Common use of Other Types of Deposits Clause in Contracts

Other Types of Deposits. Timing will be disclosed at the time other deposit options are offered to you. This represents our general policy. For specific details, please see the“Funds Availability”section in the Deposit Account Agreement. Business Day Any day of the week that is not a Saturday, Sunday or federal holiday. Non-Business Days are considered part of the following Business Day. Additional Account support Direct Deposit Fee $0.00 Balance Inquiry Fee – OAC, Mobile App, Email or Text Message $0.00 Standard text message or data rates may apply. Balance Inquiry Fee – Telephone Automated Service $0.00 Balance Inquiry Fee – Telephone Customer Service Agent $0.00 Per inquiry conducted through a Customer Service Agent. Over-the-Counter Cash Withdrawal Fee at a financial institution $0.00 Per withdrawal, plus the Foreign Transaction Fee (if any), at a bank location. A fee may also be assessed by a financial institution that is not a member financial institution (e.g., Visa or Mastercard). Over-the-Counter Cash Withdrawal Fee at a Netspend Network location Fees are determined and assessed by third parties and not the Bank. Fees, limits, and service availability vary by location. Visit your OAC for details. Additional Statement Mailing Fee $5.95 Per statement requested. $0.00 To view or print your statement on the OAC. Replacement Card Fee $3.95 Per replacement requested for lost, stolen, or damaged Cards. Additional Card Fee $3.95 Per additional Card requested. Custom Card Fee $4.95 Per custom Card requested. Card Delivery Fee 7-10 Business Days $0.00 3 Business Days $20.00 1-2 Business Days $25.00 Account Closure Fee $15.00 Per check requested to return funds at Account closure. Decline Fee – ACH Debit or Preauthorized Payment Transactions $0.00 Per declined ACH debit or preauthorized payment transaction. Stop Payment Fee – ACH Debit or Preauthorized Payment Transactions $1.00 Per stop payment requested. Foreign Transaction Fee 3.0% Fee assessed on all purchase transactions and cash withdrawals conducted outside of the U.S.; and is based on U.S. dollar amount of the transaction. For cash withdrawal transactions, the surcharge is in addition to the International ATM Cash Withdrawal Fee. Funds transfer Account-to-Account Transfer Fee – Online $0.00 Per transfer conducted through the OAC. Account-to-Account Transfer Fee – Customer Service Agent $4.95 Per transfer conducted through a Customer Service Agent. Dispute resolution If you have questions or would like additional information Please visit the OAC or call us at 000-000-0000. We will be happy to assist you. In addition, the Deposit Account Agreement governs the terms and conditions of Account(s) with us. Please refer to the Agreement for complete Account details. Other Service Fees Xxxx Payment Fee Visit your OAC for a full range of xxxx payment options, including ACH Debit/Preauthorized Payment transactions. Depending on the xxxx payment service you select, a fee may be assessed to your Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Funds Transfer Fee Visit your OAC for a full range of transfer options between your Account and another account or third party. Depending on the transfer service you select, a fee may be assessed to your Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Document ID: 750334419 Appendix A: PAYBACK POINTSSM PROGRAM TERMS AND CONDITIONS INTRODUCTION AND DEFINITIONS By opening the Account, you are automatically enrolled in the Payback Points Program (“Program”), and you agree to these Terms and Conditions (“Terms”) and any amendments or additions we may make to these Terms. These Terms supplement, and are hereby incorporated by reference, into the Agreement. Terms of the Agreement also apply to the Program, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION. If there is a conflict between the Agreement and these Terms, these Terms will control with respect to the Program to the extent necessary to resolve the conflict. Within these Terms, the following definitions apply:

Other Types of Deposits. Timing will be disclosed at the time other deposit options are offered to you. This represents our general policy. For specific details, please see the“Funds Availability”section the Funds Availability section in the Deposit Account Agreement. Business Day Any day of the week that is not a Saturday, Sunday or federal holiday. Non-Business Days are considered part of the following Business Day. Fee Schedule Continues on next page. Additional Account support Direct Deposit Fee $0.00 Balance Inquiry Fee – OAC, Mobile App, Email or Text Message $0.00 Standard text message or data rates may apply. Balance Inquiry Fee – Telephone Automated Service $0.00 Balance Inquiry Fee – Telephone Customer Service Agent $0.00 0.50 Per inquiry conducted through a Customer Service Agent. Over-the-Counter Cash Withdrawal Fee at a financial institution $0.00 Per withdrawal, plus the Foreign Transaction Fee (if any), at a bank location. A fee may also be assessed by a financial institution that is not a member financial institution (e.g., Visa or Mastercard). Over-the-Counter Cash Withdrawal Fee at a Netspend Network location Fees are determined and assessed by third parties and not the Bank. Fees, limits, and service availability vary by location. Visit your OAC for details. Additional Statement Mailing Fee $5.95 5.00 Per statement requested. $0.00 To view or print your statement on the OAC. Replacement Card Fee $3.95 7.00 Per replacement requested for lost, stolen, or damaged Cards. Additional Card Fee $3.95 9.95 Per additional Card requested. Custom Card Fee $4.95 Per custom Card requestedCard, if available. Card Delivery Fee 7-10 Business Days $0.00 3 Business Days $20.00 1-2 Business Days $25.00 Account Closure Fee $15.00 Per check requested to return funds at Account closure. Decline Fee – ACH Debit or Preauthorized Payment Transactions $0.00 5.00 Per declined ACH debit or preauthorized payment transaction. Stop Payment Fee – ACH Debit or Preauthorized Payment Transactions $1.00 Per stop payment requested. Foreign Transaction Fee 3.0% Fee assessed on all purchase