Common use of OVERSEAS TRANSACTIONS Clause in Contracts

OVERSEAS TRANSACTIONS. 5.1 The Cardmember may use the Card outside Malaysia at VISA or MasterCard Merchants, VISA Member Bank or MasterCard Member Bank, or VISA or MasterCard ATMs. 5.2 All international or overseas Card transactions, including any Cash Advance, are subject to the laws of the country where such transactions are done. (a) If a transaction is made in a foreign currency, MasterCard or VISA, depending on which card is used, will convert the transaction into a Ringgit Malaysia equivalent at the conversion rate as determined by MasterCard or VISA as the date it is processed by MasterCard or VISA. The amount of the transaction, in foreign currency and Ringgit Malaysia equivalent, will be stated in the Card Statement. (b) The Cardmember will also need to pay an administration cost at 1% of the transactions made in foreign currencies or at such other rate as RHB Bank may determine for the conversion of the transactions made in foreign currencies. Such administration cost will be included in the converted amount stated in the Card Statement. 5.4 Whenever applicable, the Cardmember must comply with Foreign Exchange Administration Rules issued by Bank Negara Malaysia and all other relevant laws and regulatory requirements in respect of such international or overseas Card transactions, and the Cardmember is solely liable for any infringement of such regulatory requirements, regulations or laws.

OVERSEAS TRANSACTIONS. 5.1 The Cardmember may use the Card outside Malaysia at VISA or MasterCard Merchants, VISA Member Bank or MasterCard Member Bank, or VISA or MasterCard ATMs. 5.2 All international or overseas Card transactions, including any Cash Advance, are subject to the laws of the country where such transactions are done. (a) If a transaction is made in a foreign currency, MasterCard or VISA, depending on which card is used, will convert the transaction into a Ringgit Malaysia equivalent at the conversion rate as determined by MasterCard or VISA as the date it is processed by MasterCard or VISA. The amount of the transaction, in foreign currency and Ringgit Malaysia equivalent, will be stated in the Card Statement. (b) The Cardmember will also need to pay an administration cost at 1% of the transactions made in foreign currencies or at such other rate as RHB Bank may determine for the conversion of the transactions made in foreign currencies. Such administration cost will be included in the converted amount stated in the Card Statement. 5.4 Whenever applicable, the Cardmember must comply with Foreign Exchange Administration Rules Policy Notices issued by Bank Negara Malaysia and all other relevant laws and regulatory requirements in respect of such international or overseas Card transactions, and the Cardmember is solely liable for any infringement of such regulatory requirements, regulations or laws.

OVERSEAS TRANSACTIONS. 5.1 6.1 The Cardmember Cardholder may use the Card outside Malaysia at VISA or MasterCard Merchants, VISA Member Bank Banks or MasterCard Member Bank, Banks or VISA or MasterCard ATMs. 5.2 6.2 All international or overseas Card transactions, including any Cash Advance, are subject to the laws of the country where such transactions are done. (a) If a transaction is made in a foreign currency, VISA or MasterCard or VISA, depending on which card is used, will convert the transaction into a Ringgit Malaysia equivalent at the conversion rate as determined by VISA or MasterCard or VISA as the date it is processed by MasterCard VISA or VISAMasterCard. The amount of the transaction, in foreign currency and Ringgit Malaysia equivalent, will be stated in the Card Statement. (b) The Cardmember Cardholder will also need to pay an administration cost at 1% of the transactions made in foreign currencies or at such other rate as RHB Islamic Bank may determine for the conversion of the transactions made in foreign currencies. Such administration cost will be included in the converted amount stated in the Card Statement. 5.4 6.4 Whenever applicable, the Cardmember Cardholder must comply with the Foreign Exchange Administration Rules Policy Notices issued by Bank Negara Malaysia and all other relevant laws and regulatory requirements in respect of such international or overseas Card transactions, and the Cardmember Cardholder is solely liable for any infringement of such regulatory requirements, regulations or lawslaw.

OVERSEAS TRANSACTIONS. 5.1 6.1 The Cardmember Cardholder may use the Card outside Malaysia at VISA or MasterCard Merchants, VISA Member Bank Banks or MasterCard Member Bank, Bank or VISA or MasterCard MasterCards ATMs. 5.2 6.2 All international or overseas Card transactions, including any Cash Advance, are subject to the laws of the country where such transactions are done. (a) If a transaction is made in a foreign currency, VISA or MasterCard or VISA, depending on which card is used, will convert the transaction into a Ringgit Malaysia equivalent at the conversion rate as determined by VISA or MasterCard or VISA as the date it is processed by MasterCard VISA or VISAMasterCard. The amount of the transaction, in foreign currency and Ringgit Malaysia equivalent, will be stated in the Card Statement. (b) The Cardmember Cardholder will also need to pay an administration cost at 1% of the transactions made in foreign currencies or at such other rate as RHB Islamic Bank may determine for the conversion of the transactions made in foreign currencies. Such administration cost will be included in the converted amount stated in the Card Statement. 5.4 6.4 Whenever applicable, the Cardmember Cardholder must comply with the Foreign Exchange Administration Rules issued by Bank Negara Malaysia and all other relevant laws and regulatory requirements in respect of such international or overseas Card transactions, and the Cardmember Cardholder is solely liable for any infringement of such regulatory requirements, regulations or lawslaw.