Mobile Deposit Capture. The Mobile Deposit Capture service provides you the ability to access and make deposits to your designated eligible Accounts using your Mobile Device. Mobile Deposit Capture is a separate service, the terms and conditions of which may be found by going to xxx.xxxxxxxxxx.xxx or clicking the link below. There is a fee of $.50 for each check deposited. -Xxxx Payments The Xxxx Payments service provides you the ability to access your online xxxx payment accounts to pay bills. Xxxx may be paid on a regular, re-occurring basis or one-time. -PopMoney The Popmoney service provides you with the ability to access your online accounts to pay other individuals or to request payment from other individuals. -Balance Inquiry The Balance Inquiry feature allows you the ability to check the balance on accounts accessible through online banking. This feature may allow you the ability to review previous transactions made on the accounts. Responsibilities
Mobile Deposit Capture. Deposits to your Railroad & Industrial Federal Credit Union account may be made remotely using your smart phone device by submitting an image of the front and back of a check. Receipt of Items We reserve the right to reject or adjust any item transmitted through Remote Deposit Capture, at our discretion, without liability to you. We are not responsible for items we do not receive or for images that are dropped during transmission. An image of an item shall be deemed received when you receive a confirmation from Railroad & Industrial Federal Credit Union that we have received the image. Receipt of such confirmation does not mean the transmission was error free, complete or will be considered a deposit and credited to your account. We further reserve the right to charge back to your account at any time; any item we subsequently determine was not an eligible item. You agree that Railroad & Industrial Federal Credit Union is not liable for any loss, costs, or fees you may incur as a result of our chargeback of an ineligible item or adjusted item. Eligible Items for Deposit through Mobile Deposit Capture You agree to submit only “checks” as defined in Federal Reserve Regulation CC. You agree that the image of the check transmitted to us shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code. Unacceptable Items for Deposit Checks drawn on a foreign bank Money orders Travelers checks Checks payable to an individual not on the account An item drawn on your account at Railroad & Industrial Federal Credit Union An item that contains evidence of alteration A check previously converted to a “substitute check”, as defined in Regulation CC A stale dated, expired, or post dated item Any item that has been re-deposited or returned such as “non sufficient funds” or “refer to maker”, or any other reason Cash Savings Bonds Non-negotiable item Incomplete check – an item that does not contain signature(s) of the maker, proper endorsement signature(s), and/or missing any of the required keyed information Third party check – an item issued by an individual (1st party) made payable to another person (2nd party) and then signed over to a third person (3rd party) Check made payable to a custodial and/or account governed by the Uniform Transfers to Minors Act Check made payable to a living trust or to a trustee(s) of a living trust Check to be deposited into a Representative Payee Account Check to be deposited int...
Mobile Deposit Capture. With your Account, you will have access to the Mobile Deposit feature. You may load a check made out to you as the payee into your Account by accessing the Mobile App and selecting the “Add & Move Money Feature,” followed by the “Check Deposit” option as your source. The load process will require you to submit an image of the front and back of the check, including writing “For Mobile Deposit Only” on the back of the check. There are no fees for depositing a check through the Mobile Deposit feature. You agree to keep the checks that you deposit through the in a secure location for six months, and permanently destroy each check immediately thereafter, to ensure they are not separately deposited to us or any other financial institution. These are the limits associated with Mobile Deposits: Frequency and/or Dollar Limits Transaction Type Up to $2,000.00 per item, maximum of $2,000.00 per day Mobile Check Deposits
Mobile Deposit Capture. 1.1 Mobile Deposit Mobile Process. Customer will scan checks or drafts ("items") with an Electronic Device using the Continental Bank Mobile Banking App, creating an electronic image and Customer will transmit, using Mobile Banking, an electronic file of such electronic images that the Bank will deposit to Customer's account. The Bank's processing agent shall perform an image quality assessment of scanned checks or items and shall convert items meeting the Bank's required standards into substitute checks to facilitate the deposit and collection of such items. Customer agrees that the manner in which items (e.g., substitute check, image exchange, ACH) are cleared or presented for payment shall be determined by Bank, in its sole discretion. Bank reserves the right to select the clearing agents through which Bank clears items. Customer agrees to be bound by any clearinghouse agreements, operating circulars and image exchange agreements to which Bank is a party.
Mobile Deposit Capture. This service enables you to make deposits to your checking or savings accounts from a remote location by scanning checks and delivery the images to us. Please refer to the Mobile Deposit Capture disclosures accompanying this document for detailed information about this service.
Mobile Deposit Capture. This service is designed to allow you to make deposits to your checking or savings accounts from a remote location by scanning checks and delivering the images to BHFCU. Please refer to our Schedule of Fees for applicable fees associated with this service. Your use of the Mobile Deposit service constitutes your acceptance of this Agreement. We will notify you of any material changes to this Agreement or to the service, via e-mail, by posting the information on our website where you access your accounts, through our online banking or our online account opening site. Your continued use of the service will indicate your acceptance to the revised Agreement and/or service changes. BHFCU assumes no responsibility for any technical or other difficulties you may experience with using the Mobile Deposit service. BHFCU also reserves the right to change, suspend or discontinue the service, in whole or in part, immediately and without prior notice to you. You agree to agree to scan and deposit only checks as defined by Reg CC. You further agree that the image of the check transmitted to BHFCU is an item as defined in Article 4 of the Uniform Commercial Code. You agree that you will not use the Mobile Deposit service to scan and deposit any checks or other items that are payable to any other person or entity other than you; checks or items drawn on or otherwise issued by you or any other person on any of your accounts or any account on which you are an authorized signer or joint account owner; checks or items that contain alteration to any of the fields on the front of the check or item, or which you should know or suspect are fraudulent or otherwise not authorized by the account owner on which the check or item is drawn; checks or items previously converted to a substitute check or that are remotely created checks as defined in Regulation CC; checks or items drawn on a financial institution located outside the United State, checks or items that are not payable in United States currency; checks or items that are dated more than 6 months prior to the date of the deposit and any checks or items prohibited by BHFCU’s current procedures relating to Mobile Deposit or which are otherwise not acceptable under the terms of your account. You understand that the image of the item sent to BHFCU must be legible. The image quality must comply with the requirements established by the Federal Reserve Board, any regulatory agency, clearing house or association. You agree that you will...
Mobile Deposit Capture. Mobile Deposit Capture is designed to allow you to make deposits of “original checks” into certain accounts with the camera on your mobile device via the mobile app and delivering the digital images and associated deposit information (“images”) to us or our processor with your mobile device.
Mobile Deposit Capture. Deposits to your Patriot account may be made remotely using your smart phone device by submitting an image of the front and back of a check. Eligible Items for Deposit through Mobile Deposit Capture You agree to submit only “checks” as defined in Federal Reserve Regulation CC. You agree that the image of the check transmitted to us shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code. Unacceptable Items for Deposit • Checks drawn on a foreign bank or foreign financial institution • Checks payable to an individual not on the account • An item drawn on your account at Patriot • An item that contains evidence of alteration • A check previously converted to a “substitute check”, as defined in Regulation CC • A stale dated, expired, or postdated item • Any item that has been re‐deposited or returned such as “non‐sufficient funds” or “refer to maker”, or any other reason • Cash • Savings Bonds
Mobile Deposit Capture. Deposits to your Account may be made remotely using your Device by submitting an image of the front and back of a check. Eligible Items for Deposit through Mobile Deposit Capture You agree to submit only “checks” as defined in Federal Reserve Regulation CC. You agree that the image of the check transmitted to us shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code.
Mobile Deposit Capture
