Common use of Paying by instalments Clause in Contracts

Paying by instalments. If you choose to pay by monthly instalments, you will pay an initial deposit by credit or debit card, equal to 1 month’s instalment, followed by 11 equal instalments by direct debit. In this case, you will be charged an annual percentage rate (APR) and we will set up a direct debit mandate using your bank details. If you have elected to pay by direct debit, by proceeding with this application, you confirm that you are able to afford the monthly payments as they become due. If PCL are unsuccessful in collecting your monthly direct debit, they will attempt to collect a second time. If this attempt defaults, your Credit Agreement will be terminated. Failure to meet your monthly payments will result in your policy being cancelled within 7 days unless payment is received in full. Please note, in this instance, your credit history will be affected which may affect your ability to obtain credit in the future. If you make a change to your policy mid-term, you will be able to pay by credit / debit card or you can add the cost on to your credit agreement. Please note that in the event of a claim, the full premium will still be due and must be paid. Staysure use Premium Credit Limited to provide finance. Staysure is acting as the credit broker and receive a commission for introducing customers to them. Staysure is authorised by the FCA as a credit broker. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you so that they can carry out a credit and anti-money laundering check. This record will be visible to third parties. Credit is subject to status. Client Money We act as an agent for the insurer for the collection of premiums and payment of premiums. Your money is held in an Insurer Trust Account, which is managed in accordance with the FCA statutory trust rules. This means that premiums are treated as being received by the insurer when received in our bank account and any premium refund is treated as received by you when it is actually paid over to you. Staysure Terms of Business | 3 Changes to your Underwriter We reserve the right to engage a new insurance provider for part or all of your policy in the future. Should this happen we will write to inform you of the change, providing details of your new provider as well as any amendments to your policy. Through the purchase or renewal of your policy you consent to the potential transfer of your cover and any personal data held about you being shared with an alternative insurance provider. If at any point you wish to withdraw your consent to this, please call Staysure Customer Service on 0800 652 9957 (Monday to Saturday 8:30am-6pm). Claims We do not process claims for your insurer. If you want to claim on your policy you should contact the Insurer’s claims line (details in your policy booklet). You should not take any action, other than seeking emergency assistance, until you have spoken to your insurer.

Paying by instalments. If you choose to pay by monthly instalments, you will pay an initial deposit by credit or debit card, equal to 1 month’s instalment, followed by 11 equal instalments by direct debit. In this case, you will be charged an annual percentage rate (APR) and we will set up a direct debit mandate using your bank details. If you have elected to pay by direct debit, by proceeding with this application, you confirm that you are able to afford the monthly payments as they become due. If PCL are unsuccessful in collecting your monthly direct debit, they will attempt to collect a second time. If this attempt defaults, your Credit Agreement will be terminated. Failure to meet your monthly payments will result in your policy being cancelled within 7 days unless payment is received in full. Please note, in this instance, your credit history will be affected which may affect your ability to obtain credit in the future. If you make a change to your policy mid-term, you will be able to pay by credit / debit card or you can add the cost on to your credit agreement. Please note that in the event of a claim, the full premium will still be due and must be paid. Staysure use Premium Credit Limited to provide finance. Staysure is acting as the credit broker and receive a commission for introducing customers to them. Staysure is authorised by the FCA as a credit broker. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you so that they can carry out a credit and anti-money laundering check. This record will be visible to third parties. Credit is subject to status. Client Money We act as an agent for the insurer for the collection of premiums and payment of premiums. Your money is held in an Insurer Trust Account, which is managed in accordance with the FCA statutory trust rules. This means that premiums are treated as being received by the insurer when received in our bank account and any premium refund is treated as received by you when it is actually paid over to you. Staysure Terms of Business | 3 Changes to your Your Underwriter We reserve the right to engage a new insurance provider for part or all of your policy in the future. Should this happen we will write to inform you of the change, providing details of your new provider as well as any amendments to your policy. Through the purchase or renewal of your policy you consent to the potential transfer of your cover and any personal data held about you being shared with an alternative insurance provider. If at any point you wish to withdraw your consent to this, please call Staysure Customer Service on 0800 652 9957 (Monday to Saturday 8:30am-6pm). Claims We do not process claims for your insurer. If you want to claim on your policy you should contact the Insurer’s claims line (details in your policy booklet). You should not take any action, other than seeking emergency assistance, until you have spoken to your insurer9957.

Paying by instalments. If you choose to pay by monthly instalments, you will pay an initial deposit by credit or debit card, equal to 1 month’s instalment, followed by 11 equal instalments by direct debit. In this case, you will be charged at an annual percentage rate (APR) of 14.9% and we will set up a direct debit mandate using your bank details. If you have elected to pay by direct debit, by proceeding with this application, you confirm that you are able to afford the monthly payments as they become due. If PCL are unsuccessful in collecting your monthly direct debit, they will attempt to collect a second time. If this attempt defaults, your Credit Agreement will be terminated. Failure to meet your monthly payments will result in your policy being cancelled within 7 days unless payment is received in full. Please note, in this instance, your credit history will be affected which may affect your ability to obtain credit in the future. If you make a change to your policy mid-term, you will be able to pay by credit / debit card or you can add the cost on to your credit agreement. Please note that in the event of a claim, the full premium will still be due and must be paid. Staysure use Premium Credit Limited to provide finance. Staysure is acting as the credit broker and receive a commission for introducing customers to them. Staysure is authorised by the FCA as a credit broker. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you so that they can carry out a credit and anti-money laundering check. This record will be visible to third parties. Credit is subject to status. Client Money We act as an agent for the insurer for the collection of premiums and payment of premiums. Your money is held in an Insurer Trust Account, which is managed in accordance with the FCA statutory trust rules. This means that premiums are treated as being received by the insurer when received in our bank account and any premium refund is treated as received by you when it is actually paid over to you. Staysure Terms of Business | 3 Changes to your Underwriter We reserve the right to engage a new insurance provider for part or all of your policy in the future. Should this happen we will write to inform you of the change, providing details of your new provider as well as any amendments to your policy. Through the purchase or renewal of your policy you consent to the potential transfer of your cover and any personal data held about you being shared with an alternative insurance provider. If at any point you wish to withdraw your consent to this, please call Staysure Expat Customer Service on 0800 652 9957 +00 000 000 000 (Monday to Saturday 8:30am-6pm8:30am-6pm UK Time). Staysure Expat Terms of Business | 3 Claims We do not process claims for your insurer. If you want to claim on your policy you should contact the Insurer’s claims line (details in your policy booklet). You should not take any action, other than seeking emergency assistance, until you have spoken to your insurer.

