Common use of Overdraft Determination Clause in Contracts

Overdraft Determination. Overdrafts will be determined based on the available balance in your account at the time of presentment. Your available balance may be lower than your actual balance due to funds held for debit card transactions you have authorized and deposited checks held pursuant to our funds availability policy. To avoid an overdraft, you can view your available balance through Online Banking, Mobile Banking, and at ATMs. Transactions may not be presented in the order that you make them. KCU posts checks, items, and executes other transactions in the order in which they are received. The order in which checks or items are received and processed may affect if an overdraft occurs and the total amount of overdraft fees that may be charged to your account.

Appears in 3 contracts

Samples: Membership and Accounts Agreement, Membership and Accounts Agreement, Membership and Accounts Agreement

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Overdraft Determination. Overdrafts will be determined based on the available balance in your account at the time of presentment. Your available balance may be lower than your actual balance due to funds held for debit card transactions you have authorized authorized, and deposited checks held pursuant to our funds availability policy. To avoid an overdraft, you can view your available balance through Online Banking, Mobile Banking, and at ATMs. Transactions may not be presented in the order that you make them. KCU posts checks, items, and executes other transactions in the order in which they are received. The order in which checks or items are received and processed may affect if an overdraft occurs and the total amount of overdraft fees that may be charged to your account.

Appears in 3 contracts

Samples: Membership and Accounts Agreement, Membership and Accounts Agreement, Membership and Accounts Agreement

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Overdraft Determination. Overdrafts will be determined based on the available balance in your account at the time of presentment. Your available balance may be lower than your actual balance due to funds held for debit card transactions you have authorized and deposited checks held pursuant to our funds availability policy. To avoid an overdraft, you can view your available balance through Online Bankingonline banking, Mobile Banking, and at ATMs. Transactions may not be presented in the order that you make them. KCU posts We post checks, items, and executes execute other transactions transactions, in the order in which they are received. The order in which checks or items checks, items, and other transactions are received and processed may affect if an overdraft occurs and the total amount of overdraft fees that may be charged to your accountcharged.

Appears in 2 contracts

Samples: Membership and Account Agreement, Membership and Account Agreement

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