Common use of Loss of Introductory APR Clause in Contracts

Loss of Introductory APR. We may end your introductory APR and apply the corresponding transaction APR if you close your account or if you miss a payment. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Credit Card Agreement. 1The corresponding Daily Periodic Rate for the Penalty APR is 0.0822% Please read these terms and conditions carefully and keep them for future reference. The terms and conditions for the revolving credit Account we established for you are contained below. Your entire Agreement with us includes: (1) the terms and conditions stated in this document and your application; (2) your Account-Opening Disclosures and all disclosures and materials provided to you before or when you opened your Account; (3) all billing statements; (4) any rewards program terms, conditions, and disclosures; (5) our privacy notices; (6) any other documents relating to your Account that we send by email or post online; and (7) any amendments we make to such documents from time to time. Use of the Card (the credit Card we issue to you to access your Account) constitutes acceptance of this Agreement. If you accept the Card, you should sign the Card immediately when you receive it. This Agreement applies whether or not you use your Card and will continue to apply even after your Account is closed, as long as you have a balance. If you choose not to accept the Card, you should not use it and should notify the Bank within 15 days after receiving this Agreement by contacting Customer Service. Your Agreement and Promise to Pay: By using your Card, Account number or a device to access your Account, making a payment on the Account, or signing an application for any Card we send you, you represent you are of legal age in your state of residence and you agree to the terms of this Agreement. You agree to pay us all amounts that we lend to you on your Account, together with Interest Charges and fees as provided in this Agreement. You agree to release and indemnify us from liability for damages, losses, or expensesthat arise as a result of our compliance with your instructions. WHO ARE THE PARTIES TO THIS AGREEMENT?

Loss of Introductory APR. We may end your introductory APR and apply the corresponding transaction APR if you close your account or if you miss a payment. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Credit Card Agreement. 1The corresponding Daily Periodic Rate for the Penalty APR is 0.0822% %. Please read these terms and conditions carefully and keep them for future reference. The terms and conditions for the revolving credit Account we established for you are contained below. Your entire Agreement with us includes: (1) the terms and conditions stated in this document and your application; (2) your Account-Opening Disclosures and all disclosures and materials provided to you before or when you opened your Account; (3) all billing statements; (4) any rewards program terms, conditions, and disclosures; (5) our privacy notices; (6) any other documents relating to your Account that we send by email or post online; and (7) any amendments we make to such documents from time to time. Use of the Card (the credit Card we issue to you to access your Account) constitutes acceptance of this Agreement. If you accept the Card, you should sign the Card immediately when you receive it. This Agreement applies whether or not you use your Card and will continue to apply even after your Account is closed, as long as you have a balance. If you choose not to accept the Card, you should not use it and should notify the Bank within 15 days after receiving this Agreement by contacting Customer Service. Your Agreement and Promise to Pay: By using your Card, Account number or a device to access your Account, making a payment on the Account, or signing an application for any Card we send you, you represent you are of legal age in your state of residence and you agree to the terms of this Agreement. You agree to pay us all amounts that we lend to you on your Account, together with Interest Charges and fees as provided in this Agreement. You agree to release and indemnify us from liability for damages, losses, or expensesthat arise as a result of our compliance with your instructions. WHO ARE THE PARTIES TO THIS AGREEMENT?

Loss of Introductory APR. We may end your introductory APR and apply the corresponding transaction APR if you close your account or if you miss a payment. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Credit Card Agreement. 1The corresponding Daily Periodic Rate for the Penalty APR is 0.0822% %. Please read these terms and conditions carefully and keep them for future reference. The terms and conditions for the revolving credit Account we established for you are contained below. Your entire Agreement with us includes: (1) the terms and conditions stated in this document and your application; (2) your Account-Opening Disclosures and all disclosures and materials provided to you before or when you opened your Account; (3) all billing statements; (4) any rewards program terms, conditions, and disclosures; (5) our privacy notices; (6) any other documents relating to your Account that we send by email or post online; and (7) any amendments we make to such documents from time to time. Use of the Card (the credit Card we issue to you to access your Account) constitutes acceptance of this Agreement. If you accept the Card, you should sign the Card immediately when you receive it. This Agreement applies whether or not you use your Card and will continue to apply even after your Account is closed, as long as you have a balance. If you choose not to accept the Card, you should not use it and should notify the Bank within 15 days after receiving this Agreement by contacting Customer Service. Your Agreement and Promise to Pay: By using your Card, Account number or a device to access your Account, making a payment on the Account, or signing an application for any Card we send you, you represent you are of legal age in your state of residence and you agree to the terms of this Agreement. You agree to pay us all amounts that we lend to you on your Account, together with Interest Charges and fees as provided in this Agreement. You agree to release and indemnify us from liability for damages, losses, or expensesthat expenses that arise as a result of our compliance with your instructions. WHO ARE THE PARTIES TO THIS AGREEMENT?