Common use of PENSIONS AND RETIREMENT Clause in Contracts

PENSIONS AND RETIREMENT. 13.01 (a) All employees enrolled in the Ontario Municipal Retirement System (OMERS) as of January 1, 1998, shall continue to participate in the OMERS plan. 13.01 (b) All permanent employees hired after January 1, 1998, shall enrol in the OMERS plan. 13.01(c) All employees who are members of pension plans other than the OMERS plan as of January 1, 1998, shall continue to participate in those plans. 13.01 (d) Without limiting the generality of the foregoing, the pension plans to which clause 13.01(c) applies include: • Toronto Civic Employees’ Pension Plan • Metro Toronto Pension Plan It is understood and agreed that this list includes all non-OMERS pension plans of which the parties are aware as of May 11, 2000. However, it is also understood and agreed that the list is not an exhaustive list, and that any other non-OMERS pension plans of which either party becomes aware during the term of this Collective Agreement will also be covered by clause 13.01(c). 13.01 (e) For the purposes of this Article, the term “participate” when used in connection with a pension plan includes, but is not limited to, membership in the plan, accrual of pensionable service, employer and employee contributions, and entitlement to pension benefits. 13.01 (f) Each new temporary employee who works other than on a continuous-full-time basis and who was hired on or after May 11, 2000 shall, as a condition of employment, join the OMERS pension plan on January 1st following any two (2) consecutive calendar years where, in each year, such employee; (i) has earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE) under the Canada Pension Plan, or (ii) has been paid or deemed to have been paid 700 hours. 13.01 (g) All temporary employees hired prior to May 11, 2000 shall have the option to enrol in the OMERS plan as outlined in 13.01(f) (above). 13.02 For those leaves of absences granted under clause 17.10(a) and 17.10(b), every employee on leave of absence on Local 79 Business shall be considered to be in full-time attendance for pension purposes. Local 79 shall remit to the City both the employer and the employee share of the required pension contributions during such leave on a quarterly basis as invoiced therefore by the City. (a) An employee who has at least ten (10) years of credited pension service with the City, including predecessor service, and who elects early retirement shall be eligible for the continued coverage of benefits set out in clauses 12.02 (Extended Health Care), 12.03 (Dental), and 12.04 (Group Life Insurance) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. Such benefits will be effective upon the date on which the employee actually retires. (b) An employee hired prior to May 11, 2000, and who at retirement does not have ten (10) years of credited pension service with the City, including predecessor service, shall be entitled to the benefits as outlined above in clause 13.03(a) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. 13.04 Where an employee who elects early retirement and is eligible for benefits in accordance with clause 13.03 dies prior to his/her sixty-fifth (65th) birthday, said employee’s spouse (insured at the time of death) and as defined in clause 12.01(d) and eligible dependants, as defined in clause 12.01(d) if any, shall continue to be covered by said benefits with the exception of the benefits provided under clause 12.04 (Group Life Insurance) up to and including the date on which the deceased employee would have attained the age of sixty- five (65) years. 13.05 Where an employee who would have been eligible to elect early retirement dies prior to actually taking early retirement, and provided that such employee was eligible for benefit coverage at the time of his/her death, the employee's spouse (insured at the time of death) and eligible dependants, as defined in clause 12.01(d) if any, shall with the exception of those benefits provided under clause 12.04 (Group Life Insurance), be eligible for the benefit coverage as set out in clause 13.03 for the period from the date of the employee's death up to and including the date on which the deceased employee would have attained the age of sixty-five (65) years. 13.06 If an employee continues on WSIB after the first day of the fifth month following the date of disability, the OMERS disability elimination period shall continue and the employee and the employer will continue making their normal pension contribution based upon the current salary. The disability elimination period shall end the earlier of the date the employee returns to work, ceases employment or WSIB benefits cease. 13.07 The City shall provide a paid up group life insurance policy for those employees who retire in the amount of five thousand dollars ($5,000). Such policy to be provided the later of age of sixty-five (65) or at time of retirement. 13.08 It is understood that any period of disciplinary suspension without pay shall be deemed an approved leave of absence without pay for pension purposes.

