Common use of Online Banking for Consumers and Businesses Clause in Contracts

Online Banking for Consumers and Businesses. You may use Online Banking to:  Transfer funds between your linked Bank of America accounts on either a one-time or recurring basis, including as a payment to a linked installment loan or mortgage.  Transfer funds between linked Bank of America business accounts and linked personal accounts.  Transfer funds from your linked Bank of America personal or small business accounts to most Bank of America personal or small business deposit accounts.  Transfer funds between your linked MLPF&S investment accounts and your linked Bank of America accounts on either a one-time or recurring basis.  View current balance information for your linked Bank of America accounts.  Review available transactions for your linked accounts.  Perform self-service account maintenance such as re-ordering checks, ordering copies of paid checks, requesting copies of monthly checking (including SafeBalance BankingTM) or saving statements, stopping payment on checks, changing address and phone, and changing your Online ID and Online passcode.  Send us secure online mail messages and questions regarding your Online Banking service. Some of the above services may not be available for certain accounts or customers, or if you access Online Banking through Mobile Banking Apps or Mobile Web. In addition to the Online Banking features listed above, Bank of America customers with eligible deposit accounts may also use the optional Bill Payment service. If you are a Bank of America customer with a deposit account, you may use the Bill Payment service to:  Make one-time or recurring payments online from your linked checking account(s) (including SafeBalance BankingTM), and money market deposit account(s) to companies or individuals (Payees) you select.  Make one-time or recurring payments online from your linked Home Equity Line of Credit (HELOC) account(s) to a limited group of merchants (does not apply to HELOC accounts opened in the state of Texas).  Add personal checking or money market account(s) that you maintain at another financial institution through the Add an Account from Another Bank feature in the bill payment service. Make one-time or recurring payments online from such accounts to a limited group of merchants or Bank of America loan, credit card, charge card and/or line of credit accounts.  Use the e-Bills feature to: o Receive bills from participating Payees o View Payee bill summary and bill detail information If you are a customer with a Bank of America credit card-only or charge card-only relationship, or with a business line of credit-only or vehicle loan-only relationship (automotive, recreational vehicle, boat or aircraft), you may:  Make one time or automatic payments online from a deposit or money market deposit account maintained at another financial institution to your Bank of America credit card(s), charge card(s), business line of credit(s) and/or vehicle loan account(s).  Receive credit card, charge card, business line of credit and/or vehicle loan e-Bills from Bank of America and view bill summary and detail information.

Online Banking for Consumers and Businesses. You may use Online Banking to:  Transfer funds between your linked Bank of America accounts on either a one-time one -time or recurring basis, including as a payment to a linked installment loan or mortgage.  Transfer funds between linked Bank of America business accounts and linked personal accountsaccoun ts.  Transfer funds from your linked Bank of America personal or personal, small business or sole proprietor accounts to most Bank of America personal or small business deposit sole proprietor depos it accounts.  Transfer funds between your linked MLPF&S investment accounts and your linked Bank Ba nk of America accounts on either a one-time or recurring basis.  View current balance information for your linked Bank of America accounts.  Review available transactions for your linked accounts.  Perform self-service account maintenance such as re-ordering checks, ordering copies of paid checks, requesting copies of monthly checking (including SafeBalance BankingTM) or saving statements, stopping payment on checks, changing address and phone, and changing your Online ID and Online passcode.  Send us secure online mail messages and questions regarding your Online Banking service. Some of the above services may not be available for certain accounts or customers, or if you access Online Banking through Mobile Banking Apps or Mobile Web. In addition to the Online Banking features listed above, Bank of America customers with eligible deposit accounts may also use the optional Bill Payment service. If you are a Bank of America customer with a deposit account, you may use the Bill Payment service to:  Make one-time or recurring payments online from your linked checking account(s) (including SafeBalance BankingTM), and money market deposit account(s) to companies or individuals (Payees) you select.  Make one-time or recurring payments online from your linked Home Equity Line of Credit (HELOC) account(s) to a limited group of merchants (does not apply to HELOC accounts opened in the state of Texas).  Add personal checking or money market account(s) that you maintain at another financial institution through the Add an Account from Another Bank feature in the bill payment service. Make one-time or recurring payments online from such accounts to a limited group of merchants or Bank of America loan, credit card, charge card and/or line of credit accounts.  Use the e-Bills feature to: o Receive bills from participating Payees o View Payee bill summary and bill detail information If you are a customer with a Bank of America credit card-only or charge card-only relationship, or with a business line of credit-only or vehicle loan-only relationship (automotive, recreational vehicle, boat or aircraft), you may:  Make one time or automatic payments online from a deposit or money market deposit account maintained at another financial institution to your Bank of America credit card(s), charge card(s), business line of credit(s) and/or vehicle loan account(s).  Receive credit card, charge card, business line of credit and/or vehicle loan e-Bills from Bank of America and view bill summary and detail information.

Online Banking for Consumers and Businesses. You may use Online Banking to:  Transfer funds between your linked Bank of America accounts on either a one-time one -time or recurring basis, including as a payment to a linked installment loan or mortgage.  Transfer funds between linked Bank of America business accounts and linked personal accountsaccoun ts.  Transfer funds from your linked Bank of America personal or small business accounts to most Bank of America personal or small business deposit accounts.  Transfer funds between your linked MLPF&S investment accounts and your linked Bank of America accounts on either a one-time or recurring basis.  View current balance information for your linked Bank of America accounts.  Review available transactions for your linked accounts.  Perform self-service account maintenance such as re-ordering checks, ordering copies of paid checks, requesting copies of monthly checking (including SafeBalance BankingTM) or saving statements, stopping payment on checks, changing address and phone, and changing your Online Onli ne ID and Online passcode.  Send us secure online mail messages and questions regarding your Online Banking service. Some of the above services may not be available for certain accounts or customers, or if you access Online Banking through Mobile Banking Apps or Mobile Web. In addition to the Online Banking features listed above, Bank of America customers with eligible deposit accounts may also use the optional Bill Payment service. If you are a Bank of America customer with a deposit account, you may use the Bill Payment service to:  Make one-time or recurring payments online from your linked checking account(s) (including SafeBalance BankingTM), and money market deposit account(s) to companies or individuals (Payees) you select.  Make one-time or recurring payments online from your linked Home Equity Line of Credit (HELOC) account(s) to a limited group of merchants (does not apply to HELOC accounts opened in the state of Texas).  Add personal checking or money market account(s) that you maintain at another financial institution through the Add an Account from Another Bank feature in the bill payment service. Make one-time or recurring payments online from such accounts to a limited group of merchants or Bank of America loan, credit card, charge card and/or line of credit accounts.  Use the e-Bills feature to: o Receive bills from participating Payees o View Payee bill summary and bill detail information If you are a customer with a Bank of America credit card-only or charge card-only relationship, or with a business line of credit-only or vehicle loan-only relationship (automotive, recreational vehicle, boat or aircraft), you may:  Make one time or automatic payments online from a deposit or money market deposit account maintained at another financial institution to your Bank of America credit card(s), charge card(s), business line of credit(s) and/or vehicle loan account(s).  Receive credit card, charge card, business line of credit and/or vehicle loan e-Bills from Bank of America and view bill summary and detail information.