Common use of Payments from the Account Clause in Contracts

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust Letter Website, and for execution of payment customermust login to Personal Area. The Client may contact the Customer Support tochange the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust Letter including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust Letter including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description of the payment) and/or other required information in the PersonalArea. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust Letter may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust Letter had processed Payment Order in accordance with the information the Client had provided to American Trust Letter, itwill be considered correctly completed even if Client had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust Letter at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust Letter after 5pmon a Business Day or not on a Business Day, the Payment Order will be deemedreceived on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust Letter will only process Client’s Payment Order if American Trust Letter holdsor had received enough cleared funds in their American Trust Letter Account. The Clientis responsible on funding Payment Order in a timely manner. 6.12. The payment transfer to another American Trust Letter Account shall be executedinstantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm of payment transfer execution may be extended up to 4 (four) businessdays if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust Letter (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent of the Payment Order. 6.14. The Client agrees that American Trust Letter shall be entitled to request the Clientto provide additional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust Letter shall not be held liable if the Clientsuffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust Letter Account. 6.16. American Trust Letter will use reasonable efforts to ensure funds arrive at Payee’saccount within the notified timeframe. The Client understands that American Trust Letter does not have any control over the time it may take for the Payee’s bankor payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust Letter may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust Letter on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation thereto. 6.20. If American Trust Letter is unable to complete Payment Order, American Trust Letter mayinform the Client and/or, if possible, American Trust Letter may specify the reasons forthe refusal and an explanation of how to correct any factual errors. However,American Trust Letter is not required to notify the Client if such notification would be unlawful or need a specific investigation by appropriate authorities. 6.21. The Client affirms the understanding that American Trust Letter shall be entitled tosuspend the execution of the Client’s Payment Order if it is required under theapplicable law or because of other reasons unrelated to American Trust Letter, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders shall not be executed. 6.22. The Client must immediately inform American Trust Letter if his/her Client Accounthas been credited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust Letter regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust Letter shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith the respective amount of funds within 7 (seven) calendar days, Global Letter shall be entitled to retract such funds in accordance with the applicable law.

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust World Money Letter Website, and for execution of payment customermust customer must login to Personal Area. The Client may contact the Customer Support tochange to change the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust World Money Letter including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust World Money Letter including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description details (description of the payment) and/or other required information in the PersonalAreaPersonal Area. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust World Money Letter may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment such Payment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust World Money Letter had processed Payment Order in accordance with the information the Client had provided to American Trust World Money Letter, itwill it will be considered correctly completed even if Client had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust World Money Letter at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust World Money Letter after 5pmon 5pm on a Business Day or not on a Business Day, the Payment Order will be deemedreceived deemed received on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust World Money Letter will only process Client’s Payment Order if American Trust World Money Letter holdsor holds or had received enough cleared funds in their American Trust World Money Letter Account. The Clientis Client is responsible on funding Payment Order in a timely manner. 6.12. The payment transfer transfers to another American Trust World Money Letter Account shall be executedinstantlyexecuted instantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil made until 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm The term of payment transfer execution may be extended up to 4 (four) businessdays business days if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust World Money Letter (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent or content of the Payment Order. 6.14. The Client agrees that American Trust World Money Letter shall be entitled to request the Clientto Client to provide additional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust World Money Letter shall not be held liable if the Clientsuffers Client suffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust World Money Letter Account. 6.16. American Trust World Money Letter will use reasonable efforts to ensure funds arrive at Payee’saccount Xxxxx’s account within the notified timeframe. The Client understands that American Trust World Money Letter does not have any control over the time it may take for the Payee’s bankor bank or payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust World Money Letter may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust World Money Letter on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation thereto. 6.20. If American Trust World Money Letter is unable to complete Payment Order, American Trust World Money Letter mayinform may inform the Client and/or, if possible, American Trust World Money Letter may specify the reasons forthe for the refusal and an explanation of how to correct any factual errors. However,American Trust , World Money Letter is not required to notify the Client if such notification would be unlawful or need a specific investigation by appropriate authorities. 6.21. The Client affirms the understanding that American Trust World Money Letter shall be entitled tosuspend to suspend the execution of the Client’s Payment Order if it is required under theapplicable the applicable law or because of other reasons unrelated to American Trust World Money Letter, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders Payment Orders shall not be executed. 6.22. The Client must immediately inform American Trust World Money Letter if his/her Client Accounthas Account has been credited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust World Money Letter regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust World Money Letter shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith Account with the respective amount of funds within 7 (seven) calendar days, Global World Money Letter shall be entitled to retract such funds in accordance with the applicable law.