PENSIONS AND RETIREMENT. 13.01 (a) All employees enrolled in the Ontario Municipal Retirement System (OMERS) as of January 1, 1998, shall continue to participate in the OMERS plan. 13.01 (b) All permanent employees hired after January 1, 1998, shall enrol in the OMERS plan. 13.01(c) All employees who are members of pension plans other than the OMERS plan as of January 1, 1998, shall continue to participate in those plans. 13.01 (d) Without limiting the generality of the foregoing, the pension plans to which clause 13.01(c) applies include, but are not limited to: • Toronto Civic Employees’ Pension Plan • York Employees’ Pension Plan • Metro Toronto Pension Plan It is understood and agreed that this list includes all non-OMERS pension plans of which the parties are aware as of May 11, 2000. However, it is also understood and agreed that the list is not an exhaustive list, and that any other non-OMERS pension plans of which either party becomes aware during the term of this Collective Agreement will also be covered by clause 13.01(c). 13.01 (e) For the purposes of this Article, the term “participate” when used in connection with a pension plan includes, but is not limited to, membership in the plan, accrual of pensionable service, employer and employee contributions, and entitlement to pension benefits. 13.01 (f) Each new temporary employee who works other than on a continuous-full-time basis and who was hired on or after May 11, 2000 shall, as a condition of employment, join the OMERS pension plan on January 1st following any two (2) consecutive calendar years where, in each year, such employee; (i) has earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE) under the Canada Pension Plan, or (ii) has been paid or deemed to have been paid 700 hours. 13.01 (g) All temporary employees hired prior to May 11, 2000 shall have the option to enrol in the OMERS plan as outlined in 13.01(f) (above). 13.02 For those leaves of absences granted under clause 17.10(a) and 17.10(b), every employee on leave of absence on Local 79 Business shall be considered to be in full-time attendance for pension purposes. Local 79 shall remit to the City both the employer and the employee share of the required pension contributions during such leave on a quarterly basis as invoiced therefore by the City. (a) An employee who has at least ten (10) years of credited pension service with the City, including predecessor service, and who elects early retirement shall be eligible for the continued coverage of benefits set out in clauses 12.02 (Extended Health Care), 12.03 (Dental), and 12.04 (Group Life Insurance) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. Such benefits will be effective upon the date on which the employee actually retires. (b) An employee hired prior to May 11, 2000, and who at retirement does not have ten (10) years of credited pension service with the City, including predecessor service, shall be entitled to the benefits as outlined above in clause 13.03(a) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. 13.04 Where an employee who elects early retirement and is eligible for benefits in accordance with clause 13.03 dies prior to his/her sixty-fifth (65th) birthday, said employee’s spouse (insured at the time of death) and as defined in clause 12.01(d) and eligible dependants, as defined in clause 12.01(d) if any, shall continue to be covered by said benefits with the exception of the benefits provided under clause 12.04 (Group Life Insurance) up to and including the date on which the deceased employee would have attained the age of sixty- five (65) years. 13.05 Where an employee who would have been eligible to elect early retirement dies prior to actually taking early retirement, and provided that such employee was eligible for benefit coverage at the time of his/her death, the employee's spouse (insured at the time of death) and eligible dependants, as defined in clause 12.01(d) if any, shall with the exception of those benefits provided under clause 12.04 (Group Life Insurance), be eligible for the benefit coverage as set out in clause 13.03 for the period from the date of the employee's death up to and including the date on which the deceased employee would have attained the age of sixty-five (65) years. 13.06 If an employee continues on WSIB after the first day of the fifth month following the date of disability, the OMERS disability elimination period shall continue and the employee and the employer will continue making their normal pension contribution based upon the current salary. The disability elimination period shall end the earlier of the date the employee returns to work, ceases employment or WSIB benefits cease. 13.07 The City shall provide a paid up group life insurance policy for those employees who retire in the amount of five thousand dollars ($5,000). Such policy to be provided the later of age of sixty-five (65) or at time of retirement. 13.08 Any employee who, as of May 11, 2000, is enrolled and participating in an OMERS Supplementary Type 3 pension benefit shall continue to be provided with such benefits during the term of this Collective Agreement. 13.09 It is understood that any period of disciplinary suspension without pay shall be deemed an approved leave of absence without pay for pension purposes.

