Online Banking Transaction. You may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You may also subsequently contact us to request a paper receipt for any such transaction provided. A fee may be charged for such paper copy, subject to our Consumer Schedule of Fees. Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once if you believe your Card, checks, PIN or Online/Mobile Banking and Bill Pay Password have been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or Online/Mobile Banking and Bill Pay Password. You risk losing all the money in your account, plus your maximum line of credit (if any). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you believe your Card, checks and/or PIN have been lost or stolen, and you notify us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your checks in an Electronic Check transaction, your Card and/ or PIN without your permission. If you DO NOT notify us within two (2) business days after you learn of the loss or theft of your checks, Card and/or PIN, and we can prove we could have stopped someone from using your check(s) in an Electronic Check Transaction, Card and/or PIN without your permission had you notified us, you could lose as much as $500. If you DO NOT notify us within sixty (60) days after the statement was issued to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. .
Appears in 2 contracts
Samples: Electronic Services Agreement, Electronic Services Agreement
Online Banking Transaction. You may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You may also subsequently contact us to request a paper receipt for any such transaction provided. A fee may be charged for such paper copy, subject to our Consumer Schedule of Fees. Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once if you believe your Card, checks, checks or PIN or Online/Mobile Banking and Bill Pay Password have been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or Online/Mobile Banking and Bill Pay Passwordstolen. You risk losing all the money in your account, plus your maximum line of credit (if any). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you believe your Card, checks and/or PIN have been lost or stolen, and you notify us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your checks in an Electronic Check transaction, your Card and/ or and/or PIN without your permission. If you DO NOT notify us within two (2) business days after you learn of the loss or theft of your checks, Card and/or PIN, and we can prove we could have stopped someone from using your check(s) in an Electronic Check Transaction, Card and/or PIN without your permission had you notified us, you could lose as much as $500. If you are using a VISA consumer credit card for transactions that take place on the VISA network system, you understand that VISA Operating Rules and Regulations provide for $0 liability for losses from unauthorized (fraudulent) activity. This does not apply to ATM transactions using a PIN. Also, if your statement shows transactions that you did not make, you must notify us at once. If you DO NOT notify us within sixty (60) days after the statement was issued to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction – If you believe your Card, checks and/or PIN has been lost or stolen or that someone will or may use it to transfer money from your account(s) without your permission, you must contact us at the telephone number or address shown below. Authorization of Transaction – All transactions which would otherwise require your signature, or other authorized signature, shall be valid and effective as if signed by you when accomplished by use of the Card and/or PIN. Federal Reserve Board Regulation “D” Restrictions on Electronic Funds Transfers – Any combination of checks, preauthorized, automatic or telephone withdrawals or electronic transfers from savings products are limited to no more than six (6) transfers in each calendar month. However, you may generally make an unlimited number of withdrawals from or transfers among your own savings accounts by mail, messenger or in person at the Credit Union or at an ATM. Transfers or withdrawals in excess of the above limitations subject your account to restricted access or reclassification to a primary checking account.
