Common use of METHOD OF DEDUCTING MORTALITY AND EXPENSE RISK AND RIDER CHARGES Clause in Contracts

METHOD OF DEDUCTING MORTALITY AND EXPENSE RISK AND RIDER CHARGES. The Minimum Charge for mortality and expense risk as shown on the Contract Data page will be computed and deducted from each Subaccount on each Valuation Date. The Minimum Charge is factored into the Accumulation Unit Values on each Valuation Date. Any charge for mortality and expense risk or Riders above the Minimum Charge ("Excess Charge") will be deducted from monthly dividends paid by, and reinvested in, the respective Subaccounts. Dividends are declared by SBL and paid monthly by the Subaccounts for the purpose of deducting any applicable Excess Charge. The amount of the Excess Charge is determined by adding:

METHOD OF DEDUCTING MORTALITY AND EXPENSE RISK AND RIDER CHARGES. The Minimum Base Charge for mortality and expense risk as shown on the Contract Data page will be computed and deducted from each Subaccount on each Valuation Date. The Minimum Base Charge is factored into the Accumulation Unit Values on each Valuation Date. Any charge for mortality and expense risk or Riders above the Minimum Base Charge ("Excess Charge") will be deducted from monthly dividends Subaccount Adjustments paid by, and reinvested in, the respective Subaccounts. Dividends Subaccount Adjustments are declared by SBL FSBL and paid monthly by the Subaccounts for the purpose of deducting any applicable Excess Charge. The amount of the Excess Charge is determined by adding: