Common use of OVERSEAS TRANSACTIONS Clause in Contracts

OVERSEAS TRANSACTIONS. 15.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate of Mastercard from time to time. 15.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 Wherever applicable, the Cardmember shall authorise the Bank to take such steps to comply with the relevant Foreign Exchange Administration Rules issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 13.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 13.2 The Cardmember may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 13.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International and MasterCard International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 13.4 Wherever applicable, the Cardmember shall authorise the Bank Maybank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 14.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International and MasterCard International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 14.4 Wherever applicable, the Cardmember shall authorise the Bank Maybank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 14.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International. The Cardmember shall Cardmembershall pay the Bank an administration cost administrationcost of 1% of the converted amount for such forsuch transactions. 15.4 14.4 Wherever applicable, the Cardmember shall authorise the Bank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 Wherever applicable, the Cardmember shall authorise the Bank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember may use the Credit Card for Cash Withdrawal cash advance through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of Mastercard MasterCard Worldwide from time to time. 15.3 14.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International and MasterCard International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 14.4 Wherever applicable, the Cardmember shall authorise the Bank Maybank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember may use the Credit Card for Cash Withdrawal cash advance through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 14.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International and MasterCard International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 14.4 Wherever applicable, the Cardmember shall authorise the Bank Maybank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 13.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 13.2 The Cardmember may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of Mastercard Visa International from time to time. 15.3 13.3 Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardmember’s account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa International and MasterCard International on the day of conversion. The conversion rate is subject to any transaction fee levied by Visa International. The Cardmember shall pay the Bank an administration cost of 1% of the converted amount for such transactions. 15.4 13.4 Wherever applicable, the Cardmember shall authorise the Bank Maybank to take such steps to comply with the relevant Foreign Exchange Administration Rules Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.