Common use of OUR CHARGES Clause in Contracts

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically this will be: • Investment business: fees agreed and paid by you • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories: a) Initial charges: these are the upfront costs of our services. We offer several types of initial service depending on your needs.

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically this will be: • Investment business: fees agreed and paid by you • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories: a) Initial charges: these are the upfront costs of our services. We offer several types of initial service depending on your needs.

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically Typically, this will be: • Investment business: fees agreed and paid by you • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. Our charges fall into the following categories: a) Initial charges: these These are the upfront costs of our services. We offer several types of initial service depending on your needs.

OUR CHARGES. The way we are paid for our services may depend on the type of advice given. Typically Typically, this will be: • Investment business: fees agreed and paid by you • Insurance business: fees agreed and paid by you or commission payable by the insurance provider, which is a percentage of the total annual premium More details on these options and how they are paid is found in the following sections on initial and ongoing charges. charges Our charges fall into the following categories: a) Initial charges: these These are the upfront costs of our services. We offer several types of initial service depending on your needs.