Common use of Policyholder Variables Clause in Contracts

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving household, which should instead be obtained from the PSTATUS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) or 3 (Panel 7) and the end of 2003 will have records on HC-064 and HC-073, and PUF64FLG and PUF73FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 14) or 3 (Panel 713) and the end of 2003 2009 will have records on HC-064 HC-117 and HC-073HC-123, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 18) or 3 (Panel 717) and the end of 2003 2013 will have records on HC-064 HC-151 and HC-073HC-157, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered- person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 12) or 3 (Panel 711) and the end of 2003 2007 will have records on HC-064 HC-101 and HC-073HC-107, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 17) or 3 (Panel 716) and the end of 2003 2012 will have records on HC-064 HC-143 and HC-073HC-149, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving household, which should instead be obtained from the PSTATUS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 7) or 3 (Panel 76) and the end of 2003 2002 will have records on HC-064 HC-053 and HC-073HC-062, and PUF64FLG PUF53FLG and PUF73FLG PUF62FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ policyholders= leaving household, which should instead be obtained from the PSTATUS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 5) or 3 (Panel 74) and the end of 2003 2000 will have records on HC-064 HC-022 and HC-073HC-039, and PUF64FLG PUF22FLG and PUF73FLG PUF39FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving household, which should instead be obtained from the PSTATUS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 6) or 3 (Panel 75) and the end of 2003 2001 will have records on HC-064 HC-034 and HC-073HC-055, and PUF64FLG PUF34FLG and PUF73FLG PUF55FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 19) or 3 (Panel 718) and the end of 2003 2014 will have records on HC-064 HC-159 and HC-073HC-165, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ policyholders= leaving household, which should instead be obtained from the PSTATUS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 4) or 3 (Panel 73) and the end of 2003 1999 will have records on HC-064 HC-013 and HC-073HC-038, and PUF64FLG PUF13FLG and PUF73FLG PUF38FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 20) or 3 (Panel 719) and the end of 2003 2015 will have records on HC-064 HC-167 and HC-073HC-174, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 15) or 3 (Panel 714) and the end of 2003 2010 will have records on HC-064 HC-125 and HC-073HC-132, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds Round 1 (Panel 8) 21) or 3 (Panel 720) and the end of 2003 2016 will have records on HC-064 HC-177 and HC-073HC-184, and PUF64FLG PITFLG and PUF73FLG FYFLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 11) or 3 (Panel 710) and the end of 2003 2006 will have records on HC-064 HC-093 and HC-073HC-099, and PUF64FLG PUF93FLG and PUF73FLG PUF99FLG will be set to 1.)

Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person- person-level PUF, even though the PRPL file has a record for the policyholder as a covered-covered- person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving household, which should instead be obtained from the PSTATUS PSTATS variables on the person-level files. (For example, policyholders who die between rounds 1 (Panel 8) 10) or 3 (Panel 79) and the end of 2003 2005 will have records on HC-064 HC-084 and HC-073HC-090, and PUF64FLG PUF84FLG and PUF73FLG PUF90FLG will be set to 1.)