Common use of Our Liability for Failure to Make Transfers Clause in Contracts

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * If, through no fault of ours, you do not have enough money in your account to make the transfer. * If the money in your account is subject to legal process or other claim restricting such transfer. * If the transfer would go over the credit limit on your overdraft line. * If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Xxxxxx Xxxx, Xxxxx Xxxx, XX 00000 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * Tell us your name and account number (if any). * Describe the error or the transfer you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information. * Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * If, through no fault of ours, you do not have enough money in your account to make the transfer. * If the money in your account is subject to legal process or other claim restricting such transfer. * If the transfer would go over the credit limit on your overdraft line. * If the ATM where you are making the transfer does not have enough cash. * If the terminal or system was not working properly and you knew about the breakdown when you started the transfer. * If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. * There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000888) 000-000- 0000, or write us at R BANK,0000 Peoples Bank & Trust, 000 X Xxxx Xxxxxx XxxxXxxxxx, Xxxxx Xxxx, XX 00000 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * Tell us your name and account number (if any). * Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: *  If, through no fault of ours, you do not have enough money in your account to make the transfer. *  If the money in your account is subject to legal process or other claim restricting such transfer. *  If the transfer would go over the credit limit on your overdraft line. *  If the ATM where you are making the transfer does not have enough cash.  If the terminal or system was not working properly and you knew about the breakdown when you started the transfer.  If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. In Case of Errors or Questions About Your Electronic Transfers There may be other exceptions stated in our agreement with you. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Xxxxxx Xxxx, Xxxxx Xxxx, XX 00000 using the Contact Information listed below as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. *  Tell us your name and account number (if any). *  Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. *  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within tenten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. If a notice of error involves an electronic fund transfer that occurred within thirty (30) days after the first deposit to the account was made, the error involves a new account. For errors involving new accounts, point of sale debit card transactions, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. For new accounts we may take up to twenty (20) business days to credit your account for the amount you think is in error. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation.

Our Liability for Failure to Make Transfers. If we do not complete a transfer Transfer to or from your account Collateral Account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT not be liable for instance: * If(1) if the Transfer is not complete, through no fault of oursor is reversed, you do because a third party does not have enough money in your account to make permit the transfer. * If the money in your account is subject to legal process or other claim restricting such transfer. * If the transfer would go over the credit limit on your overdraft line. * If Transfer; (2) if circumstances beyond our control (such as fire or flood) prevent the transactionTransfer, despite reasonable precautions that we have taken; or (3) if there are other exceptions stated in our agreement with you. Transfers from Your Account. Electronic fund transfers cannot be made from your Collateral Account. See “Withdrawals,” above. In Case case of Errors errors or Questions About Your Electronic Transfers. Telephone questions about your funding Transfers call us at (000) 0-000-0000, 000-0000 or write us at R BANK,0000 X Xxxx Xxxxxx XxxxP.O. Box 9206, Xxxxx XxxxOld Bethpage, XX 00000 NY 11804 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer funding Transfer listed on the statement or receipt. We must hear from you no later than sixty (60) 60 days after we sent the FIRST statement on which the problem or error appeared. * Tell When reporting an error or making an inquiry: (1) tell us your name and account number number; (if any). * Describe 2) describe the error or the transfer Transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * Tell ; (3) tell us the dollar amount of the suspected error. If you tell us orally, we may require that you also send us your complaint or question in writing within ten (10) 10 business days. We will determine whether an error occurred within ten (10) 10 business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) 45 days to investigate your complaint or question. If we decide to do this, we will credit your account Collateral Account within ten10 business days for the amount you think is in error, so that you will have the benefit of your money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your Collateral Account. For errors involving a new Collateral Account, we may take up to 90 days to investigate your complaint or question and we may take up to 20 business days to credit your Collateral Account for the amount you think is in error. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation.