transactions and cash withdrawals conducted outside of the U.S.; and is based on U.S. dollar amount of the transaction. For cash withdrawal transactions, the surcharge is in addition to the International ATM Cash Withdrawal Fee. Funds transfer Account-to-Account Transfer Fee – Online $0.00 Per transfer conducted through the OAC. Account-to-Account Transfer Fee – Customer Service Agent $4.95 Per transfer conducted through a Customer Service Agent. Dispute resolution If you have questions or would like additional information Please visit the OAC or call us at 000-000-0000. We will be happy to assist you. In addition, the Deposit Account Agreement governs the terms and conditions of Account(s) with us. Please refer to the Agreement for complete Account details. Other Service Fees Xxxx Payment Fee Visit your OAC for a full range of xxxx payment options, including ACH Debit/Preauthorized Payment transactions. Depending on the xxxx payment service you select, a fee may be assessed to your Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Funds Transfer Fee Visit your OAC for a full range of transfer options between your Account and another account or third party. Depending on the transfer service you select, a fee may be assessed to your Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Document ID: 750334419 Appendix A: PAYBACK POINTSSM PROGRAM TERMS AND CONDITIONS INTRODUCTION AND DEFINITIONS By opening the Account, you are automatically enrolled in the Payback Points Program (“Program”), and you agree to these Terms and Conditions (“Terms”) and any amendments or additions we may make to these Terms. These Terms supplement, and are hereby incorporated by reference, into the Agreement. Terms of the Agreement also apply to the Program, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION. If there is a conflict between the Agreement and these Terms, these Terms will control with respect to the Program to the extent necessary to resolve the conflict. Within these Terms, the following definitions apply:.

Other Types of Deposits. Timing will be disclosed at the time other deposit options are offered to you. This represents our general policy. For specific detailsDetails, please see the“Funds Availability”section the Funds Availability Section in the Deposit Account Agreement. Business Day Any day of the week that is not a Saturday, Sunday or federal holiday. Non-Non- Business Days are considered part of the following Business Day. Fee Schedule Continues on next page. Additional Account support Direct Deposit Fee $0.00 Balance Inquiry Fee – OAC, Mobile App, Email or Text Message $0.00 Standard text message or data rates may apply. Balance Inquiry Fee – Telephone Automated Service $0.00 Balance Inquiry Fee – Telephone Customer Service Agent $0.00 0.50 Per inquiry conducted through a Customer Service Agent. Over-the-Counter Cash Withdrawal Fee at a financial institution $0.00 Per withdrawal, plus the Foreign Transaction Fee (if any), at a bank location. A fee may also be assessed by a financial institution that is not a member financial institution (e.g., Visa or Mastercard). Over-the-Counter Cash Withdrawal Fee at a Netspend Network location Fees are determined and assessed by third parties and not the Bank. Fees, limits, and service availability vary by location. Visit your OAC for details. Additional Statement Mailing Fee $5.95 5.00 Per statement requested. $0.00 0 To view or print your statement on the OAC. Replacement Card Fee $3.95 7.00 Per replacement requested for lost, stolen, or damaged Cards. Additional Card Fee $3.95 9.95 Per additional Card requested. Custom Card Fee $4.95 Per custom Card requestedCard, if available. Card Delivery Fee 7-10 Business Days $0.00 3 Business Days $20.00 1-2 Business Days $25.00 Account Closure Fee $15.00 Per check requested to return funds at Account closure. Decline Fee – ACH Debit or Preauthorized Payment Transactions $0.00 5.00 Per declined ACH debit or preauthorized payment transaction. Stop Payment Fee – ACH Debit or Preauthorized Payment Transactions $1.00 Per stop payment requested. Foreign Transaction Fee 3.0% Fee assessed on all purchase transactions and cash withdrawals conducted outside of the U.S.; and is based on U.S. dollar amount of the transaction. For cash withdrawal transactions, the surcharge is in addition to the International ATM Cash Withdrawal Fee. Funds transfer Account-to-Account Transfer Fee – Online $0.00 Per transfer conducted through the OAC. Account-to-Account Transfer Fee – Customer Service Agent $4.95 Per transfer conducted through a Customer Service Agent. Dispute resolution If you have questions or would like additional information Please visit the OAC or call us at 0-000-000-0000. We will be happy to assist you. In addition, the Deposit Account Agreement governs the terms and conditions of Account(s) with us. Please refer to the Agreement for complete Account details. Other Service Fees Xxxx Payment Fee Visit your OAC for a full range of xxxx payment options, including ACH Debit/Preauthorized Payment transactions. Depending on the xxxx payment service you select, a fee may be assessed to your Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Funds Transfer Fee Visit your OAC for a full range of transfer options between your Account and another account or third party. Depending on the transfer service you select, a fee may be assessed to your Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Document ID: 750334419 Appendix A: PAYBACK POINTSSM PROGRAM TERMS AND CONDITIONS INTRODUCTION AND DEFINITIONS By opening the Account, you are automatically enrolled in the Payback Points Program (“Program”), and you agree to these Terms and Conditions (“Terms”) and any amendments or additions we may make to these Terms. These Terms supplement, and are hereby incorporated by reference, into the Agreement. Terms of the Agreement also apply to the Program, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION. If there is a conflict between the Agreement and these Terms, these Terms will control with respect to the Program to the extent necessary to resolve the conflict. Within these Terms, the following definitions apply:.

