Common use of Notice of Your Rights and Liabilities Clause in Contracts

Notice of Your Rights and Liabilities. Use of the Internet Banking Service requires a PASSWORD. You agree to keep your PASSWORD secret and to notify us immediately if your PASSWORD is lost or stolen or if you believe someone else has discovered your PASSWORD. We may accept as authentic, any instructions given to us through the use of your PASSWORD. Therefore, you agree that if you give your PASSWORD or allow it to be given to someone else, you are authorizing them to act on your behalf, and we may accept any instructions they give us to make transfers or otherwise use the Internet Banking Service. The Internet Banking Service enables you to change your PASSWORD and we require that you do so regularly. Tell us AT ONCE if you believe your password has been lost or stolen, used without your authorization, or compromised in any way, or if someone has transferred or may transfer money from your accounts without your permission. Telephoning us at 000-000-0000 during normal business hours is the best way of preventing possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, if any). If you tell us within two (2) business days after you learn of the loss, theft, compromise, or unauthorized use of your password, you can lose no more than $50 if someone uses your password without your permission. If you do not tell us within two (2) business days after you learn of the loss, theft, compromise, or unauthorized use of your password, and we can prove we could have stopped someone from using your password to access your accounts without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason such as a long trip or hospital stay kept you from telling us, we will extend the time period.

Notice of Your Rights and Liabilities. Security of your transactions is important to us. Use of the Internet Banking Service requires Services will require a PASSWORDPIN or password. If you lose or forget you PIN or password, please call (000) 000-0000 during normal business hours listed above. (1) monitor and/or record all communications and activity related to the Services; and (2) require verification of all requested transfers in the manner we deem appropriate before making the transfer (which may include written verification by you). You agree that our records will be final and conclusive as to keep all questions concerning whether or not your PASSWORD secret and to notify us immediately if your PASSWORD is lost PIN or stolen or if you believe someone else has discovered your PASSWORDpassword was used in connection with a particular transaction. We may accept as authentic, If any instructions given to us through the unauthorized use of your PASSWORD. Therefore, PIN or password occurs you agree that if you give your PASSWORD or allow it to be given to someone else, you are authorizing them to act on your behalf, (1) cooperate with us and we may accept appropriate law enforcement authorities in identifying and prosecuting the perpetrator; and (2) provide reasonable assistance requested by us in recovering any instructions they give us to make transfers or otherwise use the Internet Banking Service. The Internet Banking Service enables you to change your PASSWORD and we require that you do so regularlyunauthorized transfer of funds. Tell us AT ONCE if you believe your PIN or password has been lost or stolen, used without your authorization, or compromised in any way, or if someone has transferred or may transfer money from your accounts without your permission. Telephoning us at 000-000-0000 during normal business hours is the best way of preventing keeping your possible losseslosses down. You could lose all the money in your account (plus your maximum overdraft line of credit, if any). If you tell us within two (2) business days, you can lose no more than $50. If you do NOT tell us within two (2) business days after you learn of the loss, theft, compromise, loss or unauthorized use theft of your password, you can lose no more than $50 if someone uses your password without your permission. If you do not tell us within two (2) business days after you learn of the loss, theft, compromise, PIN or unauthorized use of your password, and we can prove we could have stopped someone from using your PIN or password to access your accounts without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) 60 days if we can prove that we could have stopped prevented someone from taking the money if you had told us in time. If a good reason such as a long trip you believe your PIN or hospital stay kept you password has been lost or stolen or that someone has transferred or may transfer money from telling usyour account without your permission, we will extend the time periodcall (000) 000-0000 during normal business hours listed above. WE CANNOT ACCEPT NOTIFICATION OF LOST OR STOLEN PINS OR PASSWORDS OR UNAUTHORIZED TRANSFERS VIA E-MAIL.

Notice of Your Rights and Liabilities. Use of the Internet Banking Service requires a PASSWORD. You agree to keep your PASSWORD secret and to notify us immediately if your PASSWORD is lost or stolen or if you believe someone else has discovered your PASSWORD. We may accept as authentic, any instructions given to us through the use of your PASSWORD. Therefore, you agree that if you give your PASSWORD or allow it to be given to someone else, you are authorizing them to act on your behalf, and we may accept any instructions they give us to make transfers or otherwise use the Internet Banking Service. The Internet Banking Service enables you to change your PASSWORD and we require that you do so regularly. Tell us AT ONCE if you believe that your password has been lost or stolen, used without . Anytime you believe your authorization, password has been compromised you are responsible for changing it. You MUST change your password IMMEDIATELY upon the suspicion that your password has been stolen or compromised in any way, or if someone has transferred or may transfer money from your accounts without your permissioncompromised. Then you must notify us according to the stated procedures. Telephoning us at 000-000-0000 during normal business hours is the best way of preventing keeping your possible losseslosses down. You could lose all the money in your account accounts (plus your the maximum overdraft line of any available lines of credit, if any). If you believe your password has been lost or stolen or that someone has transferred or may transfer money from any of your accounts without your permission: a. Telephone your local Buckeye State Credit Union branch during regular business hours at: 1. Akron: 000-000-0000 2. Alliance: 000-000-0000 3. Canton: 000-000-0000 4. Painesville: 000-000-0000 5. Ashtabula: 000-000-0000 b. FAX BSCU at: 0-000-000-0000 c. Write us at: Buckeye State Credit Union, Electronic Services Dept., PO Box 848, Akron, OH 44309 d. Contact us via email at xxxx@xxxxxxxxx.xxx or xxxxxxxxxxxxxxxx@xxxxxxxxx.xxx If you tell us within two (2) business days after you learn of the loss, theft, compromise, discover that your password has been lost or unauthorized use of your passwordstolen, you can lose no more than $50 if someone uses used your password without your permission. If you do not NOT tell us within two (2) business days bays after you learn of the loss, theft, compromise, loss or unauthorized use theft of your password, and we can prove show we could have stopped some or all of the unauthorized transfers by someone from using your password to access your accounts without your permission permission, if you had told usus in a timely manner, you could lose as much as $500. Also, if your statement shows transfers that you did not makemake or authorize, tell us at once. If you do not tell us within sixty sixty-days (60) days after the date the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove show that we could have stopped someone from taking the money if you had told notified us in timea timely manner. If a good verifiable reason (such as a long trip or hospital stay kept stay) prevented you from telling us, we will may extend the time periodperiods.