Paying by instalments. If you choose to pay by monthly instalments, you will pay an initial deposit by credit or debit card, equal to 1 month’s instalment, followed by 11 equal instalments by direct debit. In this case, you will be charged at an annual percentage rate (APR) of 14.9% and we will set up a direct debit mandate using your bank details. If you have elected to pay by direct debit, by proceeding with this application, you confirm that you are able to afford the monthly payments as they become due. If PCL are unsuccessful in collecting your monthly direct debit, they will attempt to collect a second time. If this attempt defaults, your Credit Agreement will be terminated. Failure to meet your monthly payments will result in your policy being cancelled within 7 days unless payment is received in full. Please note, in this instance, your credit history will be affected which may affect your ability to obtain credit in the future. If you make a change to your policy mid-term, you will be able to pay by credit / debit card or you can add the cost on to your credit agreement. Please note that in the event of a claim, the full premium will still be due and must be paid. Staysure use Premium Credit Limited to provide finance. Staysure is acting as the credit broker and receive a commission for introducing customers to them. Staysure is authorised by the FCA as a credit broker. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you so that they can carry out a credit and anti-money laundering check. This record will be visible to third parties. Credit is subject to status. Client Money We act as an agent for the insurer for the collection of premiums and payment of premiums. Your money is held in an Insurer Trust Account, which is managed in accordance with the FCA statutory trust rules. This means that premiums are treated as being received by the insurer when received in our bank account and any premium refund is treated as received by you when it is actually paid over to you. Staysure Terms of Business | 3 Changes to your Underwriter We reserve the right to engage a new insurance provider for part or all of your policy in the future. Should this happen we will write to inform you of the change, providing details of your new provider as well as any amendments to your policy. Through the purchase or renewal of your policy you consent to the potential transfer of your cover and any personal data held about you being shared with an alternative insurance provider. If at any point you wish to withdraw your consent to this, please call Staysure Customer Service on 0800 652 9957 (Monday to Saturday 8:30am-6pm). Claims We do not process claims for your insurer. If you want to claim on your policy you should contact the Insurer’s claims line (details in your policy booklet). You should not take any action, other than seeking emergency assistance, until you have spoken to your insurer.

Paying by instalments. If you choose to pay by monthly instalments, you will pay an initial deposit by credit or debit card, equal to 1 month’s instalment, followed by 11 equal instalments by direct debit. In this case, you will be charged an annual percentage rate (APR) and we will set up a direct debit mandate using your bank details. If you have elected to pay by direct debit, by proceeding with this application, you confirm that you are able to afford the monthly payments as they become due. If PCL are unsuccessful in collecting your monthly direct debit, they will attempt to collect a second time. If this attempt defaults, your Credit Agreement will be terminated. Failure to meet your monthly payments will result in your policy being cancelled within 7 days unless payment is received in full. Please note, in this instance, your credit history will be affected which may affect your ability to obtain credit in the future. If you make a change to your policy mid-term, you will be able to pay by credit / debit card or you can add the cost on to your credit agreement. Please note that in the event of a claim, the full premium will still be due and must be paid. Staysure use Premium Credit Limited to provide finance. Staysure is acting as the credit broker and receive a commission for introducing customers to them. Staysure is authorised by the FCA as a credit broker. Premium Credit Limited may use a credit reference agency that leaves a record of the search, or other information about you so that they can carry out a credit and anti-money laundering check. This record will be visible to third parties. Credit is subject to status. Client Money We act as an agent for the insurer for the collection of premiums and payment of premiums. Your money is held in an Insurer Trust Account, which is managed in accordance with the FCA statutory trust rules. This means that premiums are treated as being received by the insurer when received in our bank account and any premium refund is treated as received by you when it is actually paid over to you. Staysure Terms of Business | 3 Changes to your Your Underwriter We reserve the right to engage a new insurance provider for part or all of your policy in the future. Should this happen we will write to inform you of the change, providing details of your new provider as well as any amendments to your policy. Through the purchase or renewal of your policy you consent to the potential transfer of your cover and any personal data held about you being shared with an alternative insurance provider. If at any point you wish to withdraw your consent to this, please call Staysure Customer Service on 0800 652 9957 (Monday to Saturday 8:30am-6pm). Claims We do not process claims for your insurer. If you want to claim on your policy you should contact the Insurer’s claims line (details in your policy booklet). You should not take any action, other than seeking emergency assistance, until you have spoken to your insurer.