Appears in 2 contracts
Samples: Electronic Services Agreement, Electronic Services Agreement
Online Banking Transaction. You may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You may also subsequently contact us to request a paper receipt for any such transaction provided. A fee may be charged for such paper copy, subject to our Consumer Schedule of Fees. Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once if you believe your Card, checks, Card or PIN or Online/Mobile Banking and Bill Pay Password have has been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or Online/Mobile Banking and Bill Pay Passwordstolen. You risk losing all the money in your account, plus your maximum line of credit (if any). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you believe your Card, checks Card and/or PIN have has been lost or stolen, and you notify us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your checks in an Electronic Check transaction, your Card and/ or and/or PIN without your permission. If you DO NOT notify us within two (2) business days after you learn of the loss or theft of your checks, Card and/or PIN, however, and we can prove we could have stopped someone from using your check(s) in an Electronic Check Transaction, Card and/or PIN without your permission if you had you notified us, you could lose as much as $500. Also, if your statement shows transactions that you did not make, you must notify us at once. If you DO NOT notify us within sixty (60) days after the statement was issued sent to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. Please note that while we advise you to notify us at once if you believe your Card or PIN has been lost or stolen, or if your statement shows transactions that you did not make, you will incur no liability for unauthorized signature-base Debit Card transactions. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction – If you believe your Card and/or PIN has been lost or stolen or that someone will or may use it to transfer money from your account without your permission, you must contact us at the telephone number or address shown below. Authorization of Transaction – All transactions which would otherwise require your signature, or other authorized signature, shall be valid and effective as if signed by you when accomplished by use of the Card and/or PIN. Regulation “D” Restrictions on Electronic Funds Transfers – Any combination of preauthorized, automatic or telephone withdrawals or transfers from sole-proprietor business savings products are limited to no more than six (6) transfers in each calendar month. However, you may generally make an unlimited number of withdrawals from or transfers among your own savings accounts by mail, messenger or in person at the Credit Union or at an ATM. You may also make an unlimited number of withdrawals from your savings products through the Credit Union’s Automated Telephone Banking and Online Banking services or by telephone if you request that we send you a check payable to you. Transfers or withdrawals in excess of the above limitations subject your account to a reclassification to a business checking account, or access may be restricted. You may be assessed a fee for certain preauthorized withdrawals from savings products; refer to our Business Schedule of Fees for details.
Appears in 1 contract
Online Banking Transaction. You may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You may also subsequently contact us to request a paper receipt for any such transaction provided. A fee may be charged for such paper copy, subject to our Consumer Schedule of Fees. Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once if you believe your Card, checks, Card or PIN or Online/Mobile Banking and Bill Pay Password have has been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or Online/Mobile Banking and Bill Pay Passwordstolen. You risk losing all the money in your account, plus your maximum line of credit (if any). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you believe your Card, checks Card and/or PIN have has been lost or stolen, and you notify us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your checks in an Electronic Check transaction, your Card and/ or and/or PIN without your permission. If you DO NOT notify us within two (2) business days after you learn of the loss or theft of your checks, Card and/or PIN, however, and we can prove we could have stopped someone from using your check(s) in an Electronic Check Transaction, Card and/or PIN without your permission if you had you notified us, you could lose as much as $500. Also, if your statement shows transactions that you did not make, you must notify us at once. If you DO NOT notify us within sixty (60) days after the statement was issued sent to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. Please note that while we advise you to notify us at once if you believe your Card or PIN has been lost or stolen, or if your statement shows transactions that you did not make, you will incur no liability for unauthorized signature-base Debit Card transactions. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction – If you believe your Card and/or PIN has been lost or stolen or that someone will or may use it to transfer money from your account without your permission, you must contact us at the telephone number or address shown below. Authorization of Transaction – All transactions which would otherwise require your signature, or other authorized signature, shall be valid and effective as if signed by you when accomplished by use of the Card and/or PIN.
