Common use of OUR CHARGES Clause in Contracts

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically this will be: Investment business: fees agreed and paid by you Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories:

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically this will be:  Investment business: fees agreed and paid by you  Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories:

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically Typically, this will be: • Investment business: fees agreed and paid by you you. • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium premium. More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories:

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically this will be: • Investment business: fees agreed and paid by you • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories:

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically Typically, this will be: Investment business: fees Fees agreed and paid by you Insurance business: fees Fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium Lifetime Mortgage Business & Defined Benefit Pension Transfer business: Please see our specific client service brochures for details of our charges in connection with these business types More details on these options and how they are paid is found in the following sections on initial and ongoing charges. charges Our charges fall into the following categories:

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically Typically, this will be: Investment business: fees Fees agreed and paid by you you. Insurance business: fees Fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium premium. Lifetime Mortgage Business: Please see our specific client service brochure for details of our charges in connection with this business type. More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories: