.12. Year 2000 ................................... 28 Regulations U and X...................................................................... SECTION 3.13. Proprietary Rights .......................... 29 Material Agreements and Liens............................................................ SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements................................... SECTION 3.08. Investment and Holding Company Status ....... 28 .............................. SECTION 3.09. Taxes ....................................... 28 Taxes................................................................. SECTION 3.10. ERISA ....................................... 28 ERISA................................................................. SECTION 3.11. Disclosure .................................. 28 Disclosure............................................................ SECTION 3.12. Year 2000 ................................... 28 Subsidiaries.......................................................... SECTION 3.13. Proprietary Rights .......................... 29 Insurance............................................................. SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 52 SECTION 3.07. 4.7 No Default; Compliance with Laws and Agreements ......... 27 Agreements...................................53 SECTION 3.08. 4.8 Investment and Holding Company Status ....... 28 Status.............................................53 SECTION 3.09. Taxes ....................................... 28 4.9 Taxes.............................................................................53 SECTION 3.10. ERISA ....................................... 28 4.10 ERISA.............................................................................53 SECTION 3.11. Disclosure .................................. 28 4.11 Disclosure........................................................................53 SECTION 3.12. Year 2000 ................................... 28 4.12 Subsidiaries......................................................................54 SECTION 3.13. Proprietary Rights .......................... 29 4.13 Insurance.........................................................................54 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 314.14

Litigation and Environmental Matters. .. 27 94 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements......................... 94 SECTION 3.08. Investment and Holding Company Status ....... 28 Status....................... 95 SECTION 3.09. Taxes ....................................... 28 Taxes....................................................... 95 SECTION 3.10. ERISA ....................................... 28 ERISA....................................................... 95 SECTION 3.11. Disclosure .................................. 28 Disclosure.................................................. 95 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries................................................ 96 SECTION 3.13. Proprietary Rights .......................... 29 Insurance................................................... 96 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters............................................... 96 SECTION 3.15. Conditions ............................................................. 29 Solvency.................................................... 97 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 50 SECTION 3.07. 3.07 Compliance with Laws and Agreements ......... 27 Agreements.....................................................50 SECTION 3.08. 3.08 Investment and Holding Company Status ....... 28 Status...................................................50 SECTION 3.09. Taxes ....................................... 28 3.09 Taxes...................................................................................50 SECTION 3.10. ERISA ....................................... 28 3.10 ERISA...................................................................................51 SECTION 3.11. Disclosure .................................. 28 3.11 Disclosure..............................................................................51 SECTION 3.12. Year 2000 ................................... 28 3.12 Scheduled Indebtedness and Scheduled Liens..............................................51 SECTION 3.13. Proprietary Rights .......................... 29 3.14 Federal Regulations.....................................................................52 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.15

Litigation and Environmental Matters. .. 27 34 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements................ 34 SECTION 3.08. Investment and Holding Company Status ....... 28 Status.............. 35 SECTION 3.09. Taxes ....................................... 28 Taxes.............................................. 35 SECTION 3.10. ERISA ....................................... 28 ERISA.............................................. 35 SECTION 3.11. Disclosure .................................. 28 Disclosure......................................... 35 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 28 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements.......................28 SECTION 3.083.07. Investment and Holding Company Status ....... Status.....................28 SECTION 3.08. Taxes.....................................................28 SECTION 3.09. Taxes ....................................... 28 ERISA.....................................................29 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ Disclosure................................................29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 95 SECTION 3.07. Compliance with Laws and Agreements ......... 27 ........................ 96 SECTION 3.08. Investment and Holding Company Status ....... 28 ...................... 96 SECTION 3.09. Taxes ....................................... 28 ...................................................... 96 SECTION 3.10. ERISA ....................................... 28 ...................................................... 96 SECTION 3.11. Disclosure .................................. 28 ................................................. 96 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries ............................................... 97 SECTION 3.13. Proprietary Rights .......................... 29 Insurance .................................................. 97 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters .............................................. 97 SECTION 3.15. Conditions ............................................................. 29 Solvency ................................................... 98 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 34 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements..........................34 SECTION 3.08. Federal Reserve Regulations..................................34 SECTION 3.09. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 Status........................35 SECTION 3.10. ERISA ....................................... 28 Taxes........................................................35 SECTION 3.11. Disclosure .................................. 28 ERISA........................................................35 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Disclosure...................................................35 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions

Litigation and Environmental Matters. .. 27 69 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements................................... 69 SECTION 3.08. Investment and Holding Company Status ....... 28 Status................................. 70 SECTION 3.09. Taxes ....................................... 28 Taxes................................................................. 70 SECTION 3.10. ERISA ....................................... 28 ERISA................................................................. 70 SECTION 3.11. Disclosure .................................. 28 Disclosure............................................................ 70 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries.......................................................... 71 SECTION 3.13. Proprietary Rights .......................... 29 Insurance............................................................. 71 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters......................................................... 71 SECTION 3.15. Conditions ............................................................. 29 Solvency.............................................................. 71 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 39 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements............................... 39 SECTION 3.07. Investment Company Status......................................... 39 SECTION 3.08. Investment and Holding Company Status ....... 28 Taxes............................................................. 39 SECTION 3.09. Taxes ....................................... 28 ERISA............................................................. 40 SECTION 3.10. ERISA ....................................... 28 Disclosure........................................................ 40 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Subsidiaries...................................................... 40 ARTICLE IV. IV Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31ARTICLE V

Litigation and Environmental Matters. .. 27 29 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements................... 29 SECTION 3.083.07. Investment and Holding Company Status ....... 28 Status................. 30 SECTION 3.08. Taxes................................................. 30 SECTION 3.09. Taxes ....................................... 28 ERISA................................................. 30 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Disclosure............................................ 30

Litigation and Environmental Matters. .. 27 69 SECTION 3.073.08. Compliance with Laws and Agreements ......... 27 Agreements..........................69 SECTION 3.083.09. Investment and Holding Company Status ....... 28 SECTION 3.09. Taxes ....................................... 28 Status........................69 SECTION 3.10. ERISA ....................................... 28 Taxes........................................................69 SECTION 3.11. Disclosure .................................. 28 ERISA........................................................69 SECTION 3.12. Year 2000 ................................... 28 Material Misstatement........................................70 SECTION 3.13. Proprietary Rights .......................... 29 Subsidiaries.................................................70 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVInsurance....................................................70 SECTION 3.15. Conditions ............................................................. 29 Labor Matters................................................70 SECTION 4.013.16. Effective Date .............................. 29 Solvency.....................................................70 SECTION 4.023.17. Each Credit Event ........................... 31Senior Indebtedness..........................................71 SECTION 3.18.

Litigation and Environmental Matters. .. 27 54 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements.......................54 SECTION 3.08. Investment and Holding Company Status ....... 28 Status.....................55 SECTION 3.09. Taxes ....................................... 28 Taxes.....................................................55 SECTION 3.10. ERISA ....................................... 28 ERISA.....................................................55 SECTION 3.11. Disclosure .................................. 28 Disclosure................................................55 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31.

Litigation and Environmental Matters. .. 27 17 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements......................... 17 SECTION 3.08. Investment and Holding Company Status ....... 28 Status....................... 17 SECTION 3.09. Taxes ....................................... 28 Taxes....................................................... 17 SECTION 3.10. ERISA ....................................... 28 ERISA....................................................... 17 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Disclosure.................................................. 18

Litigation and Environmental Matters. .. 27 95 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements................... 96 SECTION 3.08. Investment and Holding Company Status ....... 28 Status................. 96 SECTION 3.09. Taxes ....................................... 28 Taxes................................................. 96 SECTION 3.10. ERISA ....................................... 28 ERISA................................................. 96 SECTION 3.11. Disclosure .................................. 28 Disclosure............................................ 96 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries.......................................... 97 SECTION 3.13. Proprietary Rights .......................... 29 Insurance............................................. 97 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters......................................... 97 SECTION 3.15. Conditions ............................................................. 29 Solvency.............................................. 98 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 313.16.

