Common use of Overage Rider Clause in Contracts

Overage Rider. An employee's spouse is covered while the employee is eligible for Regional Municipality of Niagara employee health benefits coverage. Unmarried, dependent children related by birth, by adoption or guardianship, and residing with the employee or the employee's spouse, including same-sex partners, are covered until the end of the year in which they attain age 21. Children related to the employee as above may be eligible for continued coverage after the end of the year in which they attain age 21, if they are between the ages of 21 and 25, are unmarried, reside with the employee, or, if they do not reside with the employee, are the employee's legal responsibility for the provision of medical care, and are dependent on the employee for their support and are in attendance full time at a university or college. Eligible children may be continued under the employee's coverage beyond the year in which they attain age 21 until they no longer meet any one of the above eligibility requirements or until the end of the year in which they become 25. Eligible children who are totally and permanently disabled before the age of 21 may receive continued coverage beyond their 25th year provided that they are not married, legally reside with the employee, that they are totally and permanently disabled, and if a physician certified that there is total and permanent disability.