Electronic Fund Transfer Act Disclosures Sample Clauses

Electronic Fund Transfer Act Disclosures. This disclosure applies solely to consumer accounts established primarily for personal, family, or household purposes. Please direct all inquiries to our main office: 0000 Xxxxx Xxxxxxxxx Xxxxxx Xxxx, Xxxxxxxx 00000 Telephone: 000-000-0000 Out of area, call toll-free: 000-000-0000 Business Days: Monday through Friday, except Federal holidays.
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Electronic Fund Transfer Act Disclosures. This disclosure applies solely to Consumer Banking accounts established primarily for personal, family, or household purposes. Please direct all inquiries to our main office:
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Electronic Fund Transfer Act Disclosures. Certain types of electronic funds transfers involving debits or credits to accounts held by “consumers” (i.e., natural persons) at U.S. financial institutions such as the Branch are subject to the provisions of the Electronic Fund Transfer Act (the “EFTA”). The EFTA does not apply to corporate or other business accounts. If you are a corporation or other business organization, you represent on a continuing basis, by using the System, that you are not a "consumer" and that none of your Accounts are or will be used for personal, family, or household purposes, and you acknowledge that none of the transactions conducted through the System will be subject to the EFTA. With respect to the Services covered by this Agreement (and assuming you are a "consumer"), the EFTA generally will apply to transfers of funds between an Account at the Branch and another account within Banco Sabadell and may also apply to certain other types of electronic funds transfers, but it generally will not apply to transfers of funds from an Account at the Branch to an account at another financial institution (“Bank-to-Bank Transfers”). Bank-to- Bank Transfers and other funds transfers to which the EFTA does not apply will be subject to Article 4A of the Uniform Commercial Code. (See Section K below for provisions specifically applicable to such transfers.) The disclosures contained in this Section J summarize your rights and responsibilities under the EFTA (if you are a "consumer") in connection with those electronic funds transfers involving your Accounts that are subject to the EFTA (if any). Sections D, E, F, G, H, and I of this Agreement also include certain disclosures required by the EFTA; however, those sections apply not only to electronic funds transfers subject to the EFTA, but to Article 4A Transfers and other transactions effected through the System as well (irrespective of whether or not you are a "consumer"). Please read all of the disclosures carefully and retain this Agreement in a safe place so that you will have them for future reference.
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Electronic Fund Transfer Act Disclosures. This Section 5 applies to your use of Services as it relates to your Card Account pursuant to Regulation E. Regulation E applies to certain types of electronic fund transfers you can make from or to your Card Account, such as payments made from your Card Account using the Xxxx Pay Service. Regulation E sets forth the basic rights, liabilities and responsibilities of consumers who use electronic fund transfers and of the financial institutions or other persons who offer these services. It includes the actions you need to take if you believe your Access Credentials, Emerald Card, Emerald Card number, or Personal Identification Number ("PIN") has been lost or stolen, or if you notice an error or unauthorized electronic fund transfer on your Card Account and the rules regarding your potential liability for transfers.
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Electronic Fund Transfer Act Disclosures. The following information relates to your Checking Account:
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Electronic Fund Transfer Act Disclosures for more information. By using the Portal to initiate a withdrawal of funds from your Account, you authorize us to make the transaction you select on the Portal. We may subtract from your balance the amount of any withdrawal or debit transaction that you initiated or approved. We may require you to provide us with identification, documentation or information that is acceptable to us before allowing the transaction. You may not make any withdrawal that would exceed the available balance in your Account. See the Insufficient Funds section below. We may refuse any withdrawal by any method we do not specifically permit for your Account, that does not include all information we require, or that would exceed any applicable frequency or dollar limits or cause your Account to be overdrawn. We reserve the right to establish (and change) maximum dollar limits and other restrictions for withdrawal transactions from time to time. If we do so, we will notify you as required by applicable law. We may refuse or delay any withdrawal or transfer request which appears to us to be illegal, fraudulent or that presents undue risk of damage to us. Even if we honor a nonconforming request, we may treat your continued failure to comply with abuse of the stated limitations (if any) as your act of closing the Account. We will use the date the transaction is completed by us (as opposed to the date you initiate it) to apply the frequency limitations. We may require not less than seven (7) days’ notice in writing before each withdrawal from the Transaction Account or Savings Account. See the Funds Availability Disclosure for information about when you can withdraw funds you deposit. ACH CUTOFF TIME Requests through the Portal to transfer funds to or from your Account via ACH must be received by us by 11:00 AM Central Time on a Business Day to be initiated on that Business Day. Online transfer requests received by us after 11:00 AM Central Time or on a day that is not a Business Day generally will be initiated on the next Business Day. If we hold both Accounts involved in the funds transfer (e.g., a funds transfer from the Transaction Account to the Savings Account), then these ACH cutoff times do not apply. Instead, we will generally make the transferred funds available in the receiving Account on the same Business Day that you submit your transfer request on the Portal.
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Electronic Fund Transfer Act Disclosures for more information about your rights and responsibility in the event of unauthorized use of your Account.
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Electronic Fund Transfer Act Disclosures. This Section 5 applies to your use of Services as it relates to your Card Account pursuant to Regulation E. Regulation E applies to certain types of electronic fund transfers you can make from or to your Card Account. Regulation E sets forth the basic rights, liabilities and responsibilities of consumers who use electronic fund transfers and of the financial institutions or other persons who offer these services. It includes the actions you need to take if you believe your Access Credentials, Emerald Card, Emerald Card number, or Personal Identification Number ("PIN") has been lost or stolen, or if you notice an error or unauthorized electronic fund transfer on your Card Account and the rules regarding your potential liability for transfers.
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Related to Electronic Fund Transfer Act Disclosures

