Common use of OUR CHARGES Clause in Contracts

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against: (A) all Disbursements; and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against:against:- (A) all Disbursements; : and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, Fees and the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days days' notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If , if so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B1.2(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of:of:- (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against: (A) all Disbursements; and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro Sterling but We may be paying the Price of it in EuroSterling. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against: (A) all Disbursements; and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase) ("Increased Funding Costs"). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary Our Discount, the Fixed Factoring Fees, the Minimum Variable Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and and/or the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have alteredaltered (including, without limitation, as a result of Increased Funding Costs). If the Fixed Factoring Fees for a period are less than the Minimum Variable Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If so so, any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Fixed Factoring Fees) the greater of: (A) the Minimum Variable Factoring Fees You would have had to pay (less the Fixed Factoring Fees already taken by Us for that period); and (B) (B) the Fixed Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Fixed Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Fixed Factoring Fees equal to the total Fixed Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against: (A) : all Disbursements; and (B) and any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase) ("Increased Funding Costs"). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary Our Discount, the Fixed Factoring Fees, the Minimum Variable Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and and/or the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have alteredaltered (including, without limitation, as a result of Increased Funding Costs). If the Fixed Factoring Fees for a period are less than the Minimum Variable Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If so so, any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Fixed Factoring Fees) the greater of: (A) : the Minimum Variable Factoring Fees You would have had to pay (less the Fixed Factoring Fees already taken by Us for that period); and (B) (B) and the Fixed Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Fixed Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Fixed Factoring Fees equal to the total Fixed Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against:against:- (A) all Disbursements; : and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, Fees and the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days days' notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If , if so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B1.2(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of:of:- (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded. 8.8 SBCI Covid-19 Credit Guarantee Scheme – Premium If this Agreement has been sanctioned under the SBCI Covid-19 Credit Guarantee Scheme and Condition 13 applies, You shall pay to Us (as collection agent on behalf of the Minister) the Premium in the amount and frequency specified in the Charging Details. If You do not make a payment of Premium to Us when it falls due, We may debit the amount of such Premium to Your Current Account.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against: (A) : all Disbursements; and (B) and any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. Unless otherwise specified by Us, if a specific Applicable Rate is (a) not available (either temporarily or on a permanent basis) or becomes unrepresentative or its use is restricted or prohibited by a relevant regulatory body; or b) the cost to Us of funding under this Agreement is in excess of Our Discount, We may (at Our discretion) use an alternative rate which We deem appropriate, or use an alternative or successor administrator of a rate or use a rate which expresses as a percentage rate per annum the cost to Us of funding Your facility from whatever source We may select (in each case making such consequential amendments to the Agreement as We deem appropriate). 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days days’ notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro Sterling but We may be paying the Price of it in EuroSterling. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) : the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will 7.1 Unless otherwise covered by a Fee Schedule, you must pay Us us the fees applicable to the information services under a SOW, plus any other amounts this clause 7 requires, including: (a) any annual or other periodic fee we charge for any of our information services that you use (which may be charged in advance); (b) our current charges for any information services you use, on the payment dates basis we set out in the Charging Details and will indemnify Us on demand against: (A) all Disbursementsour invoice; and (Bc) GST on our fees and charges. 7.2 We will tell you our current fees and charges before you use an information service, by identifying that in our price list accessible through the relevant SOW or in a proposal as part of a Fee Schedule. We will send you invoices for all our fees and charges. 7.3 Except to the extent governed by a Fee Schedule, you must pay the fees and charges to us: (a) in the manner we direct in the invoice from time to time; and (b) no later than 14 days after receipt of the relevant invoice. Payment must be made without set-off or deduction of any increase kind. You may, in good faith, dispute any charge on an invoice. To do so you must, by the date for payment, notify us of the dispute (including the invoice number, each item disputed, and the basis for each dispute) and pay all amounts not so disputed, in which case we will not charge any late fees or collection costs on the disputed amounts. If you require the Applicant to meet any fees or charges in connection with our information services, a credit card payment may be required from the Applicant and, if so, the Merchant Fee may be charged to the Applicant. 