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * If, through no fault of ours, you do not have enough money in your account to make the transfer. * If the money in your account is subject to legal process or other claim restricting such transfer. * If the transfer would go over the credit limit on your overdraft line. * If the ATM where you are making the transfer does not have enough cash. * If the terminal or system was not working properly and you knew about the breakdown when you started the transfer. * If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. * There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000) 000-00000000000, or write us at R BANK,0000 Peoples Bank & Trust, 000 X Xxxx Xxxxxx XxxxXxxxxx, Xxxxx Xxxx, XX 00000 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * Tell us your name and account number (if any). * Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * • If, through no fault of ours, you do not have enough money in your account to make the transfer. * • If the money in your account is subject to legal process or other claim restricting such transfer. * • If the transfer would go over the credit limit on your overdraft line. * • If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. • There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Xxxxxx XxxxPO Box 508, Xxxxx XxxxDelhi, XX 00000 NY 13753 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * • Tell us your name and account number (if any). * • Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from form your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: *  If, through no fault of ours, you do not have enough money in your account to make the transfer. *  If the money in your account is subject to legal process or other claim restricting such transfer. *  If the transfer would go over the credit limit on your overdraft line. *  If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken.  There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000701) 000-000- 0000, or write us at R BANK,0000 X Xxxx Community Credit Union, 00 Xxxxx Xxxxxx XxxxXxxxx, Xxxxx XxxxXxx Xxxxxxxx, XX 00000 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST First statement on which the problem or error appeared. *  Tell us your name and account number (if any). *  Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. *  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business Business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-forty five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within tenten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. If a notice of error involves an electronic fund transfer that occurred within thirty (30) days after the first deposit to the account was made, the error involves a new account. For errors involving new accounts, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. For new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If a notice of error involves unauthorized use of your point of sale debit card with the VISA logo when it is used as a VISA point of sale debit card, we will provide provisional credit within five

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * • If, through no fault of ours, you do not have enough money in your account to make the transfer. * • If the money in your account is subject to legal process or other claim restricting such transfer. * • If the transfer would go over the credit limit on your overdraft line. * • If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. • There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Xxxxxx XxxxPO Box 508, Xxxxx XxxxDelhi, XX 00000 NY 13753 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * • Tell us your name and account number (if any). * • Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * • Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within tenten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If a notice of error involves an electronic fund transfer that occurred within thirty (30) days after the first deposit to the account was made, the applicable time periods for the action shall be twenty (20) business days in place of ten (10) business days. If a notice of error involves an electronic fund transfer that was initiated in a foreign country, or occurred within thirty (30) days after the first deposit to the account was made, the applicable time period for action shall be ninety (90) calendar days in place of forty five (45) calendar days.

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: * o If, through no fault of ours, you do not have enough money in your account to make the transfer. * o If the money in your account is subject to legal process or other claim restricting such transfer. * o If the transfer would go over the credit limit on your overdraft line. * o If the ATM where you are making the transfer does not have enough cash. o If the terminal or system was not working properly and you knew about the breakdown when you started the transfer. o If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken. o There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your about your Electronic Transfers. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Xxxxxx Xxxx, Xxxxx Xxxx, XX 00000 as soon as you can, if : If you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receiptreceipt as soon as you can call or visit us at your local branch; write us at GIRARD NATIONAL BANK, 000 X Xxxxxx Xxxxxx, X X Xxx 00, XXXXXX, XX 00000-0000; or call us at 000-000-0000. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. * o Tell us your name and account number (if any). * o Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. * o Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-forty five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within tenten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within t en (10) business days, we may not credit your account. If a notice of error involves an electronic fund transfer that occurred within thirty (30) days after the first deposit to the account was made, the error involves a new account. For errors involving new accounts, point of sale debit card transactions, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. For new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. o To complete transfers as necessary; o To verify the existence and condition of your account upon the request of a third party, such as a credit bureau or merchant; or o To comply with government agency or court orders; or o If you give us your written permission.

Our Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable for instance: *  If, through no fault of ours, you do not have enough money in your account to make the transfer. *  If the money in your account is subject to legal process or other claim restricting such transfer. *  If the transfer would go over the credit limit on your overdraft line. *  If the ATM where you are making the transfer does not have enough cash.  If the terminal or system was not working properly and you knew about the breakdown when you started the transfer.  If circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions that we have taken.  There may be other exceptions stated in our agreement with you. In Case of Errors or Questions About Your Electronic Transfers. Telephone us at (000) 000-0000, or write us at R BANK,0000 X Xxxx Community Credit Union, 00 Xxxxx Xxxxxx XxxxXxxxx, Xxxxx XxxxXxx Xxxxxxxx, XX 00000 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. *  Tell us your name and account number (if any). *  Describe the error or the transfer you are unsure about about, and explain as clearly as you can why you believe it is an error or why you need more information. *  Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten