Common use of Personal and Relevant information Clause in Contracts

Personal and Relevant information. (a) You hereby agree and authorise us to verify any information provided by you to us against the information held by the Mobile Money Services Providers in relation to your Mobile Money Account pursuant to the agreement between you and the relevant Mobile Money Services Provider for the provision of its products and services and the Mobile Money Services. (b) The information that Zenka may verify against the information held by the Mobile Money Services Providers, the Integrated Population Registration System (“IPRS”) or other authority or person includes (without limitation): your phone number, name, date of birth, national identification number (“ID”) or passport number and such other information that will enable us to identify you and comply with the “Know Your Customer” requirements (together the “Personal Information”) and you hereby consent to the disclosure of such Personal Information to us by IPRS and other authority or person. (c) You hereby agree and authorise us to verify information including, but not limited to, data relating to your phone, your Equipment, from any SMS sent to you by the Mobile Money Services Providers, any financial services providers or other person relating to your use of the Mobile Money Service and such other information as we shall require for purposes of providing you the Services (the “Relevant Information”) and you hereby consent to such Mobile Money Services Providers, any financial services providers or other person providing to us the Relevant Information. (d) You hereby consent to Zenka: (a) verifying the Personal Information and the Relevant Information with the Mobile Money Services Providers and using of the Personal Information and the Relevant Information to the extent necessary in the opinion of Zenka; and (b) contacting you at any time to verify your details, ask for further information or clarification. (e) You hereby agree and authorise us to obtain and procure your Personal Information and Relevant Information from your respective Mobile Money Services Provider (or any other authority or person) and you further agree and consent to the disclosure, sharing and provision to us of such Personal Information by the Mobile Money Services Provider (or other authority or person), and further agree to indemnify and hold us and the Mobile Money Services Provider harmless with respect to any claims, losses, liabilities and expenses (including legal fees and expenses) that may arise as a result of the disclosure or sharing and reliance on such Personal Information or Relevant Information. (f) You hereby agree and authorise us to obtain and procure your credit information from the Credit Reference Bureaus and you further agree and consent to the disclosure, sharing and provision of such Personal Information by the Credit Reference Bureaus. (g) Zenka reserves the right to request for further information from you pertaining to your application for an Account at any time. Failure to provide such information within the time required by Zenka may result in Zenka declining to accept your application for an Account.We will only process your personal data that is contained in the Personal Information or Relevant Information to the extent, and in such a manner, as is necessary for the provision of the Services including but not limited to the assessment of your creditworthiness and in cases of the default of your Loan. We will not process your personal data for any other purpose or in a way that does not comply with these Terms and Conditions or the Data Protection Act. (h) We will maintain the confidentiality of your personal data and will not disclose such data to third parties unless you or these Terms and Conditions specifically authorises the disclosure, or as required by law. (i) You hereby expressly consent and authorize us to disclose, respond, advise, exchange and communicate the details or information pertaining to your Account or use of the Services to persons including but not limited to: i. third parties involved in the administration of your Account, underwriting of insurance policies, updating of databases or provision of user support, ii. Zenka’s service providers, subsidiaries or holding company for reasonable commercial, administrative, support, risk purposes relating to the Service, iii. Zenka’s lawyers, auditors, professional advisors or to any court or arbitral tribunal in connection with any legal or audit proceedings, iv. your Mobile Money Service Provider in connection with the Services, v. in business practice including but not limited to quality control, training and ensuring effective systems operation,