Appears in 1 contract
Online Banking Transaction. You may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You may also subsequently contact us to request a paper receipt for any such transaction provided. A fee may be charged for such paper copy, subject to our Consumer Schedule of Fees. Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once if you believe your Card, checks, checks or PIN or Online/Mobile Banking and Bill Pay Password have been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check or Online/Mobile Banking and Bill Pay Passwordstolen. You risk losing all the money in your account, plus your maximum line of credit (if any). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you believe your Card, checks and/or PIN have been lost or stolen, and you notify us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your checks in an Electronic Check transaction, your Card and/ or and/or PIN without your permission. If you DO NOT notify us within two (2) business days after you learn of the loss or theft of your checks, Card and/or PIN, and we can prove we could have stopped someone from using your check(s) in an Electronic Check Transaction, Card and/or PIN without your permission had you notified us, you could lose as much as $500. If you are using a VISA consumer credit card for transactions that take place on the VISA network system, you understand that VISA Operating Rules and Regulations provide for $0 liability for losses from unauthorized (fraudulent) activity. This does not apply to ATM transactions using a PIN. Also, if your statement shows transactions that you did not make, you must notify us at once. If you DO NOT notify us within sixty (60) days after the statement was issued to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction – If you believe your Card, checks and/or PIN has been lost or stolen or that someone will or may use it to transfer money from your account(s) without your permission, you must contact us at the telephone number or address shown below. Authorization of Transaction – All transactions which would otherwise require your signature, or other authorized signature, shall be valid and effective as if signed by you when accomplished by use of the Card and/or PIN. Federal Reserve Board Regulation “D” Restrictions on Electronic Funds Transfers – Any combination of checks, preauthorized, automatic or telephone withdrawals or transfers from savings products are limited to no more than six (6) transfers in each calendar month. However, you may generally make an unlimited number of withdrawals from or transfers among your own savings accounts by mail, messenger or in person at the Credit Union or at an ATM. You may also make an unlimited number of withdrawals from your savings products through the Credit Union’s Automated Telephone Banking and Online/Mobile Banking services or by telephone if you request that we send you a check payable to you. Transfers or withdrawals in excess of the above limitations subject your account to a reclassification to a primary checking account, or access may be restricted. You may be assessed a fee for certain preauthorized withdrawals from savings products; refer to our Consumer Schedule of Fees for details.
Appears in 1 contract
Samples: Electronic Services Agreement
Online Banking Transaction. You I may print a record of any individual transaction conducted through the Service at any time after the transaction is completed. You I may also subsequently contact us you to request a paper receipt for any such transaction providedprovided it is no more than three (3) months old. A fee may be charged for such paper copy, subject to our Consumer Schedule of Feesyour Rate and Fee Schedule. Your My Liability for Unauthorized Transactions and Advisability of Prompt Reporting – Notify us at once Reporting. I must tell you AT ONCE if you I believe your my checks, ATM Card, checksVISA Check/Debit Card, VISA Credit Card, or my Call 24 Audio Response System, Online Banking, ATM Card, VISA Check/Debit Card, or VISA Credit Card PIN or Online/Mobile Banking and Bill Pay Password have (collectively “check(s), Card(s) and/or PIN(s)”) has been lost or stolen or if you I believe that an electronic funds fund transfer has been made without your my permission using information from your check or Online/Mobile Banking and Bill Pay Passwordmy check. You risk losing Telephoning is the best way of keeping my possible losses down. A written notification to you should follow my telephone call. I could lose all the money in your account, my account (plus your my maximum overdraft line of credit (if anycredit). The best way to keep your possible losses at a minimum is to call us immediately. A written notification should follow your telephone call. If you However, if I believe your Cardmy check(s), checks Card(s) and/or PIN have PIN(s) has been lost or stolen, and I tell you notify us within two (2) business days after you I learn of the loss or theft, you I can lose no more than $50 50.00 if someone used your checks my check(s) (in an Electronic Check transactionTransaction), your Card and/ or PIN my Card(s), and/or PIN(s) without your my permission. If I do NOT tell you DO NOT notify us within two (2) business days after you I learn of the loss or theft of your checksmy check(s), Card Card(s), and/or PIN, PIN(s) and we you can prove we you could have stopped someone from using your my check(s) ), in an Electronic Check Transaction, Card and/or PIN my Card(s) and/or PIN(s) without your my permission if I had you notified ustold you, you I could lose as much as $500500.00. If I am using a VISA consumer card, including credit or debit card, for transactions that take place on the VISA network system, I understand that VISA Operating Rules and Regulations provide for $0 liability for losses from unauthorized (fraudulent) activity. This does not apply to VISA commercial cards or ATM transactions using a PIN. Also, if my statement shows transfers that I did not make, including those made by Card, PIN, or other means, I must tell you DO at once. If I do NOT notify us tell you within sixty (60) days after the statement was issued mailed to youme, you I may not get back any money you I lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you notified us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from notifying us, we may extend the time period. .sixty
Appears in 1 contract
Samples: One Account Agreement And