7.4 Subject only to a good faith dispute under clause 7.3, if you do not pay us by the due date for payment, we may: (a) require you to pay the whole of the amounts outstanding by you to us, which immediately become due and payable; (b) require you to pay a late payment fee of 1.5% of the amount outstanding at the due date; (c) charge interest on the amount overdue at 2% per month from the due date for payment until the date on which the debt is paid; (d) require you to pay us any costs for agents incurred in recovering money you owe us, including commissions and legal costs on a solicitor-client basis; and/or (e) list information about the default with any credit reporting body. 7.5 Except to the extent governed by a Fee Schedule, we may change our fees and charges from time to time in the cost upon 30 days’ prior notice to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, you. Our fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We charges may be paying the Price of it in Euro. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period automatically increased from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken time on shorter notice by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged increase in any tax, fee, levy, government charge or regulatory or legislative cost or statutory fee, or a third party’s data supplier fee, comprised in the price for the relevant information service. Notice may be given by update to You under this Agreement divided by the number of full Months for which it has continued or did continueour price list accessible in accordance with clause 7.2. 8.6 If We 7.6 Any outstanding charges for an information service, up to and including the date of termination, will be payable by you upon cancellation of that service. Any subscription fees will be payable (in the case of annual subscription fees, on a pro rata basis) up to and including for the full month in which the date of termination occurs. 7.7 You agree to alter keep confidential the terms and conditions of supply of our services to you, including our fees, charges and pricing arrangements under any Fee Schedule or any other agreement between us, except to the extent that such terms are generally known to the public (other than resulting from your failure to comply with the obligations of confidentiality in this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1agreement). 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against:against:- (A) all Disbursements; : and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase) ("Increased Funding Costs"). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary Our Discount, the Fixed Factoring Fees, the Minimum Variable Factoring Fees, Fees and/or the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days days' notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have alteredaltered (including, without limitation, as a result of Increased Funding Costs). If the Fixed Factoring Fees for a period are less than the Minimum Variable Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If so so, any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B1.2(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Fixed Factoring Fees) the greater of:of:- (A) the Minimum Variable Factoring Fees You would have had to pay (less the Fixed Factoring Fees already taken by Us for that period); and (B) (B) the Fixed Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Fixed Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Fixed Factoring Fees equal to the total Fixed Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You During the Price Control Period your prices for electricity and gas will pay Us track Ofgem’s default tariff price cap (introduced as a result of the charges on Domestic Gas and Electricity (Tariff Cap) Act 2018) with prices set at a 6% discount to the level for your area, meter type and payment dates set out method (they may change if you change area, meter type or payment method). The cap levels are subject to revision by Ofgem and in the Charging Details event of a change your standing charge and/or unit rate(s) for each fuel on our Cap Tracker December 2020 offer will either go up or down by a proportionate amount applicable to your meter type, region and payment method. The capped levels are reviewed twice a year and any changes will indemnify Us on demand against: (A) all Disbursements; and (B) apply to you from 1st April and 1st October each year until any increase from time to time in the cost to Us of the funds subsequent change. We obtain to provide Prepayments to You under this Agreement including will always let you know if your prices increase. The exception to the discount is if any charge or interest rate cost is imposed or other costsincurred by or as a consequence of any action, chargesorder, fees and expenses relating decision or imposition by any governmental, statutory or licensing authority, and, when added to such funds (whether such Prepayments are or reflected in existence our charges or costs at the time oftime, or made afterthis causes our prices to exceed the discounted level. If there is a change in the rate of VAT chargeable in respect of the energy we supply, such increase). 8.2 Our Discount this will be calculated daily cause our charges to change and may increase the charges you pay to us. If we provide you with incorrect prices in error we can choose not to go ahead with our agreement with you which means we may end it (including your Price Control Agreement) and we will offer you a new agreement with the correct prices. In the event that Ofgem’s default tariff price cap no longer applies, we will keep you on the debit balance on Your Current Account at prices you had prior to the end cap no longer applying for the remainder of the Price Control Period. How are prices calculated? Ofgem publish maximum annual bill values for customers with zero consumption and customers with average consumption (currently 3,100kWh for electricity and 12,000kWh for gas standard single rate meters (4,200 kWh for two unit rate metered economy 7 for electricity)). There are different capped levels for different areas, meter types and payment methods and values are subject to change from1st April and 1st October each day and then debited year. These bill values are used to Your Client Account. 8.3 We may vary create prices (unit rates & standing charges) which over the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any course of them) by giving You 30 days notice a year would result in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be customer paying the Price of it in Euromaximum annual bill value permitted by the default tariff price cap. If so any Fee Unit rates and standing charges for our Cap Tracker December 2020 tariff are then discounted by 6%. We’ll add VAT which is a percentage of excluded from the Notified Value of maximum annual bill values. More information about the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B)cap is available at xxxxx://xxx.xxxxx.xxx.xx/energy-price-caps/consumers. 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You During the Price Control Period your prices for electricity and gas will pay Us track Ofgem’s default tariff price cap (introduced as a result of the charges on Domestic Gas and Electricity (Tariff Cap) Act 2018) with prices set at a 6% discount to the level for your area, meter type and payment dates set out method (they may change if you change area, meter type or payment method). The cap levels are subject to revision by Ofgem and in the Charging Details event of a change your standing charge and/or unit rate(s) for each fuel on our Cap Tracker September 2020 offer will either go up or down by a proportionate amount applicable to your meter type, region and payment method. The capped levels are reviewed twice a year and any changes will indemnify Us on demand against: (A) all Disbursements; and (B) apply to you from 1st April and 1st October each year until any increase from time to time in the cost to Us of the funds subsequent change. We obtain to provide Prepayments to You under this Agreement including will always let you know if your prices increase. The exception to the discount is if any charge or interest rate cost is imposed or other costsincurred by or as a consequence of any action, chargesorder, fees and expenses relating decision or imposition by any governmental, statutory or licensing authority, and, when added to such funds (whether such Prepayments are or reflected in existence our charges or costs at the time oftime, or made afterthis causes our prices to exceed the discounted level. If there is a change in the rate of VAT chargeable in respect of the energy we supply, such increase). 8.2 Our Discount this will be calculated daily cause our charges to change and may increase the charges you pay to us. If we provide you with incorrect prices in error we can choose not to go ahead with our agreement with you which means we may end it (including your Price Control Agreement) and we will offer you a new agreement with the correct prices. In the event that Ofgem’s default tariff price cap no longer applies, we will keep you on the debit balance on Your Current Account at prices you had prior to the end cap no longer applying for the remainder of the Price Control Period. How are prices calculated? Ofgem publish maximum annual bill values for customers with zero consumption and customers with average consumption (currently 3,100kWh for electricity and 12,000kWh for gas standard single rate meters (4,200 kWh for two unit rate metered economy 7 for electricity)). There are different capped levels for different areas, meter types and payment methods and values are subject to change from1st April and 1st October each day and then debited year. These bill values are used to Your Client Account. 8.3 We may vary create prices (unit rates & standing charges) which over the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any course of them) by giving You 30 days notice a year would result in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be customer paying the Price of it in Euromaximum annual bill value permitted by the default tariff price cap. If so any Fee Unit rates and standing charges for our Cap Tracker September 2020 tariff are then discounted by 6%. We’ll add VAT which is a percentage of excluded from the Notified Value of maximum annual bill values. More information about the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B)cap is available at xxxxx://xxx.xxxxx.xxx.xx/energy-price-caps/consumers. 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against:against:- (A) all Disbursements; : and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, Fees and the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If , if so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B1.2(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of:of:- (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will 7.1 Unless otherwise covered by a Fee Schedule, you must pay Us us the fees applicable to the information services under a SOW, plus any other amounts this clause 7 requires, including: (a) any annual or other periodic fee we charge for any of our information services that you use (which may be charged in advance); (b) our current charges for any information services you use, on the payment dates basis we set out in the Charging Details and will indemnify Us on demand against: (A) all Disbursementsour invoice; and (Bc) GST on our fees and charges. 7.2 We will tell you our current fees and charges before you use an information service, by identifying that in our price list accessible through the relevant SOW or in a proposal as part of a Fee Schedule. We will send you invoices for all our fees and charges. 7.3 Except to the extent governed by a Fee Schedule, y ou must pay the fees and charges to us: (a) in the manner we direct in the invoice from time to time; and (b) no later than 14 days after receipt of the relevant invoice. Payment must be made without set-off or deduction of any increase kind. You may, in good faith, dispute any charge on an invoice. To do so you must, by the date for payment, notify us of the dispute (including the invoice number, each item disputed, and the basis for each dispute) and pay all amounts not so disputed, in which case we will not charge any late fees or collection costs on the disputed amounts. If you require the Applicant to meet any fees or charges in connection with our information services, a credit card payment may be required from the Applicant and, if so, the Merchant Fee may be charged to the Applicant. 7.4 Subject only to a good faith dispute under clause 7.3, if you do not pay us by the due date for payment, we may: (a) require you to pay the whole of the amounts outstanding by you to us, which immediately become due and payable; (b) require you to pay a late payment fee of 1.5% of the amount outstanding at the due date; (c) charge interest on the amount overdue at 2% per month from the due date for payment until the date on which the debt is paid; (d) require you to pay us any costs for agents incurred in recovering money you owe us, including commissions and legal costs on a solicitor-client basis; and/or (e) list information about the default with any credit reporting body. 7.5 Except to the extent governed by a Fee Schedule, we may change our fees and charges from time to time in the cost upon 30 days’ prior notice to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, you. Our fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We charges may be paying the Price of it in Euro. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period automatically increased from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of: (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken time on shorter notice by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged increase in any tax, fee, levy, government charge or regulatory or legislative cost or statutory fee, or a third party’s data supplier fee, comprised in the price for the relevant information service. Notice may be given by update to You under this Agreement divided by the number of full Months for which it has continued or did continueour price list accessible in accordance with clause 7.2. 8.6 If We 7.6 Any outstanding charges for an information service, up to and including the date of termination, will be payable by you upon cancellation of that service. Any subscription fees will be payable (in the case of annual subscription fees, on a pro rata basis) up to and including for the full month in which the date of termination occurs. 7.7 You agree to alter keep confidential the terms and conditions of supply of our services to you, including our fees, charges and pricing arrangements under any Fee Schedule or any other agreement between us, except to the extent that such terms are generally known to the public (other than resulting from your failure to comply with the obligations of confidentiality in this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1agreement). 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.

OUR CHARGES. 8.1 You will pay Us the charges on the payment dates set out in the Charging Details and will indemnify Us on demand against:against:- (A) all Disbursements; and (B) any increase from time to time in the cost to Us of the funds We obtain to provide Prepayments to You under this Agreement including to the discount or interest rate or other costs, charges, fees and expenses relating to such funds (whether such Prepayments are in existence at the time of, or made after, such increase). 8.2 Our Discount will be calculated daily on the debit balance on Your Current Account at the end of each day and then debited to Your Client Account. 8.3 We may vary the Factoring Fees, the Minimum Factoring Fees, the Annual Review Fee, the Non-Recourse Fee and the Customer Protection Services Fees (or any of them) by giving You 30 days notice in Writing at any time after We consider that either of Our risk in, or costs of, operating this Agreement have altered. If the Factoring Fees for a period are less than the Minimum Factoring Fees for that period set out in the Charging Details (or varied under this Condition) You will pay Us the shortfall on the payment date for this set out in the Charging Details. We may debit Your Client Account with the shortfall We believe will happen in any later period. 8.4 A Debt may not be payable in Euro but We may be paying the Price of it in Euro. If so any Fee which is a percentage of the Notified Value of the Debt will be applied to the Price of the Debt worked out under Condition 1.3(B). 8.5 If (i) this Agreement ends earlier than You could end it under Condition 10 or (ii) a Termination Event happens, then for the period from either such event until the time to which this Agreement should continue under Condition 10 You will, if We ask, pay Us (for lost Factoring Fees) the greater of:of:- (A) the Minimum Factoring Fees You would have had to pay (less the Factoring Fees already taken by Us for that period); and (B) (B) the Factoring Fees You would have had to pay for that period if payable at an amount per Month (or part Month) equal to (i) if the Agreement has continued for at least 6 Months, the total Factoring Fees charged to You in the 6 Months immediately before this Agreement ended or the Termination Event happened divided by 6; or (ii) if this Agreement has not continued for at least 6 Months, the Factoring Fees equal to the total Factoring Fees charged to You under this Agreement divided by the number of full Months for which it has continued or did continue. 8.6 If We agree to alter this Agreement or to provide extra services, reports or facilities for which You ask Us You will pay Us such fees for this as We ask. This includes if We make any payment to You which is more than or made more quickly than is required under Condition 1.1. 8.7 You will pay all VAT due on amounts payable by You under this Agreement. No Fees will be refunded.