Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-000-000-0000.
Appears in 42 contracts
Samples: Rewards Credit Card Agreement, Credit Card Agreement, Heritage Credit Card Agreement
Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. 3 6 p e rce n t. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for fe e s fo r ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified specifie d credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-0000 -000-000-0000.
Appears in 9 contracts
Samples: United Mileageplus, Priority Rewardssm, Heritage Credit Card Agreement
Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-0- 000-000-0000.
Appears in 4 contracts
Samples: Heritage Credit Card Agreement, Heritage Credit Card Agreement, Heritage Credit Card Agreement
Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. 3 6 p e rce n t. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for fe e s fo r ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified specifie d credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-000-000-0000.
Appears in 3 contracts
Samples: www.fhb.com, www.fhb.com, www.fhb.com
Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or o r her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-0 - 000-000-0000.
Appears in 2 contracts
Samples: Heritage Credit Card Agreement, Heritage Credit Card Agreement
Military Lending Act Disclosures. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. 3 6 p e rce n t. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for fe e s fo r ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified specifie d credit transactions or accounts); and any participation participatio n fee charged (other than certain participation fees for a credit card account). Additional oral disclosures are available at 0-0000 -000-000-0000.
Appears in 1 contract
Samples: Priority Rewardssm