Common use of MUTUAL WAIVER OF RIGHT TO JURY TRIAL Clause in Contracts

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA AND BORROWER EACH HEREBY ------------------------------------- WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENT; (ii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA AND BORROWER; OR (iii) ANY CONDUCT, ACTS OR OMISSIONS OF FINOVA OR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH FINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. Borrower: HOLD BILLING SERVICES, LTD. By: HBS, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION By_______________________________

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA LENDER AND EACH BORROWER EACH HEREBY ------------------------------------- WAIVES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENT; OR (ii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA AMONG LENDER AND BORROWERBORROWERS, OR ANY OF THEM; OR (iii) ANY CONDUCT, ACTS OR OMISSIONS OF FINOVA LENDER OR ANY BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH FINOVA LENDER OR ANY BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. BorrowerBorrowers: HOLD BILLING SERVICESCORE TECHNOLOGIES (PENNSYLVANIA), LTDINC. By: HBS, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION By____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 MARIS EQUIPMENT CO., INC. By____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 AIRO CLEAN, INC. By____________________________________ Title_________________________________ Federal Tax I.D. No. 00-000-0000 Lender: FINOVA CAPITAL CORPORATION

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA GBC AND BORROWER EACH GUARANTOR HEREBY ------------------------------------- WAIVES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENTGUARANTEE OR ANY SUPPLEMENT OR AMENDMENT THERETO; OR (ii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA GBC AND BORROWERGUARANTOR ; OR (iii) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF FINOVA GBC OR BORROWER GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH FINOVA OR BORROWERREPRESENTING GBC OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. BorrowerGuarantor Signature: HOLD BILLING SERVICESTHE CERPLEX GROUP, LTDINC. By: HBS, Inc., its sole general partner By: BY_______________________________ Xxxx XxXxxxxxx, President or Vice President Attest:BY_______________________________ Secretary or Ass't Secretary Tax I.D. NoAURORA ELECTRONICS GROUP, INC. 00-0000000 FINOVA CAPITAL CORPORATION ByBY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary CERPLEX, INC. BY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary CERPLEX MASS, INC. BY_______________________________ President or Vice President BY_______________________________ Secretary or Ass't Secretary

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA AND BORROWER EACH HEREBY ------------------------------------- WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (iI) THIS AGREEMENT; (iiII) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA AND BORROWER; OR (iiiIII) ANY CONDUCT, ACTS OR OMISSIONS OF FINOVA OR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH FINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. Borrower: HOLD BILLING SERVICESREVENGE MARINE, LTDINC. By: HBS(A DELAWARE CORPORATION) FED. TAX ID #22-3000000 XXVENGE MARINE, Inc., its sole general partner By: INC. (A NEVADA CORPORATION) FED. TAX ID #36-3000000 XX___________________________________________________ Xxxx XxXxxxxxxWILLXXX XXXXXXXX, Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION By_______________________________XXEIR EXECUTIVE VICE PRESIDENT

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA LENDER AND BORROWER OBLIGOR EACH HEREBY ------------------------------------- WAIVES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (iI) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR DOCUMENTS REFERRED TO HEREIN; OR (iiII) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA AND BORROWEROR AMONG THEM; OR (iiiIII) ANY CONDUCT, ACTS OR OMISSIONS OF FINOVA LENDER OR BORROWER OBLIGOR OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH FINOVA OR BORROWERTHEM; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. Borrower: HOLD BILLING SERVICES, LTD. By: HBS, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA FLEET CAPITAL CORPORATION By_______________________________WILLEY BROTHERS, INC. By:/S/ Xx:/S/ --------------------------------- -------------------------------- Its: Name: -------------------------------- ----------------------------- BRANDPARTNERS GROUP, INC. By:/S/ ------------------------------- Name: ----------------------------- SCHEDULE A (Schedule of Obligations) As of March 25, 2002, the Obligations outstanding with respect to the Loans were as follows: ------------------------------------- ---------------------------------- Loan Principal Balance ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- A. $6,000,000 Revolving Credit $4,334,500.01 Loan ------------------------------------- ---------------------------------- ------------------------------------- ---------------------------------- B. $8,000,000 Term Loan $7,250,000.00 ------------------------------------- ---------------------------------- Plus, as to each Loan, any and all interest, expenses, fees, costs and other charges accrued and accruing under the Financing Documents or this Agreement.