  • Electronic Fund Transfers The following provisions apply only to Electronic Fund Transfers (“EFTs”). EFTs are any transfer of funds initiated with your Card(s) at an ATM or as a PIN based debit transaction (Point of Sale). You will have access to either your deposit or credit card accounts, or both if you so choose, with Commerce Bank. We can cancel these services at any time and for any reason without notice. We can also cancel your entire Account, including credit card services, and revoke your Card(s) as provided in the CANCELLATION paragraph above. This may be done by an ATM or merchant not returning your Card(s) to you. We may change the terms of this Agreement relating to EFTs without notice to you unless required by law. WHAT CONSTITUTES BANK’S BUSINESS DAY Our Business Days are Monday through Friday. Federal holidays are not included. DISCLOSURE OF CONSUMER’S LIABILITY FOR UNAUTHORIZED TRANSFERS AND ADVISABILITY OF PROMPT REPORTING Tell us AT ONCE if you believe your Card(s) has/have been lost or stolen or if you believe that an EFT has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your deposit account plus your maximum overdraft line of credit. If you tell us within two Business Days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two Business Days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card and making transfers from your deposit account without your permission if you had told us, you could lose as much as $500.00. Also, if your deposit statement shows transfers that you did not make, including those made by Card, code or other means, tell us at once. If you do not tell us within 60 days after the deposit statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods at our discretion.

  • Electronic Fund Transfer 10.1 Employees will receive their pay and any reimbursements via electronic fund transfer (payroll direct deposit). The University will provide electronic pay advices to all employees.

  • Electronic Fund Transfers Initiated By Third Parties You may authorize a third party to initiate electronic fund transfers between your account and the third party’s account. These transfers to make or receive payment may be one-time occurrences or may recur as directed by you. These transfers may use the Automated Clearing House (ACH) or other payments network. Your authorization to the third party to make these transfers can occur in a number of ways. For example, your authorization to convert a check or draft to an electronic fund transfer or to electronically pay a returned check or draft charge can occur when a merchant provides you with notice and you go forward with the transaction (typically, at the point of purchase, a merchant will post a sign and print the notice on a receipt). In all cases, these third party transfers will require you to provide the third party with your account number and credit union information. This information can be found on your check or draft as well as on a deposit or withdrawal slip. Thus, you should only provide your credit union and account information (whether over the phone, the Internet, or via some other method) to trusted third parties whom you have authorized to initiate these electronic fund transfers. Examples of these transfers include, but are not limited to: • Preauthorized credits. You may make arrangements for certain direct deposits to be accepted into your checking or savings account(s). • Preauthorized payments. You may make arrangements to pay certain recurring bills from your checking or savings account(s). • Electronic check or draft conversion. You may authorize a merchant or other payee to make a one-time electronic payment from your checking or share draft account using information from your check or draft to pay for purchases or pay bills. • Electronic returned check or draft charge. You may authorize a merchant or other payee to initiate an electronic funds transfer to collect a charge in the event a check or draft is returned for insufficient funds. Please also see Limitations on frequency of transfers section regarding limitations that apply to savings accounts. Direct Touch Banking Telephone Transfers - types of transfers - You may access your account by telephone 24 hours a day at (000) 000-0000 and Toll Free (866) 913- 3733 using your personal identification number, a touch tone phone, and Base account number, to: • transfer funds from checking to savings • transfer funds from savings to checking • transfer funds from savings to savings • make payments from checking to loan accounts with us • make payments from savings to loan accounts with us • get information about: - the account balance of checking accounts - the last five transactions to checking accounts - the account balance of savings accounts - the last five transactions to savings accounts Please also see Limitations on frequency of transfers section regarding limitations that apply to telephone transfers.