PENSIONS AND RETIREMENT. 13.01 (a) All employees enrolled in the Ontario Municipal Retirement System (OMERS) as of January 1, 1998, shall continue to participate in the OMERS plan. 13.01 (b) All permanent employees hired after January 1, 1998, shall enrol in the OMERS plan. 13.01(c) All employees who are members of pension plans other than the OMERS plan as of January 1, 1998, shall continue to participate in those plans. 13.01 (d) Without limiting the generality of the foregoing, the pension plans to which clause 13.01(c) applies include: •  Toronto Civic Employees’ Pension Plan •  Metro Toronto Pension Plan It is understood and agreed that this list includes all non-OMERS pension plans of which the parties are aware as of May 11, 2000. However, it is also understood and agreed that the list is not an exhaustive list, and that any other non-OMERS pension plans of which either party becomes aware during the term of this Collective Agreement will also be covered by clause 13.01(c). 13.01 (e) For the purposes of this Article, the term “participate” when used in connection with a pension plan includes, but is not limited to, membership in the plan, accrual of pensionable service, employer and employee contributions, and entitlement to pension benefits. 13.01 (f) Each new temporary employee who works other than on a continuous-full-time basis and who was hired on or after May 11, 2000 shall, as a condition of employment, join the OMERS pension plan on January 1st following any two (2) consecutive calendar years where, in each year, such employee; (i) has earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE) under the Canada Pension Plan, or (ii) has been paid or deemed to have been paid 700 hours. 13.01 (g) All temporary employees hired prior to May 11, 2000 shall have the option to enrol in the OMERS plan as outlined in 13.01(f) (above). 13.02 For those leaves of absences granted under clause 17.10(a) and 17.10(b), every employee on leave of absence on Local 79 Business shall be considered to be in full-time attendance for pension purposes. Local 79 shall remit to the City both the employer and the employee share of the required pension contributions during such leave on a quarterly basis as invoiced therefore by the City. (a) An employee who has at least ten (10) years of credited pension service with the City, including predecessor service, and who elects early retirement shall be eligible for the continued coverage of benefits set out in clauses 12.02 (Extended Health Care), 12.03 (Dental), and 12.04 (Group Life Insurance) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. Such benefits will be effective upon the date on which the employee actually retires. (b) An employee hired prior to May 11, 2000, and who at retirement does not have ten (10) years of credited pension service with the City, including predecessor service, shall be entitled to the benefits as outlined above in clause 13.03(a) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. 13.04 Where an employee who elects early retirement and is eligible for benefits in accordance with clause 13.03 dies prior to his/her sixty-fifth (65th) birthday, said employee’s spouse (insured at the time of death) and as defined in clause 12.01(d) and eligible dependants, as defined in clause 12.01(d) if any, shall continue to be covered by said benefits with the exception of the benefits provided under clause 12.04 (Group Life Insurance) up to and including the date on which the deceased employee would have attained the age of sixty- five (65) years. 13.05 Where an employee who would have been eligible to elect early retirement dies prior to actually taking early retirement, and provided that such employee was eligible for benefit coverage at the time of his/her death, the employee's spouse (insured at the time of death) and eligible dependants, as defined in clause 12.01(d) if any, shall with the exception of those benefits provided under clause 12.04 (Group Life Insurance), be eligible for the benefit coverage as set out in clause 13.03 for the period from the date of the employee's death up to and including the date on which the deceased employee would have attained the age of sixty-five (65) years. 13.06 If an employee continues on WSIB after the first day of the fifth month following the date of disability, the OMERS disability elimination period shall continue and the employee and the employer will continue making their normal pension contribution based upon the current salary. The disability elimination period shall end the earlier of the date the employee returns to work, ceases employment or WSIB benefits cease. 13.07 The City shall provide a paid up group life insurance policy for those employees who retire in the amount of five thousand dollars ($5,000). Such policy to be provided the later of age of sixty-five (65) or at time of retirement. 13.08 It is understood that any period of disciplinary suspension without pay shall be deemed an approved leave of absence without pay for pension purposes.