Litigation and Environmental Matters. .. 27 40 SECTION 3.07. 3.7 Compliance with Laws and Agreements ......... 27 Agreements................... 41 SECTION 3.08. 3.8 Investment and Holding Company Status ....... 28 Status................. 41 SECTION 3.09. Taxes ....................................... 28 3.9 Taxes................................................. 41 SECTION 3.10. ERISA ....................................... 28 3.10 ERISA................................................. 41 SECTION 3.11. Disclosure .................................. 28 3.11 Disclosure........................................... 41 SECTION 3.12. Year 2000 ................................... 28 3.12 Subsidiaries......................................... 41 SECTION 3.13. Proprietary Rights .......................... 29 3.13 Insurance............................................ 42 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 3.14 Labor Matters........................................ 42 SECTION 4.01. Effective Date .............................. 29 3.15 Solvency............................................. 42 SECTION 4.02. Each Credit Event ........................... 313.16

Litigation and Environmental Matters. .. 27 34 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements......................................................34 SECTION 3.083.07. Investment and Holding Company Status ....... 28 Status....................................................34 SECTION 3.08. Taxes....................................................................................34 SECTION 3.09. Taxes ....................................... 28 ERISA....................................................................................35 SECTION 3.10. ERISA ....................................... 28 Financial Information....................................................................35 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 312000................................................................................35

Litigation and Environmental Matters. .. 27 61 SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements...........................61 SECTION 3.08. Investment and Holding Company Status ....... 28 Status.........................62 SECTION 3.09. Taxes ....................................... 28 Taxes.........................................................62 SECTION 3.10. ERISA ....................................... 28 ERISA.........................................................62 SECTION 3.11. Disclosure .................................. 28 Disclosure....................................................62 SECTION 3.12. Year 2000 ................................... 28 Subsidiaries and Joint Ventures...............................62 SECTION 3.13. Proprietary Rights .......................... 29 Insurance.....................................................63 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IVLabor Matters.................................................63 SECTION 3.15. Conditions ............................................................. 29 Solvency......................................................63 SECTION 4.013.16. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Senior Indebtedness; Designated Senior Indebtedness...........63

Litigation and Environmental Matters. .. 27 29 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements...................... 29 SECTION 3.083.07. Investment and Holding Company Status ....... 28 Status.................... 29 SECTION 3.08. Taxes.................................................... 29 SECTION 3.09. Taxes ....................................... 28 ERISA.................................................... 29 SECTION 3.10. ERISA ....................................... 28 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Disclosure............................................... 30

Litigation and Environmental Matters. .. 27 47 PAGE SECTION 3.07. Compliance with Laws and Agreements ......... 27 Agreements..................................................... 47 SECTION 3.08. Investment and Holding Company Status ....... 28 Status................................................... 47 SECTION 3.09. Taxes ....................................... 28 Taxes................................................................................... 47 SECTION 3.10. ERISA ....................................... 28 ERISA................................................................................... 48 SECTION 3.11. Disclosure .................................. 28 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31Disclosure.............................................................................. 48

Litigation and Environmental Matters. .. 27 30 SECTION 3.07. 6.7 Compliance with Laws and Agreements ......... 27 Agreements............................30 SECTION 3.08. 6.8 Investment and Holding Company Status ....... 28 Status..........................30 SECTION 3.09. Taxes ....................................... 28 6.9 Taxes..........................................................30 SECTION 3.10. ERISA ....................................... 28 6.10 ERISA.........................................................31 SECTION 3.11. Disclosure .................................. 28 6.11 Disclosure....................................................31 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 316.12

Litigation and Environmental Matters. .. 27 35 SECTION 3.073.06. Compliance with Laws and Agreements ......... 27 Agreements.......................................... 36 SECTION 3.083.07. Investment and Holding Company Status ....... 28 Status........................................ 36 SECTION 3.08. ERISA........................................................................ 36 SECTION 3.09. Taxes ....................................... 28 Disclosure................................................................... 36 SECTION 3.10. ERISA ....................................... 28 Subsidiaries................................................................. 36 SECTION 3.11. Disclosure .................................. 28 Security Interests........................................................... 36 SECTION 3.12. Year 2000 ................................... 28 SECTION 3.13. Proprietary Rights .......................... 29 SECTION 3.14. Subsidiaries ................................ 29 Use of Proceeds.............................................................. 37 ARTICLE IV. Conditions ............................................................. 29 SECTION 4.01. Effective Date .............................. 29 SECTION 4.02. Each Credit Event ........................... 31IV Conditions