  • Electronic Signatures and Electronic Records The Parties consent to the use of electronic signatures. The Agreement, and any other documents requiring a signature hereunder, may be signed electronically by the Parties in the manner specified by any applicable City regulation, rule, and/or ordinance. The Parties agree not to deny the legal effect or enforceability of the Agreement solely because it is in electronic form or because an electronic record was used in its formation. The Parties agree not to object to the admissibility of the Agreement in the form of an electronic record, or a paper copy of an electronic document, or a paper copy of a document bearing an electronic signature, on the ground that it is an electronic record or electronic signature or that it is not in its original form or is not an original.

  • Electronic Protected Health Information “Electronic Protected Health Information” means individually identifiable health information that is transmitted by or maintained in electronic media.

  • Electronic Transfer of Information Grantee will establish and maintain adequate internal controls, security, and oversight for the approval and electronic transfer of information regarding payments and reporting requirements. Grantee certifies that the electronic payment requests and reports transmitted will contain true, accurate, and complete information.

  • Electronic Records You acknowledge and agree that we may in our discretion store all records electronically; and that we will not retain and have no obligation to retain any original documents for any period of time. This applies to all documentation including but not limited to checks, transaction records, notes, mortgages, deeds of trust and other loan and/or security documentation. We will routinely destroy all original documentation. We may store records electronically via imaging, scanning, filming or other technology used in the financial services industry for the storage of documentation via internal processes or third-party processors that we approve for these services. You agree that such storage shall be secure, and further agree that such records shall for all purposes be recognized and admissible in evidence or otherwise to prove the agreements, rights and obligations of the parties pursuant to any such records.

  • Confidentiality and Safeguarding of University Records; Press Releases; Public Information Under this Agreement, Contractor may (1) create, (2) receive from or on behalf of University, or (3) have access to, records or record systems (collectively, University Records). Among other things, University Records may contain social security numbers, credit card numbers, or data protected or made confidential or sensitive by Applicable Laws. [Option (Include if University Records are subject to FERPA.): Additional mandatory confidentiality and security compliance requirements with respect to University Records subject to the Family Educational Rights and Privacy Act, 20 United States Code (USC) §1232g (FERPA) are addressed in Section 12.41.] [Option (Include if University is a HIPAA Covered Entity and University Records are subject to HIPAA.): Additional mandatory confidentiality and security compliance requirements with respect to University Records subject to the Health Insurance Portability and Accountability Act and 45 Code of Federal Regulations (CFR) Part 160 and subparts A and E of Part 164 (collectively, HIPAA) are addressed in Section 12.26.] Contractor represents, warrants, and agrees that it will: (1) hold University Records in strict confidence and will not use or disclose University Records except as (a) permitted or required by this Agreement, (b) required by Applicable Laws, or (c) otherwise authorized by University in writing; (2) safeguard University Records according to reasonable administrative, physical and technical standards (such as standards established by the National Institute of Standards and Technology and the Center for Internet Security [Option (Include if Section 12.39 related to Payment Card Industry Data Security Standards is not include in this Agreement.):, as well as the Payment Card Industry Data Security Standards]) that are no less rigorous than the standards by which Contractor protects its own confidential information; (3) continually monitor its operations and take any action necessary to assure that University Records are safeguarded and the confidentiality of University Records is maintained in accordance with all Applicable Laws and the terms of this Agreement; and (4) comply with University Rules regarding access to and use of University’s computer systems, including UTS165 at xxxx://xxx.xxxxxxxx.xxx/board-of-regents/policy-library/policies/uts165-information-resources-use-and-security-policy. At the request of University, Contractor agrees to provide University with a written summary of the procedures Contractor uses to safeguard and maintain the confidentiality of University Records.

  • ELECTRONIC SUBMISSIONS Concessionaire must have the capacity to send and receive electronic submissions and communications as a pre-condition and continuing requirement of this Agreement. For purposes of this Agreement, “Electronic Submissions” shall only include the transmission of documents by email. Concessionaire shall comply with the following terms and conditions:

  • Electronic Disclosures We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other disclosures may include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures electronically is described within this Agreement. YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Opting out of electronic only statements on the statements page within the Service, • Sending us a message via the Contact Us option within the Online Banking Service or • Calling us at (000)000-0000. If you send us a message through the Online Banking Service, please be sure to identify yourself and the applicable accounts. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for e-statements and then later close your accounts with Relyance Bank, N. A., your access to the Online Banking Service will also be terminated. You may request paper copies of historical statements by contacting us. A fee may apply. You should print or save a copy of all disclosures delivered electronically. Online banking customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

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