PENSIONS AND RETIREMENT. 13.01 (a) All employees enrolled in the Ontario Municipal Retirement System (OMERS) as of January 1, 1998, shall continue to participate in the OMERS plan. 13.01 (b) All permanent employees hired after January 1, 1998, shall enrol in the OMERS plan. 13.01(c) All employees who are members of pension plans other than the OMERS plan as of January 1, 1998, shall continue to participate in those plans. 13.01 (d) Without limiting the generality of the foregoing, the pension plans to which clause 13.01(c) applies include, but are not limited to: • Toronto Civic Employees’ ‘ Pension Plan • York Employees‘ Pension Plan Metro Toronto Pension Plan It is understood and agreed that this list includes all non-OMERS pension plans of which the parties are aware as of May 11, 2000. However, it is also understood and agreed that the list is not an exhaustive list, and that any other non-OMERS pension plans of which either party becomes aware during the term of this Collective Agreement will also be covered by clause 13.01(c). 13.01 (e) For the purposes of this Article, the term “participate” ―participate‖ when used in connection with a pension plan includes, but is not limited to, membership in the plan, accrual of pensionable service, employer and employee contributions, and entitlement to pension benefits. 13.01 (f) Each new temporary employee who works other than on a continuous-full-time basis and who was hired on or after May 11, 2000 shall, as a condition of employment, join the OMERS pension plan on January 1st following any two (2) consecutive calendar years where, in each year, such employee; (i) has earned at least 35% of the Year’s Year‘s Maximum Pensionable Earnings (YMPE) under the Canada Pension Plan, or (ii) has been paid or deemed to have been paid 700 hours. 13.01 (g) All temporary employees hired prior to May 11, 2000 shall have the option to enrol in the OMERS plan as outlined in 13.01(f) (above). 13.02 For those leaves of absences granted under clause 17.10(a) and 17.10(b), every employee on leave of absence on Local 79 Business shall be considered to be in full-time attendance for pension purposes. Local 79 shall remit to the City both the employer and the employee share of the required pension contributions during such leave on a quarterly basis as invoiced therefore by the City. (a) An employee who has at least ten (10) years of credited pension service with the City, including predecessor service, and who elects early retirement shall be eligible for the continued coverage of benefits set out in clauses 12.02 (Extended Health Care), 12.03 (Dental), and 12.04 (Group Life Insurance) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. Such benefits will be effective upon the date on which the employee actually retires. (b) An employee hired prior to May 11, 2000, and who at retirement does not have ten (10) years of credited pension service with the City, including predecessor service, shall be entitled to the benefits as outlined above in clause 13.03(a) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occurs. 13.04 Where an employee who elects early retirement and is eligible for benefits in accordance with clause 13.03 dies prior to his/her sixty-fifth (65th) birthday, said employee’s employee‘s spouse (insured at the time of death) and as defined in clause 12.01(d) and eligible dependants, as defined in clause 12.01(d) if any, shall continue to be covered by said benefits with the exception of the benefits provided under clause 12.04 (Group Life Insurance) up to and including the date on which the deceased employee would have attained the age of sixty- five (65) years. 13.05 Where an employee who would have been eligible to elect early retirement dies prior to actually taking early retirement, and provided that such employee was eligible for benefit coverage at the time of his/her death, the employee's spouse (insured at the time of death) and eligible dependants, as defined in clause 12.01(d) if any, shall with the exception of those benefits provided under clause 12.04 (Group Life Insurance), be eligible for the benefit coverage as set out in clause 13.03 for the period from the date of the employee's death up to and including the date on which the deceased employee would have attained the age of sixty-five (65) years. 13.06 If an employee continues on WSIB after the first day of the fifth month following the date of disability, the OMERS disability elimination period shall continue and the employee and the employer will continue making their normal pension contribution based upon the current salary. The disability elimination period shall end the earlier of the date the employee returns to work, ceases employment or WSIB benefits cease. 13.07 The City shall provide a paid up group life insurance policy for those employees who retire in the amount of five thousand dollars ($5,000). Such policy to be provided the later of age of sixty-five (65) or at time of retirement. 13.08 Any employee who, as of May 11, 2000, is enrolled and participating in an OMERS Supplementary Type 3 pension benefit shall continue to be provided with such benefits during the term of this Collective Agreement. 13.09 It is understood that any period of disciplinary suspension without pay shall be deemed an approved leave of absence without pay for pension purposes.

