Common use of Our Funds Availability Policy Clause in Contracts

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “deposit cut-off time”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “deposit cut-off time”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 PM ET Same business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.6 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 3:00 PM ET Same business day The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.6 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts for more information.Domestic wire 1:00 PM ET Same business day Cash deposit at in-network ATM 3:00 PM ET Next business day

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “deposit cut-off time”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Cash deposit at in-network ATM 3:00 PM ET Next business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.5 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “deposit cut-off time”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Cash deposit at in-network ATM 3:00 PM ET Next business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Cash deposit at in-network ATM 3:00 PM ET Next business day The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.6 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off cutoff time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Internal transfers between eligible accounts managed by the Program Partner (accounts you own and accounts with others) N/A Immediately The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.6 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Cash deposit at in-network ATM 3:00 PM ET Next business day The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.6 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “"deposit cut-off time”". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to the section below on connected accounts Section 3.5 for more information.