Notice of Your Rights and Liabilities. Use of the Internet Banking Service requires a PASSWORD. You agree to keep your PASSWORD secret and to notify us immediately if your PASSWORD is lost or stolen or if you believe someone else has discovered your PASSWORD. We may accept as authentic, any instructions given to us through the use of your PASSWORD. Therefore, you agree that if you give your PASSWORD or allow it to be given to someone else, you are authorizing them to act on your behalf, and we may accept any instructions they give us to make transfers or otherwise use the Internet Banking Service. The Internet Banking Service enables you to change your PASSWORD and we require that you do so regularly. Tell us AT ONCE if you believe that your password Password, User ID, or Account ID has been lost or stolen. Otherwise, used without you could lose all the money in your authorization, Accounts accessed by the Password and User ID. Telephoning is the best and fastest way of keeping your possible losses down. For Home Banking Service: If you believe your Password or compromised in any way, User ID has been lost or if stolen or that someone has transferred or may transfer money from your accounts account without your permission, call: 000- 000-0000 option 0 or 1-800-543-5000 option 0, or write to: Universal 1 Credit Union, Inc., Universal 1 On-Line, Number Xxx Xxxxx Xxxx Xx., Xxxxxx, XX 00000. Telephoning us at For Xxxx Payment Service: If you believe your Account ID has been lost or stolen or that someone has issued an unauthorized check, call Metavante Xxxx Payment Customer Service at: 0-000-000-0000 during normal business hours is the best way of preventing possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, if any)0000. If you tell us within two (2) business BUSINESS days after you learn of the lossdiscover that your Password, theft, compromiseUser ID, or unauthorized use of your passwordAccount ID has been lost or stolen, you can lose no more than $50 50.00 if someone uses used your password Password, User ID, or Account ID without your permission. If you do not tell us within two (2) business BUSINESS days after you learn of the lossloss or theft of your Password, theft, compromiseUser ID, or unauthorized use of your password, Account ID and we can prove we could have stopped someone from using your password to access your accounts Password, User ID, or Account ID without your permission if you had told us, you could lose as much as $500500.00. Also, if your statement shows transfers a transfer that you did not makemake or authorize, tell us at onceAT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason such as a long trip or hospital stay kept you from telling us, we will extend the time period.

Notice of Your Rights and Liabilities. Use of the Internet Banking Service requires a PASSWORDNotify us immediately if your User ID and Password have been compromised, lost or stolen. You agree to keep your PASSWORD secret and Failure to notify us immediately if could result in the loss of all money accessible by your PASSWORD is lost or stolen or if you believe someone else has discovered your PASSWORD. We may accept as authentic, any instructions given to us through the use of your PASSWORD. Therefore, you agree that if you give your PASSWORD or allow it to be given to someone else, you are authorizing them to act on your behalf, and we may accept any instructions they give us to make transfers or otherwise use the Internet Banking Service. The Internet Banking Service enables you to change your PASSWORD and we require that you do so regularly. Tell us AT ONCE if you believe your password has been lost or stolen, used without your authorization, or compromised in any way, or if someone has transferred or may transfer money from your accounts without your permission. Telephoning us at 000-000-0000 during normal business hours is the best way of preventing possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, if any)password. If you tell us we are notified within two (2) business days after you learn of the lossdiscover that your User ID and password have been compromised, theft, compromise, lost or unauthorized use of your passwordstolen, you can lose no more than $50 if someone uses your password used it without your permission. If you do not tell notify us within two (2) business days after you learn of the loss, theft, compromise, or unauthorized use of your passworddays, and we can prove we could have stopped prevented someone from using your the User ID and password to access your accounts without your permission if you had told uspermission, you could lose as much as $500. Also, if If your statement shows transfers that you did not makeunauthorized transfers, tell us at once. If you do not tell notify us within sixty (60) days after the statement was is mailed to you. If you do not notify us within sixty (60) days, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you we had told us in timebeen told. If a good reason (such as a long trip or hospital stay stay) kept you from telling us, we will extend the time periodperiods. Unauthorized transactions should be reported to us: 1) preferably by telephone to Community Bank NetTeller Online Banking Customer Support at (000) 000-0000 or 2) by writing to Community Bank NetTeller Online Banking Customer Support at 000 X. Xxxxx Xx., Xxxxxxx, XX 00000. The User ID and Password issued to you are for your security purposes. Your User ID and Password are confidential and should not be disclosed to third parties. You are responsible for safeguarding your User ID and Password. You agree not to disclose or otherwise make your User ID and Password available to anyone not authorized to sign on your accounts. When you give someone your User ID and Password, you are authorizing that person to use the Services, and you are responsible for all transactions the person performs using your Services. All transactions that person performs, even those transactions you did not intend or want performed, are authorized transactions. If you notify us that the person is no longer authorized, then transactions that person performs after the time you notify us are considered unauthorized. Transactions that you or someone acting with you initiates with fraudulent intent are also authorized transactions. For your protection, sign off after every Community Bank NetTeller Online Banking session and close your browser to ensure confidentiality.