Other Types of Deposits. Timing will be disclosed at the time other deposit options are offered to you. This represents our general policy. For specific details, please see the“Funds Availability”section the Funds Availability section in the Deposit Account Agreement. Business Day Any day of the week that is not a Saturday, Sunday or federal holiday. Non-Non- Business Days are considered part of the following Business Day. Fee Schedule Continues on next page. Additional Account support Direct Deposit Fee $0.00 Balance Inquiry Fee – OAC, Mobile App, Email or Text Message $0.00 Standard text message or data rates may apply. Balance Inquiry Fee – Telephone Automated Service $0.00 Balance Inquiry Fee – Telephone Customer Service Agent $0.00 0.50 Per inquiry conducted through a Customer Service Agent. Over-the-Counter Cash Withdrawal Fee at a financial institution $0.00 Per withdrawal, plus the Foreign Transaction Fee (if any), at a bank location. A fee may also be assessed by a financial institution that is not a member financial institution (e.g., Visa or Mastercard). Over-the-Counter Cash Withdrawal Fee at a Netspend Network location Fees are determined and assessed by third parties and not the Bank. Fees, limits, and service availability vary by location. Visit your OAC for details. Additional Statement Mailing Fee $5.95 5.00 Per statement requested. $0.00 To view or print your statement on the OAC. Replacement Card Fee $3.95 7.00 Per replacement requested for lost, stolen, or damaged Cards. Additional Card Fee $3.95 9.95 Per additional Card requested. Custom Card Fee $4.95 Per custom Card requestedCard, if available. Card Delivery Fee 7-10 Business Days $0.00 3 Business Days $20.00 1-2 Business Days $25.00 Account Closure Fee $15.00 Per check requested to return funds at Account closure. Decline Fee – ACH Debit or Preauthorized Payment Transactions $0.00 5.00 Per declined ACH debit or preauthorized payment transaction. Stop Payment Fee – ACH Debit or Preauthorized Payment Transactions $1.00 Per stop payment requested. Foreign Transaction Fee 3.0% Fee assessed on all purchase transactions and cash withdrawals conducted outside of the U.S.; and is based on U.S. dollar amount of the transaction. For cash withdrawal transactions, the surcharge is in addition to the International ATM Cash Withdrawal Fee. Funds transfer Account-to-Account Transfer Fee – Online $0.00 Per transfer conducted through the OAC. Account-to-Account Transfer Fee – Customer Service Agent $4.95 Per transfer conducted through a Customer Service Agent. Dispute resolution If you have questions or would like additional information Please visit the OAC or call us at 0-000-000-0000. We will be happy to assist you. In addition, the Deposit Account Agreement governs the terms and conditions of Account(s) with us. Please refer to the Agreement for complete Account details. Other Service Fees Xxxx Payment Fee Visit your OAC for a full range of xxxx payment options, including ACH Debit/Preauthorized Payment transactions. Depending on the xxxx payment service you select, a fee may be assessed to your Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Funds Transfer Fee Visit your OAC for a full range of transfer options between your Account and another account or third party. Depending on the transfer service you select, a fee may be assessed to your Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Document ID: 750334419 Appendix A: PAYBACK POINTSSM PROGRAM TERMS AND CONDITIONS INTRODUCTION AND DEFINITIONS By opening the Account, you are automatically enrolled in the Payback Points Program (“Program”), and you agree to these Terms and Conditions (“Terms”) and any amendments or additions we may make to these Terms. These Terms supplement, and are hereby incorporated by reference, into the Agreement. Terms of the Agreement also apply to the Program, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION. If there is a conflict between the Agreement and these Terms, these Terms will control with respect to the Program to the extent necessary to resolve the conflict. Within these Terms, the following definitions apply:.