Common use of OBJECT OF THE COVERAGE Clause in Contracts

OBJECT OF THE COVERAGE. The financial consequences you may suffer following an amiable or legal claim made against you by a third party for any physical injury or damage to property caused by an accident, a fire or an explosion that occurred during your trip to a Foreign country or by persons you are responsible for, or by objects or animals in your custody, as well as any damage to property caused to property placed under your control by your host family and used during your stay, or during the practise of a dangerous sport as listed in appendix 1 when the “Major Risk” option has been subscribed to and for which private civil liability cover is explicitly mentioned, within the limits of the amounts indicated in the Table of Coverage amounts. If you have a civil liability contract that was subscribed to before, or at the same time as this contract, the cover is available once the cover from the contract subscribed to previously or at the same time as this contract has been exhausted. Only damage caused by a private act committed by you during your trip in the host country is covered. Are also covered: - the practise of usual sports as an amateur, including all training course, initiative and discovery activities, if the insurance cover taken out by the clubs in which these sporting activities are practised is insufficient. - Competitions, races and matches when they are of a friendly nature. IMPORTANT: in the case of damage in excess of 350 €/385 $ caused to the home of a family hosting you, our action will be a complement to your host’s home insurance.

OBJECT OF THE COVERAGE. The financial consequences you may suffer following an amiable or legal claim made against you by a third party for any physical injury or damage to property caused by an accident, a fire or an explosion that occurred during your trip to a Foreign country or by persons you are responsible for, or by objects or animals in your custody, as well as any damage to property caused to property placed under your control by your host family and used during your stay, or during the practise of a dangerous sport as listed in appendix 1 when the “Major RiskSports and Leisure activities” option has been subscribed to and for which private civil liability cover is explicitly mentioned, within the limits of the amounts indicated in the Table of Coverage amounts. If you have a civil liability contract that was subscribed to before, or at the same time as this contract, the cover is available once the cover from the contract subscribed to previously or at the same time as this contract has been exhausted. Only damage caused by a private act committed by you during your trip in the host country is covered. Are also covered: - the practise of usual sports as an amateur, including all training course, initiative and discovery activities, if the insurance cover taken out by the clubs in which these sporting activities are practised is insufficient. - Competitions, races and matches when they are of a friendly nature. IMPORTANT: in the case of damage in excess of 350 €/385 $ caused to the home of a family hosting you, our action will be a complement to your host’s home insurance.