Personal and Relevant information. (a) You hereby agree and authorise us to verify any information provided by you to us against the information held by the Mobile Money Services Providers in relation to your Mobile Money Account pursuant to the agreement between you and the relevant Mobile Money Services Provider for the provision of its products and services and the Mobile Money Services. (b) The information that Zenka may verify against the information held by the Mobile Money Services Providers, the Integrated Population Registration System (“IPRS”) or other authority or person includes (without limitation): your phone number, name, date of birth, national identification number (“ID”) or passport number and such other information that will enable us to identify you and comply with the “Know Your Customer” requirements (together the “Personal Information”) and you hereby consent to the disclosure of such Personal Information to us by IPRS and other authority or person. (c) You hereby agree and authorise us to verify information including, but not limited to, data relating to your phone, your Equipment, from any SMS sent to you by the Mobile Money Services Providers, any financial services providers or other person relating to your use of the Mobile Money Service and such other information as we shall require for purposes of providing you the Services (the “Relevant Information”) and you hereby consent to such Mobile Money Services Providers, any financial services providers or other person providing to us the Relevant Information. (d) You hereby consent to ZenkaXxxxx: (a) verifying the Personal Information and the Relevant Information with the Mobile Money Services Providers and using of the Personal Information and the Relevant Information to the extent necessary in the opinion of ZenkaXxxxx; and (b) contacting you at any time to verify your details, ask for further information or clarification. (e) You hereby agree and authorise us to obtain and procure your Personal Information and Relevant Information from your respective Mobile Money Services Provider (or any other authority or person) and you further agree and consent to the disclosure, sharing and provision to us of such Personal Information by the Mobile Money Services Provider (or other authority or person), and further agree to indemnify and hold us and the Mobile Money Services Provider harmless with respect to any claims, losses, liabilities and expenses (including legal fees and expenses) that may arise as a result of the disclosure or sharing and reliance on such Personal Information or Relevant Information. (f) You hereby agree and authorise us to obtain and procure your credit information from the Credit Reference Bureaus and you further agree and consent to the disclosure, sharing and provision of such Personal Information by the Credit Reference Bureaus. (g) Zenka Xxxxx reserves the right to request for further information from you pertaining to your application for an Account at any time. Failure to provide such information within the time required by Zenka may result in Zenka declining to accept your application for an Account.We will only process your personal data that is contained in the Personal Information or Relevant Information to the extent, and in such a manner, as is necessary for the provision of the Services including but not limited to the assessment of your creditworthiness and in cases of the default of your Loan. We will not process your personal data for any other purpose or in a way that does not comply with these Terms and Conditions or the Data Protection Act. (h) We will maintain the confidentiality of your personal data and will not disclose such data to third parties unless you or these Terms and Conditions specifically authorises the disclosure, or as required by law. (i) You hereby expressly consent and authorize us to disclose, respond, advise, exchange and communicate the details or information pertaining to your Account or use of the Services to persons including but not limited to: i. third parties involved in the administration of your Account, underwriting of insurance policies, updating of databases or provision of user support, ii. Zenka’s service providers, subsidiaries or holding company for reasonable commercial, administrative, support, risk purposes relating to the Service, iii. ZenkaXxxxx’s lawyers, auditors, professional advisors or to any court or arbitral tribunal in connection with any legal or audit proceedings, iv. your Mobile Money Service Provider in connection with the Services, v. in business practice including but not limited to quality control, training and ensuring effective systems operation,

Personal and Relevant information. (a) You hereby agree and authorise us to verify any information provided by you to us against the information held by the Mobile Money Services Providers in relation to your Mobile Money Account pursuant to the agreement between you and the relevant Mobile Money Services Provider for the provision of its products and services and the Mobile Money Services. (b) The information that Zenka may verify against the information held by the Mobile Money Services Providers, the Integrated Population Registration System (“IPRS”) or other authority or person includes (without limitation): your phone number, name, date of birth, national identification number (“ID”) or passport number and such other information that will enable us to identify you and comply with the “Know Your Customer” requirements (together the “Personal Information”) and you hereby consent to the disclosure of such Personal Information to us by IPRS and other authority or person. (c) You hereby agree and authorise us to verify information including, but not limited to, data relating to your phone, your Equipment, from any SMS sent to you by the Mobile Money Services Providers, any financial services providers or other person relating to your use of the Mobile Money Service and such other information as we shall require for purposes of providing you the Services (the “Relevant Information”) and you hereby consent to such Mobile Money Services Providers, any financial services providers or other person providing to us the Relevant Information. (d) You hereby consent to ZenkaXxxxx: (a) verifying the Personal Information and the Relevant Information with the Mobile Money Services Providers and using of the Personal Information and the Relevant Information to the extent necessary in the opinion of ZenkaXxxxx; and (b) contacting you at any time to verify your details, ask for further information or clarification. (e) You hereby agree and authorise us to obtain and procure your Personal Information and Relevant Information from your respective Mobile Money Services Provider (or any other authority or person) and you further agree and consent to the disclosure, sharing and provision to us of such Personal Information by the Mobile Money Services Provider (or other authority or person), and further agree to indemnify and hold us and the Mobile Money Services Provider harmless with respect to any claims, losses, liabilities and expenses (including legal fees and expenses) that may arise as a result of the disclosure or sharing and reliance on such Personal Information or Relevant Information. (f) You hereby agree and authorise us to obtain and procure your credit information from the Credit Reference Bureaus and you further agree and consent to the disclosure, sharing and provision of such Personal Information by the Credit Reference Bureaus. (g) Zenka reserves the right to request for further information from you pertaining to your application for an Account at any time. Failure to provide such information within the time required by Zenka may result in Zenka declining to accept your application for an Account.We will only process your personal data that is contained in the Personal Information or Relevant Information to the extent, and in such a manner, as is necessary for the provision of the Services including but not limited to the assessment of your creditworthiness and in cases of the default of your Loan. We will not process your personal data for any other purpose or in a way that does not comply with these Terms and Conditions or the Data Protection Act. (h) We will maintain the confidentiality of your personal data and will not disclose such data to third parties unless you or these Terms and Conditions specifically authorises the disclosure, or as required by law. (i) You hereby expressly consent and authorize us to disclose, respond, advise, exchange and communicate the details or information pertaining to your Account or use of the Services to persons including but not limited to: i. third parties involved in the administration of your Account, underwriting of insurance policies, updating of databases or provision of user support, ii. Zenka’s service providers, subsidiaries or holding company for reasonable commercial, administrative, support, risk purposes relating to the Service, iii. ZenkaXxxxx’s lawyers, auditors, professional advisors or to any court or arbitral tribunal in connection with any legal or audit proceedings, iv. your Mobile Money Service Provider in connection with the Services, v. in business practice including but not limited to quality control, training and ensuring effective systems operation,