Common use of Our Funds Availability Policy Clause in Contracts

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 PM ET Same business day Check deposits via the Mobile Deposit Services 7:00 PM ET Within 5 business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to Section 3.7 for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 PM ET Same business day Check deposits Cash deposit at in-network ATM 3:00 PM ET Next business day Checks (via the Mobile Check Deposit Services 7:00 Services) 3:00 PM ET Within 5 five (5) business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer below to Section 3.7 the section on transfers to and from connected accounts for more informationinformation on funds availability for connected accounts. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 the section titled “ACH Origination Service” below for more informationinformation on funds availability for ACH Origination Service transactions.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 4:00 PM ET Same business day Check deposits Checks (via the Mobile Check Deposit Services 7:00 Services) 3:00 PM ET Within 5 five (5) business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer below to Section 3.7 the section on transfers to and from connected accounts for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 the section titled “ACH Origination Service” below for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "“deposit cut-off time"”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 4:00 PM ET Same business day Check deposits Cash deposit at in-network ATM 3:00 PM ET Next business day Checks (via the Mobile Check Deposit Services 7:00 Services) 3:00 PM ET Within 5 five (5) business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to Section 3.7 for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 section below on connected accounts for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit Cash deposit at in-network ATM 3:00 PM ET Same business day Domestic wire 1:00 3:00 PM ET Same Next business day Check deposits via the Mobile Deposit Services 7:00 PM ET Within 5 business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer below to Section 3.7 the section on transfers to and from connected accounts for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 the section titled “ACH Origination Service” below for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "“deposit cut-off time"”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 PM ET Same business day Check deposits Cash deposit at in-network ATM 3:00 PM ET Next business day Checks (via the Mobile Check Deposit Services 7:00 Services) 3:00 PM ET Within 5 five (5) business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer to Section 3.7 for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 section below on connected accounts for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 4:00 PM ET Same business day Check deposits Cash deposit at in-network ATM 3:00 PM ET Next business day Checks (via the Mobile Check Deposit Services 7:00 Services) 3:00 PM ET Within 5 five (5) business days The availability of funds transferred to your Account from a connected bank account held by another financial institution follow different rules. Please refer below to Section 3.7 the section on transfers to and from connected accounts for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 the section titled “ACH Origination Service” below for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "“deposit cut-off time". .” If you make a deposit before our deposit cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after deposit our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 3:00 PM ET Same business day Check deposits via the Mobile Deposit Services 7:00 PM ET Within 5 business days The availability of funds transferred to your Account from a connected bank account Linked Bank Account held by another financial institution follow different rules. Please refer to Section 3.7 for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 for more information.

Our Funds Availability Policy. It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the "deposit cut-off time". If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day we are not open, we will consider the deposit to be made on the next business day that we are open. If you make a deposit via… The cut-off time is… And those funds are available… Internal transfer between two Accounts you have with us N/A Immediately Direct deposit 3:00 PM ET Same business day Domestic wire 1:00 3:00 PM ET Same business day Check deposits via the Mobile Deposit Services 7:00 PM ET Within 5 business days The availability of funds transferred to your Account from a connected linked bank account held by another financial institution follow different rules. Please refer to Section 3.7 3.6 for more information. In addition, the availability of any funds credited to your Account as a result of transactions initiated via the ACH Origination Service also follow different rules. Please refer to Section 5 for more information.