Common use of Payments and Interest Clause in Contracts

Payments and Interest. 17.1 You must make at least the minimum monthly payment each month, to be received by us by the payment due date shown in your statement. Payments will reduce your balance only when they are credited to your Account. Your statement will give you guidance on when to make payments by different methods so that they reach us and can be added to your Account on time. We will treat any payment you make (or part of it) as paying off any arrears on the Account first before treating it as the minimum monthly payment due on the Account. 17.2 We may at any time waive the whole or part of any interest in respect of any amount charged to the Account, if we think it appropriate to do so, based on how you use the Account. 17.3 As we process payments automatically we may accept partial payments marked ‘payment in full’ or other similar language without losing our right to claim full payment. 17.4 You authorise us to take payments due to us under this agreement from current or savings accounts you have with any Santander Group company if you do not pay them on time yourself. We will give you advance notice and will not take payment if we consider that the funds in the relevant account will be required to pay standing orders or direct debits pending at the time we intend to take payment. 17.5 You should not make payments that place the Account in credit. If you do, we may still restrict the use of the Card and the Account to the amount of your Credit Limit and we can return any credit balance to you. 17.6 You may pay the Account balance in whole or in part at any time. You can call us on 0000 0 000 000* to find out your Account balance and you can make payments using any of the methods set out in your statement.

Payments and Interest. 17.1 16.1 You must make at least the minimum monthly payment each month, to be received by us by the payment due date shown in on your statement. Payments will reduce your balance only when they are credited to your Account. Your statement will give you guidance on when to make payments by different methods so that they reach us and can be added to your Account on time. We will treat any payment you make (or part of it) as paying off any arrears on the Account first before treating it as the minimum monthly payment due on the Account. 17.2 16.2 We may at any time waive the whole or part of any interest in respect of any amount charged to the Account, if we think it appropriate to do so, based on how you use the Account. 17.3 16.3 As we process payments automatically we may accept partial payments marked ‘“payment in full’ ” or other similar language without losing our right to claim full payment. 17.4 You authorise us to take payments due to us under this agreement from current or savings accounts you have with any Santander Group company if you do not pay them on time yourself. We will give you advance notice and will not take payment if we consider that the funds in the relevant account will be required to pay standing orders or direct debits pending at the time we intend to take payment. 17.5 You should not make payments that place the Account in credit. If you do, we may still restrict the use of the Card and the Account to the amount of your Credit Limit and we can return any credit balance to you. 17.6 16.4 You may pay the Account balance in whole or in part at any time. You can call us on 0000 0 000 000* Customer Services to find out your Account balance and you can make payments using any of the methods set out in your statement. 16.5 If you have told us to collect your full balance by Direct Debit each month, we will collect the Standard Balance shown on your statement and the amount of any Buy Now Pay Later Balance. If you do not want us to collect your Buy Now Pay Later Balance you must let us know.

Payments and Interest. 17.1 16.1 You must make at least the minimum monthly payment each month, to be received by us by the payment due date shown in on your statement. Payments will reduce your balance only when they are credited to your Account. Your statement will give you guidance on when to make payments by different methods so that they reach us and can be added to your Account on time. We will treat any payment you make (or part of it) as paying off any arrears on the Account first before treating it as the minimum monthly payment due on the Account. 17.2 16.2 We may at any time waive the whole or part of any interest in respect of any amount charged to the Account, if we think it appropriate to do so, based on how you use the Account. 17.3 16.3 As we process payments automatically we may accept partial payments marked ‘“payment in full’ ” or other similar language without losing our right to claim full payment. 17.4 You authorise us to take payments due to us under this agreement from current or savings accounts you have with any Santander Group company if you do not pay them on time yourself. We will give you advance notice and will not take payment if we consider that the funds in the relevant account will be required to pay standing orders or direct debits pending at the time we intend to take payment. 17.5 You should not make payments that place the Account in credit. If you do, we may still restrict the use of the Card and the Account to the amount of your Credit Limit and we can return any credit balance to you. 17.6 16.4 You may pay the Account balance in whole or in part at any time. You can call us on 0000 0 000 000* Customer Services to find out your Account balance and you can make payments using any of the methods set out in your statement. 16.5 If you have told us to collect your full balance by Direct Debit each month, we will ask you if you want us to collect the Standard Balance shown on your statement only or to also include the amount of any Buy Now Pay Later Balance. If you do not tell us we will collect both your Standard Balance and your Buy Now Pay Later Balance.

Payments and Interest. 17.1 You must make at least the minimum monthly payment each month, to be received by us by the payment due date shown in your statement. Payments will reduce your balance only when they are credited to your Account. Your statement will give you guidance on when to make payments by different methods so that they reach us and can be added to your Account on time. We will treat any payment you make (or part of it) as paying off any arrears on the Account first before treating it as the minimum monthly payment due on the Account. 17.2 We may at any time waive the whole or part of any interest in respect of any amount charged to the Account, if we think it appropriate to do so, based on how you use the Account. 17.3 As we process payments automatically we may accept partial payments marked ‘payment in full’ or other similar language without losing our right to claim full payment. 17.4 You authorise us to take payments due to us under this agreement from current or savings accounts you have with any Santander Group company if you do not pay them on time yourself. We will give you advance notice and will not take payment if we consider that the funds in the relevant account will be required to pay standing orders or direct debits pending at the time we intend to take payment. 17.5 You should not make payments that place the Account in credit. If you do, we may still restrict the use of the Card and the Account to the amount of your Credit Limit and we can return any credit balance to you. 17.6 You may pay the Account balance in whole or in part at any time. You can call us on 0000 0 000 0000000* to find out your Account balance and you can make payments using any of the methods set out in your statement.

Payments and Interest. 17.1 You must make at least the minimum monthly payment each month, to be received by us by the payment due date shown in your statement. Payments will reduce your balance only when they are credited to your Account. Your statement will give you guidance on when to make payments by different methods so that they reach us and can be added to your Account on time. We will treat any payment you make (or part of it) as paying off any arrears on the Account first before treating it as the minimum monthly payment due on the Account. 17.2 We may at any time waive the whole or part of any interest in respect of any amount charged to the Account, if we think it appropriate to do so, based on how you use the Account. 17.3 We may offer you a payment holiday from time to time, during which you will not need to make any payments. As a result, your balance will not reduce and you will be charged interest on the amount on your Account as normal. 17.4 As we process payments automatically we may accept partial payments marked ‘payment in full’ or other similar language without losing our right to claim full payment. 17.4 17.5 We may withdraw any Special Transactions, Promotional Periods and/or Introductory or Promotional Rates at our discretion in whole or in part if you break the agreement, for example, by failing to make your minimum payment on time or if you exceed your Credit Limit. 17.6 You authorise us to take payments due to us under this agreement from current or savings accounts you have with any Santander Group company if you do not pay them on time yourself. We will give you advance notice and will not take payment if we consider that the funds in the relevant account will be required to pay standing orders or direct debits pending at the time we intend to take payment. 17.5 17.7 You should not make payments that place the Account in credit. If you do, we may still restrict the use of the Card and the Account to the amount of your Credit Limit and we can return any credit balance to youLimit. 17.6 17.8 You may pay the Account balance in whole or in part at any time. You can call us on 0000 0 000 0000000* to find out your Account balance and you can make payments using any of the methods set out in your statement.