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA SILICON AND BORROWER EACH GUARANTOR HEREBY ------------------------------------- WAIVES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENTGUARANTEE OR ANY SUPPLEMENT OR AMENDMENT THERETO; OR (iiII) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA SILICON AND BORROWERGUARANTOR ; OR (iiiIII) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF FINOVA SILICON OR BORROWER GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH FINOVA OR BORROWERREPRESENTING SILICON OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. BorrowerGuarantor Signature: HOLD BILLING SERVICESVerso Technologies, LTD. ByInc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Chief Financial Officer ------------------------------ Guarantor Signature: HBSNACT Telecommunications, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, Inc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Vice President Attest:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION By_______________________________------------------------------ Guarantor Signature: Xxxxxxxx.xxx Software, Inc. By /s/ Xxxxxx X. Xxxxxxx ----------------------------------- Title Vice President ------------------------------

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA AND BORROWER EACH HEREBY ------------------------------------- ------------------------------------ WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENT; (ii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA AND BORROWER; OR (iii) ANY CONDUCT, ACTS OR OMISSIONS OF FINOVA OR BORROWER OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS AFFILIATED WITH FINOVA OR BORROWER; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. BorrowerBORROWER: HOLD BILLING SERVICES, LTDCUMETRIX DATA SYSTEMS CORP. Tax I.D. No. 00-0000000 ---------- By: HBS/s/ Xxxxx Xxx -------------------- Xxxxx Xxx, Inc., its sole general partner By: _____________________President State of __________ Xxxx XxXxxxxxx, Vice President Attest:___________________County of _________ Secretary The Foregoing instrument was acknowledged before me this 29th day of September, 1998 by Xxxx Xxxx of CUMETRIX a corporation duly organized under the State of California on behalf of the corporation. /s/ Xxxx X. Xxxx -------------------------------- Xxxx X. Xxxx Title or Ass't Secretary Tax I.D. No. 00-0000000 rank: CFO ------------------ Serial number, if any ---------- FINOVA CAPITAL CORPORATION By_______________________________: [ILLEGIBLE]^^^^^ ----------------- Title: Vice President

MUTUAL WAIVER OF RIGHT TO JURY TRIAL. FINOVA GBC AND BORROWER EACH GUARANTOR HEREBY ------------------------------------- WAIVES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ACTION, CLAIM, LAWSUIT OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO: (i) THIS AGREEMENTGUARANTEE OR ANY SUPPLEMENT OR AMENDMENT THERETO; OR (ii) ANY OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN FINOVA GBC AND BORROWERGUARANTOR ; OR (iii) ANY BREACH, CONDUCT, ACTS OR OMISSIONS OF FINOVA GBC OR BORROWER GUARANTOR OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS PERSON AFFILIATED WITH FINOVA OR BORROWERREPRESENTING GBC OR GUARANTOR; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE. BorrowerGuarantor Signature: HOLD BILLING SERVICESSA TELECOMMUNICATIONS, LTDINC. ByBy /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President-Finance -------------------------------- Guarantor Signature: HBSU.S. COMMUNICATIONS, Inc., its sole general partner By: _______________________________ Xxxx XxXxxxxxx, INC. By /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President Attest-------------------------------- Guarantor Signature: LONG DISTANCE NETWORK, INC. By /s/ J. Xxxxx Xxxxxxx ----------------------------------- Title Vice President -------------------------------- Guarantor Signature:____________________________ Secretary or Ass't Secretary Tax I.D. No. 00-0000000 FINOVA CAPITAL CORPORATION By_______________________________