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust Letter Cyprus Financial Processing Website, and for execution of payment customermust customer must login to Personal Area. The Client may contact the Customer Support tochange to change the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust Letter Cyprus Financial Processing including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust Letter Cyprus Financial Processing including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description details (description of the payment) and/or other required information in the PersonalAreaPersonal Area. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust Letter Cyprus Financial Processing may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment such Payment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust Letter Cyprus Financial Processing had processed Payment Order in accordance with the information the informationthe Client had provided to American Trust LetterCyprus Financial Processing, itwill it will be considered correctly completed even if Client ifClient had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust Letter Cyprus Financial Processing at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust Letter Cyprus Financial Processing after 5pmon 5pm on a Business Day or not on a Business Day, the Payment Order will be deemedreceived deemed received on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust Letter Cyprus Financial Processing will only process Client’s Payment Order if American Trust Letter Cyprus Financial Processing holdsor had received enough cleared funds in their American Trust Letter Cyprus Financial Processing Account. The Clientis Client is responsible on funding Payment Order in a timely manner. 6.12. The payment transfer transfers to another American Trust Letter Cyprus Financial Processing Account shall be executedinstantlyexecuted instantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil made until 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm The term of payment transfer execution may be extended up to 4 (four) businessdays four)business days if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust Letter Cyprus Financial Processing (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent or content of the Payment Order. 6.14. The Client agrees that American Trust Letter Cyprus Financial Processing shall be entitled to request the Clientto provide additional Client to provideadditional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust Letter Cyprus Financial Processing shall not be held liable if the Clientsuffers Client suffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust Letter Cyprus Financial Processing Account. 6.16. American Trust Letter Cyprus Financial Processing will use reasonable efforts to ensure funds arrive at Payee’saccount Xxxxx’s account within the notified timeframe. The Client understands that American Trust Letter Cyprus Financial Processing does not have any control anycontrol over the time it may take for the Payee’s bankor bank or payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust Letter Cyprus Financial Processing may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal and/orlegal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust Letter Cyprus Financial Processing on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation theretorelationthereto. 6.20. If American Trust Letter Cyprus Financial Processing is unable to complete Payment Order, American Trust Letter mayinform Cyprus Financial Processing may inform the Client and/or, if possible, American Trust Letter Cyprus Financial Processing may specify the reasons forthe refusal for the refCYl and an explanation of how to correct any factual errors. However,American Trust Letter , Cyprus Financial Processing is not required to notify the Client if such notification would be unlawful or need a specific investigation by investigationby appropriate authorities. 6.21. The Client affirms the understanding that American Trust Letter Cyprus Financial Processing shall be entitled tosuspend to suspend the execution of the Client’s Payment Order if it is required under theapplicable the applicable law or because of other reasons unrelated to American Trust LetterCyprus Financial Processing, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders Payment Orders shall not be executed. 6.22. The Client must immediately inform American Trust Letter Cyprus Financial Processing if his/her Client Accounthas been credited Account has beencredited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust Letter Cyprus Financial Processing regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust Letter Cyprus Financial Processing shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith Account with the respective amount of funds within 7 (seven) calendar days, Global Letter shall Cyprus Financial Processingshall be entitled to retract such funds in accordance with the applicable law.

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust Union Letter Website, and for execution of payment customermust customer must login to Personal Area. The Client may contact the Customer Support tochange to change the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust Union Letter including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust Union Letter including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description details (description of the payment) and/or other required information in the PersonalAreaPersonal Area. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust Union Letter may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment such Payment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust Union Letter had processed Payment Order in accordance with the information the Client had provided to American Trust Union Letter, itwill it will be considered correctly completed even if Client had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust Union Letter at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust Union Letter after 5pmon 5pm on a Business Day or not on a Business Day, the Payment Order will be deemedreceived deemed received on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust Union Letter will only process Client’s Payment Order if American Trust Union Letter holdsor holds or had received enough cleared funds in their American Trust Union Letter Account. The Clientis Client is responsible on funding Payment Order in a timely manner. 6.12. The payment transfer to another American Trust Union Letter Account shall be executedinstantlyexecuted instantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil made until 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm The term of payment transfer execution may be extended up to 4 (four) businessdays business days if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust Union Letter (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent or content of the Payment Order. 6.14. The Client agrees that American Trust Union Letter shall be entitled to request the Clientto Client to provide additional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust Union Letter shall not be held liable if the Clientsuffers Client suffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust Union Letter Account. 6.16. American Trust Union Letter will use reasonable efforts to ensure funds arrive at Payee’saccount Xxxxx’s account within the notified timeframe. The Client understands that American Trust Union Letter does not have any control over the time it may take for the Payee’s bankor bank or payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust Union Letter may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust Union Letter on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation thereto. 6.20. If American Trust Union Letter is unable to complete Payment Order, American Trust Union Letter mayinform may inform the Client and/or, if possible, American Trust Union Letter may specify the reasons forthe for the refusal and an explanation of how to correct any factual errors. However,American Trust , Union Letter is not required to notify the Client if such notification would be unlawful or need a specific investigation by appropriate authorities. 6.21. The Client affirms the understanding that American Trust Union Letter shall be entitled tosuspend to suspend the execution of the Client’s Payment Order if it is required under theapplicable the applicable law or because of other reasons unrelated to American Trust Union Letter, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders Payment Orders shall not be executed. 6.22. The Client must immediately inform American Trust Union Letter if his/her Client Accounthas Account has been credited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust Union Letter regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust Union Letter shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith Account with the respective amount of funds within 7 (seven) calendar days, Global Letter shall be entitled to retract such funds in accordance with the applicable law.