PENSIONS AND RETIREMENT. 13.01 (a) All employees enrolled in the Ontario Municipal Employees’ Retirement System (OMERS) as of January 1, 1998, shall continue con- tinue to participate in the OMERS plan. 13.01 17.01 (b) All permanent employees hired after January 1, 1998, shall enrol enroll in the OMERS plan. 13.01(c. 17.01 (c) All current and retired employees who are were members of pension pen- sion plans other than the OMERS plan as of January 1, 1998, shall continue to participate in those plans. 13.01 17.01 (d) Without limiting the generality of the foregoing, the pension plans to which clause 13.01(c17.01(c) applies include: • Toronto Civic Employees’ Pension Plan • Metro Toronto Pension Plan It is understood and agreed that this list includes all non-OMERS pension plans of which the parties , but are aware as of May 11, 2000. However, it is also understood and agreed that the list is not an exhaustive list, and that any other non-OMERS pension plans of which either party becomes aware during the term of this Collective Agreement will also be covered by clause 13.01(c).limited to: 13.01 17.01 (e) For the purposes of this Article, the term “participate” when used in connection with a pension plan includes, but is not limited to, membership in the plan, accrual of pensionable serviceser- vice, employer and employee contributions, and entitlement to pension benefits. 13.01 (f) Each new temporary employee who works other than on a continuous-full-time basis and who was hired on or after May 11, 2000 shall, as a condition of employment, join the OMERS 17.02 The pension plan on January 1st following any two (2) consecutive calendar years where, in each year, such employee; (i) has earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE) under the Canada Pension Plan, or (ii) has been paid or deemed to have been paid 700 hours. 13.01 (g) All temporary employees hired prior to May 11, 2000 shall have the option to enrol in the OMERS plan as outlined in 13.01(f) (above). 13.02 For those leaves of absences granted under clause 17.10(a) and 17.10(b), premium payments for every employee on leave of absence on Local 79 Business Union business shall be considered continue to be in full-time attendance for pension purposes. Local 79 made notwith- standing such leave, and the Union shall remit to pay the City for both the employer and the employee share of the required pension contributions such premium payments during such leave on a quarterly basis as invoiced therefore by the City. (a) An employee who has at least ten (10) years of credited pension Pen- sion service with the City, including predecessor service, and who elects early retirement shall be eligible for the continued coverage of benefits set out in clauses 12.02 16.02 (Extended Health Care), 12.03 16.03 (Dental), and 12.04 16.04(a) (Group Life Insurance), at employer cost, until such employee attains the age of sixty- five (65) up to and including the last day of the month in which his/her sixty-fifth (65th) birthday occursyears. Such benefits will be effective upon the date on which the employee actually retires. (b) An employee hired prior to May 11, 2000the date of ratification of the Memorandum, and who at retirement does not have ten (10) years of credited pension service with the City, including predecessor pre- decessor service, shall be entitled to the benefits as outlined above in clause 13.03(a) 17.03(a), at employer cost, up to and including the last day of the month in which his/her his sixty-fifth (65th) birthday occurs. 13.04 17.04 Where an employee who elects early retirement and is eligible for benefits in accordance with clause 13.03 17.03 dies prior to his/her sixty-his sixty- fifth (65th) birthday, said employee’s spouse (insured at the time of death) and as defined in clause 12.01(d16.01(d) and eligible dependants, depend- ants as defined in clause 12.01(d16.01(d) if any, shall continue to be covered by said benefits with the exception of the those benefits provided under clause 12.04 FOR CLARITY – (Group Life InsuranceInsured at time of death) up means the spouse cov- ered by the employee’s benefit plan at the time of the employee’s death will continue to and including receive the benefits as opposed to the spouse at the date on which of the deceased employee would have attained the age of sixty- five employee’s retirement (65) yearsif they are differ- ent). 13.05 17.05 Where an employee who would have been eligible to elect early retirement dies prior to actually taking early retirement, and provided pro- vided that such employee was eligible for benefit coverage at the time of his/her his death, the employee's ’s spouse (insured at the time of death) and eligible dependantsshall, as defined in clause 12.01(d) if any, shall with the exception of those benefits provided under clause 12.04 (clauses 16.04(a)(Group Life Insur- ance) and 16.04(b)(Optional Group Life Insurance), be eligible for the benefit coverage as set out in clause 13.03 17.03 for the period from the date of the employee's ’s death up to and including the date on which the deceased employee would have attained the age of sixty-five (65) years. 13.06 If an employee continues on WSIB after the first day of the fifth month following the date of disability, the OMERS disability elimination period shall continue and the employee and the employer will continue making their normal pension contribution based upon the current salary. The disability elimination period shall end the earlier of the date the employee returns to work, ceases employment or WSIB benefits cease. 13.07 17.06 The City shall provide a paid up group life insurance policy for those employees who retire in the amount of five thousand dollars ($5,000). Such policy to be provided ) for those employees who retire at the later of age of sixty-five (65) or at time ), and to employees on LTD upon the attainment of retirementage sixty-five (65). 13.08 It is understood that any period of disciplinary suspension without pay shall be deemed an approved leave of absence without pay for pension purposes.