Common use of Non-Member Presenters of Checks Clause in Contracts

Non-Member Presenters of Checks. For the protection of both you and the credit union and to cover costs incurred by all members for the presentment of checks over the counter, you understand that we may require any non-member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our option, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay a fee as disclosed in the Rate and Fee disclosures. You agree that if a non-member presenting your check fails to comply with these presentment requirements, we are not liable for refusing to pay the check and that such nonpayment is not wrongful.

Non-Member Presenters of Checks. For the both your and our protection of both you and the credit union and to cover costs incurred by all members for the presentment of checks over the over-the-counter, you understand that we may require any non-member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our option, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay a fee as disclosed in the Rate and Fee disclosuresDisclo- sures. You agree that if a non-member presenting your check fails to comply with carry out these presentment requirements, we are not liable lia- ble for refusing to pay the check and that such nonpayment is not wrongful. Checks presented after we close may be treated as if presented on the next business day that we are open.