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust Global Letter Website, and for execution of payment customermust customer must login to Personal Area. The Client may contact the Customer Support tochange to change the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust Global Letter including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust Global Letter including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description details (description of the payment) and/or other required information in the PersonalAreaPersonal Area. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust Global Letter may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment such Payment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust Global Letter had processed Payment Order in accordance with the information the Client had provided to American Trust Global Letter, itwill it will be considered correctly completed even if Client had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust Global Letter at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust Global Letter after 5pmon 5pm on a Business Day or not on a Business Day, the Payment Order will be deemedreceived deemed received on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust Global Letter will only process Client’s Payment Order if American Trust Global Letter holdsor holds or had received enough cleared funds in their American Trust Global Letter Account. The Clientis Client is responsible on funding Payment Order in a timely manner. 6.12. The payment transfer to another American Trust Global Letter Account shall be executedinstantlyexecuted instantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil made until 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm The term of payment transfer execution may be extended up to 4 (four) businessdays business days if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust Global Letter (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent or content of the Payment Order. 6.14. The Client agrees that American Trust Global Letter shall be entitled to request the Clientto Client to provide additional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust Global Letter shall not be held liable if the Clientsuffers Client suffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust Global Letter Account. 6.16. American Trust Global Letter will use reasonable efforts to ensure funds arrive at Payee’saccount Payee’s account within the notified timeframe. The Client understands that American Trust Global Letter does not have any control over the time it may take for the Payee’s bankor bank or payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust Global Letter may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust Global Letter on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation thereto. 6.20. If American Trust Global Letter is unable to complete Payment Order, American Trust Global Letter mayinform may inform the Client and/or, if possible, American Trust Global Letter may specify the reasons forthe for the refusal and an explanation of how to correct any factual errors. However,American Trust , Global Letter is not required to notify the Client if such notification would be unlawful or need a specific investigation by appropriate authorities. 6.21. The Client affirms the understanding that American Trust Global Letter shall be entitled tosuspend to suspend the execution of the Client’s Payment Order if it is required under theapplicable the applicable law or because of other reasons unrelated to American Trust Global Letter, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders Payment Orders shall not be executed. 6.22. The Client must immediately inform American Trust Global Letter if his/her Client Accounthas Account has been credited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust Global Letter regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust Global Letter shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith Account with the respective amount of funds within 7 (seven) calendar days, Global Letter shall be entitled to retract such funds in accordance with the applicable law.

Payments from the Account. 6.1. In order to perform any of the payment, the Client must follow the instructions on American Trust Crypto Cash Letter Website, and for execution of payment customermust customer must login to Personal Area. The Client may contact the Customer Support tochange to change the payment limits. 6.2. The Client agrees that Payment Order cannot be cancelled once the funds have been converted into requested currency. 6.3. In the event, when Payment Order is initiated by the Client, it cannot be cancelled once such Payment Order is executed. 6.4. To set up internal Payment Order via Client Account, the Client must provide certain information to American Trust Crypto Cash Letter including payment amount, beneficiary’s name, beneficiary’s account details, amount to be transferred, payment details (description of the payment) and/or other required information. 6.5. To set up Payment Order via Client Account, the Client must provide certain information to American Trust Crypto Cash Letter including payment amount, beneficiary name, beneficiary’s account details (e.g. IBAN), beneficiary country and address, beneficiary bank details (e.g. SWIFT, bank name, etc.), payment details(description details (description of the payment) and/or other required information in the PersonalAreaPersonal Area. 6.6. The Client must ensure provision of true and authentic information, data and/or documents in relation to the Payment Order. If these details are incorrect American Trust Crypto Cash Letter may not execute / may reject or execution of such Payment Order may be delayed. If Payment Order was rejected, fee for suchPayment such Payment Order shall be applied as if it has been executed. 6.7. The Client must ensure that the information they provide when setting up a Payment Order is accurate. If American Trust Crypto Cash Letter had processed Payment Order in accordance with the information the Client had provided to American Trust Crypto Cash Letter, itwill it will be considered correctly completed even if Client had made a mistake. 6.8. In case the Payment Order has been filled-in incorrectly, the Payment Operation is not executed, unless American Trust Crypto Cash Letter at its own initiative in exceptional cases corrects the Payment Order or has sufficient amount of information to determine the correctness of information to execute the Payment Order under a regular procedure. 6.9. If Payment Order made by the Client is received by American Trust Crypto Cash Letter after 5pmon 5pm on a Business Day or not on a Business Day, the Payment Order will be deemedreceived deemed received on the following Business Day. 6.10. Each Payment Order is given a unique number and is shown in the operation history in Client Account. 6.11. American Trust Crypto Cash Letter will only process Client’s Payment Order if American Trust Crypto Cash Letter holdsor holds or had received enough cleared funds in their American Trust Crypto Cash Letter Account. The Clientis Client is responsible on funding Payment Order in a timely manner. 6.12. The payment transfer transfers to another American Trust Crypto Cash Letter Account shall be executedinstantlyexecuted instantly. The payment transfer to other Lithuania or EU Member State bank account shall be executed at the same business day if Payment Order is madeuntil made until 12 pm (noon) and next business day if it is made after 12 pm (noon). Theterm The term of payment transfer execution may be extended up to 4 (four) businessdays business days if the Payment Order is made in currencies of non-euro area Member States. 6.13. The Payment Order made by the Client may not be executed or execution may be delayed if American Trust Crypto Cash Letter (i) has reasonable doubts if the Payment Order was submitted by the Client or (ii) has reasonable doubts regarding legality orcontent or content of the Payment Order. 6.14. The Client agrees that American Trust Crypto Cash Letter shall be entitled to request the Clientto Client to provide additional information (in any form) or perform certain actions to clear any doubts in relation to the Payment Order, also, to require proof the origin of Client’s funds, income and/or wealth. The Client represents and warrants that in such event, American Trust Crypto Cash Letter shall not be held liable if the Clientsuffers Client suffers any damages in relation to delayed or declined Payment Order. 6.15. If any additional actions are required in relation to the Payment Order, the Client shall be informed about such required additional actions by message in Personal Area and/or email at which had been registered for the purpose of opening of American Trust Crypto Cash Letter Account. 6.16. American Trust Crypto Cash Letter will use reasonable efforts to ensure funds arrive at Payee’saccount Xxxxx’s account within the notified timeframe. The Client understands that American Trust Crypto Cash Letter does not have any control over the time it may take for the Payee’s bankor bank or payment service provider to credit and make funds available to the Payee. 6.17. The Client agrees that American Trust Letter World Crypto Cash may change the terms and/or methods of Payment Orders in accordance with technical reasons and/or payment services provider requirements and/or legal requirements. 6.18. Payment Orders before the execution must be authorized by the Client authenticating the Payment Order. 6.19. In order to authorize the Payment Order, the Client shall use his/her personalized security features following the instructions provided by American Trust Crypto Cash Letter on its Website. If the Client fails to follow such instructions, the Client shall be responsible for any and all damages in relation thereto. 6.20. If American Trust Crypto Cash Letter is unable to complete Payment Order, American Trust Crypto Cash Letter mayinform may inform the Client and/or, if possible, American Trust Crypto Cash Letter may specify the reasons forthe for the refusal and an explanation of how to correct any factual errors. However,American Trust , Crypto Cash Letter is not required to notify the Client if such notification would be unlawful or need a specific investigation by appropriate authorities. 6.21. The Client affirms the understanding that American Trust Crypto Cash Letter shall be entitled tosuspend to suspend the execution of the Client’s Payment Order if it is required under theapplicable the applicable law or because of other reasons unrelated to American Trust Crypto Cash Letter, if that happens, the Client shall not be able to place Payment Order, placed PaymentOrders Payment Orders shall not be executed. 6.22. The Client must immediately inform American Trust Xxxxxx Cash Letter if his/her Client Accounthas Account has been credited with the funds that do not belong to the Client and: 6.22.1. do not use such funds in any way; 6.22.2. if the such funds had been used by the Client and there are not enough funds on Client Account, the Client must not later than within 7 (seven) calendar days, credit the respective amount of funds to his/her Client Account; 6.22.3. in all cases, the Client undertakes to return such funds reimburse any and all cost and/or damages suffered by American Trust Crypto Cash Letter regarding reclaim of such funds. The Client hereby irrevocably consents that (i) such erroneous funds may be deducted from Client Account without the Client’s consent; (ii) until the Client fulfils the foregoing obligation, American Trust Crypto Cash Letter shall be entitled to freeze the remaining amount of funds on Client Account and suspend execution of the Client’s Payment Orders; (iii) if the Client does not credit his/her Client Accountwith Account with the respective amount of funds within 7 (seven) calendar days, Global Crypto Cash Letter shall be entitled to retract such funds in accordance with the applicable law.