Common use of Non-Member Presenters of Checks Clause in Contracts

Non-Member Presenters of Checks. For both your and our protection and to cover costs incurred by all members for the presentment of checks over-the-counter by non-members, you understand that we may require any non-member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our option, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay any fee we may require as disclosed in the Rate and Fee Disclosures. You agree that if a non-member presenting your check declines to carry out any of these requirements upon presenting the check for payment, we are not liable for refusing to pay the check and that such non-payment is not wrongful. For both your and our protection, checks presented after our 2:00 p.m. cut off hour may be treated as if presented on the next business day that we are open.

Non-Member Presenters of Checks. For both your and our protection and to cover costs incurred by all members for the presentment of checks over-the-counter by non-memberscounter, you understand that we may require any non-non- member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our option, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay any a fee we may require as disclosed in the Rate and Fee Disclosures. You agree that if a non-member presenting your check declines fails to carry out any of these requirements upon presenting the check for paymentpresentment requirements, we are not liable for refusing to pay the check and that such non-payment nonpayment is not wrongful. For both your and our protection, checks Checks presented after our 2:00 5:00 p.m. cut off hour may be treated as if presented on the next business day that we are open.

Non-Member Presenters of Checks. For both your and our protection and to cover costs incurred by all members for the presentment of checks over-the-over the counter by non-non- members, you understand that we may require any non-member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our optionop- tion, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay any fee we may require as disclosed in the Rate and Fee Disclosures. You agree that if a non-member presenting your check declines to carry out any of these requirements require- ments upon presenting the check for payment, we are not liable for refusing to pay the check and that such non-payment nonpayment is not wrongful. For both your and our protection, checks presented after af- ter our 2:00 p.m. cut off hour may be treated as if presented on the next business day that we are open.

Non-Member Presenters of Checks. For both your and our protection and to cover costs incurred by all members for the presentment of checks over-the-over the counter by non-members, you understand that we may require any non-member presenting a check drawn on your account to provide both his or her current government issued picture identification and, at our option, sign a statement of receipt and/or place his or her thumbprint on your check, and to pay any fee we may require as disclosed in the Rate and Fee Disclosures. You agree that if a non-member presenting your check declines to carry out any of these requirements re- quirements upon presenting the check for payment, we are not liable for refusing to pay the check and that such non-payment nonpayment is not wrongful. For both your and our protectionpro- tection, checks presented after our 2:00 p.m. cut off hour may be treated as if presented pre- sented on the next business day that we are open.