Common use of NATIONAL LIFE INSURANCE COMPANY Clause in Contracts

NATIONAL LIFE INSURANCE COMPANY. By: Xxxxx X. Xxxxxx ----------------- Title: VP & Actuary ----------------- Date: 8/19/97 ----------------- By: Xxxxxxx Xxxxxxxxxx ------------------ Title: Reinsurance Administrator ------------------------- Date: 8/19/97 --------------------

NATIONAL LIFE INSURANCE COMPANY. By: Xxxxx Xxxxxxx X. Xxxxxx ----------------- Day --------------- Title: VP & Associate Actuary ----------------- --------------- Date: 8/19/97 ----------------- 8/2/01 --------------- By: Xxxxxxx Xxxxxxxxxx ------------------ Title: ------------------- Title Reinsurance Administrator ------------------------- Date: 8/19/97 --------------------7/31/01 --------------- AMENDMENT to REINSURANCE AGREEMENT(S) Between NATIONAL LIFE INSURANCE COMPANY ("Ceding Company") And The parties agree to the following:

NATIONAL LIFE INSURANCE COMPANY. By: Xxxxx Xxxxxxx X. Xxxxxx ----------------- Day --------------- Title: VP & Associate Actuary ----------------- --------------- Date: 8/19/97 ----------------- 5/4/01 --------------- By: Xxxxxxx Xxxxxxxxxx ------------------ Title: ------------------- Title Reinsurance Administrator ------------------------- Date: 8/19/97 --------------------5/3/2001 --------------- SCHEDULE A.3 ACCELERATED CARE RIDER COVERAGE AND LIMITS

NATIONAL LIFE INSURANCE COMPANY. By: Xxxxx X. Xxxxxx ----------------- ---------------- Title: VP & Actuary ----------------- ------------- Date: 8/19/97 ----------------- 8/1/97 ------------- By: Xxxxxxx Xxxxxxxxxx ------------------ Title: Reinsurance Administrator ------------------------- Date: 8/19/97 ---------------------------