Common use of OVERSEAS TRANSACTIONS Clause in Contracts

OVERSEAS TRANSACTIONS. 15.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate MasterCard International from time to time. 15.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The converted amount is shown in the cardmember’s statement. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by MasterCard International and 1% or at such other rate imposed by Maybank. 15.4 Wherever applicable, the Cardmember shall authorize the Bank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember Cardholder may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember Cardholder may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate MasterCard of Visa International from time to time. 15.3 14.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or and /or processed. The converted amount is shown in the cardmemberCardmember’s statement. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by Visa International or MasterCard International and 1% or at such other rate imposed by Maybank. 15.4 14.4 Wherever applicable, the Cardmember Cardholder shall authorize the Bank authorise Maybank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 13.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 13.2 The Cardmember may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate of MasterCard International from time to time. 15.3 13.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The converted amount is shown in the cardmember’s statement. The exchange convertedamountisshowninthecardmember’sstatement.Theexchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by Visa International or MasterCard International and 1% or at such other rate imposed by Maybank. 15.4 13.4 Wherever applicable, the Cardmember shall authorize the Bank authorise Maybank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate MasterCard Visa International from time to time. 15.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The converted amount is shown in the cardmember’s statement. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by MasterCard Visa International and 1% or at such other rate imposed by Maybank. 15.4 Wherever applicable, the Cardmember shall authorize the Bank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 14.1 The Cardmember may use the Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 14.2 The Cardmember may use the Card for Cash Withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank and/or any Merchant Affiliate MasterCard International from time to time. 15.3 14.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The converted amount is shown in the cardmember’s statement. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by Visa International or MasterCard International and 1% or at such other rate imposed by Maybank. 15.4 14.4 Wherever applicable, the Cardmember shall authorize authorise the Bank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.

OVERSEAS TRANSACTIONS. 15.1 13.1 The Cardmember may use the Credit Card outside Malaysia where there are Authorised Merchants and/or Authorised Cash Outlets. 15.2 13.2 The Cardmember may use the Credit Card for Cash Withdrawal cash withdrawal through designated ATMs installed in such approved countries as shall be announced by the Bank Maybank and/or any Merchant Affiliate MasterCard of Visa International from time to time. 15.3 13.3 Transactions conducted outside Malaysia will be converted to Ringgit Malaysia on the date the transaction is received and/or processed. The converted amount is shown in the cardmember’s statement. The exchange rate may differ from the rate charged on the date of transaction due to market fluctuation. The exchange rate used to convert the transaction made in foreign currency represents a bundling of currency conversion components of 1.25% imposed by Visa International or MasterCard International and 1% or at such other rate imposed by Maybank. 15.4 13.4 Wherever applicable, the Cardmember shall authorize the Bank authorise Maybank to take such steps to comply with the relevant Exchange Control Regulation issued by Bank Negara Malaysia in respect of any overseas transactions.